Abbey National

[DarylVTR]

GRR robbing bastards. Had £20 left till payday (Wednesday) and they charged me £25 for going 20p over my overdraft last month.... so thats put me £5 over my overdraft again now so prbably get charged again next month.... grrr

Just on hold to see if i can get it removed but they are normally asses about it.

Anyone else had this? if so what happened?


cheers:n:

[SaxoJamie]

That sucks tbh mate. I used to be with abbey national but thought they were too much of a rip off so i just switched banks:P

[pjsaunders06]

i think i keep seein u down pompey mate, down kingston cresent is that you. My bank did the same and i refused to pay the charge and they let me off

[GRAHAM2000VTR]

my mate had that few weeks ago stupid aint it

[Wayne]

my mum and sister are with abbey, i'm with barclays and natwest.

[DarylVTR]

pisses me off no wonder people get into debt!

still on hold.... what a joke

[DarylVTR]

ok they refunded it back to me as it was them who put me in the red zone anyway PHEW!

Still annoying.

[Wayne]

glad they refunded it back for you:y:

[c8james]

they have just do something simular to me. i left in £200 for bills to go out mon.
they sent me a letter on sat saying they were taking £150 out on bank charges.
so i phoned them, told them i had just got the letter and could not get money into the bank ready for mon to cover charges.(thought you should get 2 weeks notice)
they took out there charges on monday then charged me £35 for each of the 5 direct debits as there was not enough money in the bank, phoned them again and there is nothing they can do. t***S

[Jacko]

charged for having an overdraft???

thats gay.

[Scattle]

Bummer mate, hope it gets sorted.

[CloVis]

I used to be with abbey, they suck tbh!!! same always happened with me. Affects ya credit rating an all.
Mate, write a letter asking for all charges back. At the moment there putting any letters recieved in file. Its currently going through court so wont be tiill next year that you may get all that money back. Worth a shot!!
I should be in order for a nice sum of over a grand lol!

[Clouds_mate]

Should learn you to manage money better :d

[Jacko]

he already said they refunded him....

[Clouds_mate]

they will only refund someone once or in certain circumstances. Hes used his life line.

So in theory. He still needs to manage his money more efficiently

[CloVis]

they do refund once yep.
BUT bank charges are currently going through court! The whole £30 charge thing, you all no the one.

Yeh Leckie im with a different bank now, and manage money better!

[Jacko]

agreed.

my post was largly aimed at whoever said..hope it gets sorted...

[Peejous]

Claim it all back! Banks are evil people, im currently claiming over a grand back in charges from HSBC.

[CloVis]

Claim it all back! Banks are tossers, im currently claiming over a grand back in charges from HSBC.

And im not the only one.


Sort out the rudeness on here please.

[Clouds_mate]

Thats the thing i dont get.

Banks are been taken to court regarding changes. They are settling the figures yet still charging people lol. How does that work out?

[CloVis]

They wont stop that procedure cos its still set in place.
Its going through the courts and all letters are being kept on file until its resolved.
Lots of people managed to claim charges back before it went to court, this has stopped now.

[Peejous]

ATM, if your currently trying to claim back charges it's all put on hold until the court decides that the bank can actually do this (or summat or nuffin) it's all on here:
http://www.moneysavingexpert.com/reclaim/bank-charges
If you've tried to claim they will send you an amount their prepared to pay, i.e im trying to claim just over a grand and they offered me £400 as a settlement. Now you can either take that or wait until the courts is over to find out that you can either get it ALL back or not get anything. It all decides on who wins, the banks or the people.

[Peejous]

Sort out the rudeness on here please.

Dont know what your on about, lol ;)

[rockerlad]

arghhhhhhhhhh i hate these lot they owe me £160 for not setting up a standing order so my bills didnt get paid.......its been nearly 8 weeks.......if i owed them £160 it would be taken from me in a bink of an eye....fucking hate them

[R4T]

i dont get how people get charged iv sometimes gone overdrawn by £10 i havnt been charged once for it lol and i dont have any overdrafts or anything aloowing me to do this lol

[Peejous]

People get charged because some people are on crap wages and need a night out on the lash, courtesy of HSBC etc. so they get increased overdrafts and struggle to get out of them. Then spiral downwards, until if your lucky, mommy or daddy help you out of it and make sure you dont do it again.

[JBVTR]

Kick up a fuss mate they tried to do this to be when i went over drawn because they didnt put money they were supposed to in my account.
The cheeky bitch said well we cant tell if you would have gone overdrawn anyway so we cant refund i just laughed in her face and said do you want to put what youve just said in writing for me please.

Ended up getting the full amount refunded

[CloVis]

People get charged because some people are on crap wages and need a night out on the lash, courtesy of HSBC etc. so they get increased overdrafts and struggle to get out of them. Then spiral downwards, until if your lucky, mommy or daddy help you out of it and make sure you dont do it again.

:clapping: Did that make you feel better.

On the other hand, some people get paid little yet due to circumstances they cant afford to pay house bills or food to live on, so they go overdrawn. Mostly by mistake, as im sure no1 really wants to be charged £30.

How niave are you being? Step into the real world.:y:

[AdamW]

Get a £1000 overdraft....sorted.....

[CloVis]

Adam some people cant just do that lol

[AdamW]

I can....so im Ok lol

[CloVis]

Adam u suck

[Jacko]

i can also so im Ok also...

[Clouds_mate]

3k over draft for the leckster.

Its very tempting to buy something stupid some times lol