need insurance quick!!!!!

[Kurt17]

right im 18 an iv got a vtr, im on my dads at the mo.(£500) but was driving along the other day and police pulled me over for my french plates.... he started looking round my car and asked if all my stuff on the car was insured (15" alloys, green stuff pads an discs, cat back stainless an its lowered) its wasnt and he said he is giving me 7days to get it all either insured or put back to standard......on my dads insurance it will go up to nearly 1700 so might as well go on my own!! iv seen it for just over 1900 with everything declared thats with quinns!

just wondering who u lot are insured with and for what??
cheers kurt

[maynard]

do a quote on admiral now mate their good and allow mods and you can select them online too. their good for me.

[vidal]

If I read this correctly you were driving around in your car that is insured by your father. Furthermore no mods are declared.

1) The insurance may technically be invalid. Do a search for "insurance fronting" - it may make you and your father rather difficult to insure in the future, as well as leave you with a rather nasty bill - cars have been seized and crushed for having no valid insurance.

2) Not declaring mods will invalidate your insurance in the event of a claim.

I wonder why you feel that I should subsidise your motoring via my premiums?

V.

[David]

Admiral are good. I'm 18 on a VTR and pay £1250.

[kristel10589]

Try elephant and admiral they seem to give the cheapest quotes :y:

[maynard]

If I read this correctly you were driving around in your car that is insured by your father. Furthermore no mods are declared.

1) The insurance may technically be invalid. Do a search for "insurance fronting" - it may make you and your father rather difficult to insure in the future, as well as leave you with a rather nasty bill - cars have been seized and crushed for having no valid insurance.

2) Not declaring mods will invalidate your insurance in the event of a claim.

I wonder why you feel that I should subsidise your motoring via my premiums?

V.

you've got a point mate.

[pug205gti87]

im with adrian flux i think they are only good if your over 19 tho

[b0t13]

wtf, ur paying £500 on ur dads name and u didnt even bover to declare the mods!, not small mods either!

ur the reason im paying £1800 at cheapest this year, glad he caught u tbh..

[raunchz]

I'm on bell.com with my mods declared and found it the cheapest !! Worth a try!! By funnily elephant's quote was a lot more ?!

[RedB]

wtf, ur paying £500 on ur dads name and u didnt even bover to declare the mods!, not small mods either!

ur the reason im paying £1800 at cheapest this year, glad he caught u tbh..

Just declare the mods mate, stuff like lowering and cosmetics wont make a difference

Have you fitted any power modifcations as they will make a difference?
May take an engineers report and they cant make you put everything standard :)

On the other hand you bastard its your fault everyones getting ripped off on insurance :p

[maynard]

everyones ganging up on the person who fronts! aww bless...

[havit888]

yeah adrain flux are good they did my nissan pulsar at a good price and the saxo vtr is £250 for me i am 25

[Kurt17]

got it with bell car insurance in the end £1402 on my own with everything declared!
cheers...

[maynard]

got it with bell car insurance in the end £1402 on my own with everything declared!
cheers...

glad to hear it mate thats cool. keep it that way!

[RedB]

Good lad, will cost extra but they will deal directly with you if you have any problems instead of having to speak with your mum/dad which my sister found a complete waste of time with Tesco's car insurance

Start building up some NCB :y:

[danmc]

My vtr's totally standard bought it last week. So just wondering will a new set of alloys, Grill, and some m3 indicator mirrors need declaring?. Or is it just performance enhancements?.
Cheers.

[vidal]

ANY modification from standard will need to be declared. Whether it affects your premium or not is another matter.

V.