increase after nonfault accident

[sn_dawn]

I have got my no claims bonus on my policy but at the same time i made a claim against some chav who wrote off my old 106 and this cancels out my no claims!! wtf?! it wasnt my fault and his insurance paid out so surely he should be the one getting the higher insurance premium not me? i asked my insurance (endsleigh) and they said it was because the fact that i have had one accident makes me likely to have another. now surely i pay for this risk by having an higher premium for my postcode in chavsville?!
anyone had this and do you think i would benifit from switching companies or would i have to declare this non-fault accident and get penalised for it anywhere i go?!!

grrrr!!! b%^&*d chav has just stuck his bumper back on with gaffer tape and is riding around in his L reg mondeo (its an old chav)

d. x

[b0t13]

its true, if u ever get hit whether ur fault or not ur insurance will increase.

non fault claims only push it up small amounts tho! unlike a claim..

[Dez]

lol takes the mike nothing u can do bout it though

[sn_dawn]

:( what a rip!

[Paul]

When i had an accident that wasnt my fault, my insurance went up nothing.

(Quinn Direct)

[matthewslee]

done a few quotes for mine as its near time and the cheapst i got was just short ov £1300 and i pay at the min £779 i also had a chav hit my car the best thing was my car was parked and no one in it

[skillz]

wasters

[sn_dawn]

When i had an accident that wasnt my fault, my insurance went up nothing.

(Quinn Direct)

just clicked on their website they quoted me tpf&f £1,023.33!!!!! wtf!! i only pay £650 as is! i'd hope it wouldnt go up with no-fault claim at that price!

thanx anyway

[AM4R]

my civic got written off, and it was the other guys fault, i got money etc and now my renewal is coming up, do you think ill get bumped? Got another civic and with tesco

[Mr_suv]

that sucks i wish i had the money to bail me out of things but cos insurers are ghey and rip us off its just anoyther way for the bastar** to get money out of us i hate it but without it id be fooked

[SNewham]

I never told my new insurance company that I got rear ended and had to claim off their insurance? should I of done?

[Paul]

I never told my new insurance company that I got rear ended and had to claim off their insurance? should I of done?

Did they not ask you if you've been in an accident, regardless of fault?

[saunders]

its true, if u ever get hit whether ur fault or not ur insurance will increase.

non fault claims only push it up small amounts tho! unlike a claim..

I think it's the biggest con ever!! Although im lucky enough not to experiance it, I think you should be in your rights to claim the increase off the other driver's insurance surely? to put things right

[girlracer1597]

the same thing happened to my other half, he had his ncb taken off him through a no fault accident but when it was all sorted he had them all back.

[samcook]

I never told my new insurance company that I got rear ended and had to claim off their insurance? should I of done?

yeh u should of mate, theyll know that uve had an incident they always do


back too topic, they shouldnt increase your premium after being involved in a non fault incident, aslong as theyve recovered all there costs

[b0t13]

back too topic, they shouldnt increase your premium after being involved in a non fault incident

but were talking about insurance companies, i was told that because its happened once, ur more of a risk of crashing, fucking stats...

my renewal quote is fine about it tho so im alright.

[laura_g]

You usually get it reambursed the same happened with my saxo insurance x