No wonder why people are in Debt

[harding1985]

What a joke this country is....

Cost of petrol/Insurance Cost's, living costs in general are a joke. No wonder why alot of people are getting into heavy debt

RANT OVER :n:

[TypeRhys]

or is it the availability of finance without stringent checks on personal income ? ? ?

[SaxoJamie]

Everything is expensive! Went into a newsagent earlier and a can of coke was 75p. Decided to go on elsewhere. I'm also dreading filling my car up:n:

[Jackman]

Im not in debt.

Spend it wisely.

[saxowebby]

im only in debt with familly for about £1000.

will be repaid by the new year.

[TypeRhys]

im very careful with finance.

i dont buy anything i cant afford and never on finance.
i have also recently cancelled my credit card.

(oh yer i do own 12k for a student loan !)

[kristel10589]

im only in debt with familly for about £1000.

will be repaid by the new year.

Me too :y:

[harding1985]

Its very rare to find someone completely FREE on debt.

Prob with this country everyone is out to make a buck. Finance is avaliable without any real checks. I went to an NHS hopsital a few weeks back was sitting in a hot room for 5 hours before we even got seen. This was at 1am. Good to know my money is spent wisely

[Paul]

Its very rare to find someone completely FREE on debt.

Prob with this country everyone is out to make a buck. Finance is avaliable without any real checks. I went to an NHS hopsital a few weeks back was sitting in a hot room for 5 hours before we even got seen. This was at 1am. Good to know my money is spent wisely

Im completely free of dept :p

[Lozza_vtr]

£100 in debt. :n: Gotta pay that electric bill. lol.

[Wayne]

i agree this country is getting expensive, spend the money when you need to is the best thing to do:y:

[Mr_suv]

student overdaft 4 me is maxed again this year at 1400 it sucks

[TypeRhys]

Its very rare to find someone completely FREE on debt.

Prob with this country everyone is out to make a buck. Finance is avaliable without any real checks. I went to an NHS hopsital a few weeks back was sitting in a hot room for 5 hours before we even got seen. This was at 1am. Good to know my money is spent wisely

your wait in A&E has no reflection on the tax you pay.
in was probably just a busy night (i.e. saturday), i know most A&E departments are extremely busy for a number of reasons such as GP's not doing out of hours service and foreign immigrants believing they are to be used for minor symptons (which they should consult a doctor about)

[kenny]

ive got some debt but its not that much and very managable (sp)

[craig180]

I'm about 90 grand in debt

Rather that than living on the streets

[vidal]

or is it the availability of finance without stringent checks on personal income ? ? ?

Remarkably sensible reply. Are you sure you're not me? :y:


I'll not get into the A&E debate (unless anyone has a burning desire to), but I wonder whether your A&E visit was truly necessary?

V.

[harding1985]

ive always said to myself i think its manageable if its under what you earn a month. Some guy of the TV moneysavingexpert i think said that. oh and always pay over 10% of what you owe apparently:y:

[harding1985]

Remarkably sensible reply. Are you sure you're not me? :y:


I'll not get into the A&E debate (unless anyone has a burning desire to), but I wonder whether your A&E visit was truly necessary?

V.

PMSL my girlfriend is pregnant :homme: so had th regular 13week checkups etc so couldnt be helped

[LukeVTR]

This country is a joke, seems if your british living in britain you havent got a say in anything....where as if your an illegal immagrant you get everything free and the british citizens pay for u to live here. British government i say **** the lot of em

[TypeRhys]

Remarkably sensible reply. Are you sure you're not me? :y:


V.

it comes with age :p

[Ruddy]

Ruddy is in debt bless him :(

But I think why not. I could clear it in 3 years if I tried.

[craig180]

This country is a joke, seems if your british living in britain you havent got a say in anything....where as if your an illegal immagrant you get everything free and the british citizens pay for u to live here. British government i say **** the lot of em

You fly the flag, Luke.....

[John]

ive got some debt but its not that much and very managable (sp)

Gtf kenny i know your debt lol.

Im currently debt free.

[harding1985]

Ruddy is in debt bless him :(

But I think why not. I could clear it in 3 years if I tried.


We all live once, and we don't know how long for :y: :y:

[Ruddy]

We all live once, and we don't know how long for :y: :y:



Correct.

Thats why ive been drug ridden and now drug free. Skinny as a rake, and now well built. Slept around now have a girlfriend of 1 an quarter years. Been to places that Ive always wanted to.

Lifes too short to not do them things! :drink: :drink: :drink: :drink: :drink: :drink: :drink: :drink: :afro: :drink: :afro: :drink:

[LukeVTR]

You fly the flag, Luke.....

:flag:

someone needs to :p

[vidal]

PMSL my girlfriend is pregnant :homme: so had th regular 13week checkups etc so couldnt be helped

Congrats on the impending parenthood. I would have thought that most maternity units would have a "fast-track" admission policy rather than expecting expectant mothers to wait in A&E if there was a problem. Hope she is well now.

This country is a joke, seems if your british living in britain you havent got a say in anything....where as if your an illegal immagrant you get everything free and the british citizens pay for u to live here. British government i say **** the lot of em

You have got a say in it. Every 5 years or so you get the power to choose your next government. I think on balance though, I'd rather live in a country where people want to get in, as opposed to one where they are literally dying to get out of. Wouldn't you?

it comes with age :p

Antique.

V.

[TypeRhys]

Congrats on the impending parenthood. I would have thought that most maternity units would have a "fast-track" admission policy rather than expecting expectant mothers to wait in A&E if there was a problem. Hope she is well now..


in the hospital i work in this is true, there is a designated obs ad gynae department


You have got a say in it. Every 5 years or so you get the power to choose your next government. I think on balance though, I'd rather live in a country where people want to get in, as opposed to one where they are literally dying to get out of. Wouldn't you? .

dont forget local elections.



Antique.

V.

:hug:

[bark]

Right here goes my debt ....

£4k Student Loan
£3.5k Graduate Loan
£1.4k Graduate Overdraft
£8.9k In Debt

Student Loan was purely because of one year at University
Graduate Loan - Low / No Interest On Loan Amount
Graduate Overdraft - No Interest / Charges On Balance

So I would class all this as pretty much being free money, all adding to a better credit rating, giving a lower interest rate when it comes to the time of gettin the big old 'Mortgage'. So having short term debts will help you in the long run.

Another way to look at things is that you can't take money or debt to the grave, so if you get a chance to get your hands on it ... TAKE IT!

[TypeRhys]

at least with a student loan there is no pressure to pay it off quickly and the interest is relatively small.

[Jacko]

i have little debt, i feel im pretty wise with money.

[Ruddy]

i have little debt, i feel im pretty wise with money.

And you earn shitloads...............

Selling RPGS to the PIRA you bastard

[Barry123]

This country is a joke, seems if your british living in britain you havent got a say in anything....where as if your an illegal immagrant you get everything free and the british citizens pay for u to live here. British government i say **** the lot of em

here we go again :err:

[Barry123]

I'll take a wild guess and say I owe probably more than a lot of you (except mortgage owners).

£21k student loans
£2-3k overdraft
£10k parents

parents are my priority once degree is over although they say they dont want paying back

[craig180]

I'll take a wild guess and say I owe probably more than a lot of you (except mortgage owners).

£21k student loans
£2-3k overdraft
£10k parents

parents are my priority once degree is over although they say they dont want paying back

10 big ones to the parents?!!!:fcuk:

Do we need to refer to you as Prince Sayer from now on?:p

[Scattle]

I am not in Debt just spend wisely, have a credit card but havnt used it yet, not planning too either. At the end of uni be in 9k debt though.

[Baz]

my current debt is £35 to my dad for phone bill and £60 from my overdraft. Nothing serious

[Jazz]

Debt indeed. Student undergrad, second year at Uni, still stubbonly clinging onto his beloved (but deeply, painfully expensive to run) car, tuition fees, 2k insurance, loan, credit card, probs 10k deep in debt already and I'm not even 20 yet. F.U.C.K :P

[Dom_sufc]

Hmm, 1k insurance, 2k loan, 200 worth of other debt repayments.

nah not too bad.

[Barry123]

10 big ones to the parents?!!!:fcuk:

Do we need to refer to you as Prince Sayer from now on?:p

no no craig, nothing formal like that. just 'sir' will be fine.
genuinely though I feel bad about the money I owe to my parents. They've been great and i wouldnt be this far without them.

Debt indeed. Student undergrad, second year at Uni, still stubbonly clinging onto his beloved (but deeply, painfully expensive to run) car, tuition fees, 2k insurance, loan, credit card, probs 10k deep in debt already and I'm not even 20 yet. F.U.C.K :P

that reminds me man.... are you on the £3k a year fees?

[AntDoGG]

I have no debt...yet.

[Jazz]

that reminds me man.... are you on the £3k a year fees?


Yes mate, 3k a year, and thats before the maintainence loan or 2.4k a year. Living it up now but will feel it in the next 3/4 years I'd imagine...

[Mitchell]

i couldnt give 2 sh*ts about debt.

i only live once, if i want it, i'll buy it... within reason.

not talking lambos here.. unless i get cancer.

[albinodub]

Its very rare to find someone completely FREE on debt.




£200 on card thats it yay!

[Hanuman]

it is true cost of living is a joke absolute joke with everything rocketing up from taxes - houses - prices of food it certainly all adds up. i was debt free couple month ago now i got finance on a car paid off over 3 years easy enough, i dont think anyone on here will be able to say they are truely debt free. if they do then you could put ALOT of money on the fact they certainly dont "own" there own house