£1000 Loan

[Chico999]

Right, i really need a loan of £1000.
I need someone to tell me the best place to go with the best rates!
Rep will be given!

[Peejous]

http://www.moneysupermarket.com

Should get a selection of rates etc on there.

[Karl]

get a 0% 12 month Credit card from Halifax or Egg.
done deal.

[Scattle]

Agree^^^ that's your best bet.

[sexylittleass]

I have always thought that your bank is the best bet, either a card or a loan :)

[VTR_Nick]

get a 0% 12 month Credit card from Halifax or Egg.
done deal.

thats the best option a normal loan of £1000 will come with a stupid interest rate

[Lee_P]

credit card ftw

[Karl]

hmmmm 0% credit card or a loan wih 25% APR........
I know which I rather have,

[Robb]

try and get an overdraft?

[Ross-1987]

I have an overdraft, not a £1000 but i think you can get it to that amount i think,

My friend has done similar to the suggestions above, taking out a credit car with no interest for a year, just make sure you pay it off before the interest kicks int :y:

i think you will struggle to find a loan for uner £5000 IMO

Here is a site you would like to avoid 48% APR!!! :n:
http://www.yesloansuk.com/?gclid=CIz4ldz82ZACFSNPMAodXSsJOA

One you might like to try: as stated abovw i think! :y:
http://www.moneysupermarket.com/loans/?p=0&bbcam=Adwds%5FLoans&bbkid=cheap+loans&x

Good luck!

[Peejous]

thing is with overdrafts though, you then have to try and get out of it. the temptation is always there to just spend the money.

[Rob85]

thing is with overdrafts though, you then have to try and get out of it. the temptation is always there to just spend the money.

Agreed, I got a £100 overdraft then they upp'ed it to £600 then couple months later upp'ed it to £1100. Now I cant get out of it coz I spent that money buying my car etc lol.

[xxxvickxxx]

have you tried your own bank? best place is to start there really

[Peejous]

banks tend to use a rather large APR (unless your over a certain age, normally 24) i think you should go with everyone else and get a credit card :y:

[S70KES]

credit card would be the way i'd go specialy 0% for 12months

[AntDoGG]

credit card would be the best choice. Loan for such a small amount will have a high interest rate and i wouldn't get an overdraft either.

[Chico999]

Thanks A lot guys.
Best bet would defo be the credit card tho!
Would they give a 19 year old a credit card with no interest for a year?

[Col_VTR]

Aslong as your credit history is good im sure they will :y:

[Ruddy]

You wanna be carefull how many you look at too pal. If you look at too many it goes down as financial insecurity beleive it or not and hammers your credit rating.

[craig180]

If you do go for a credit card make sure you get one with 0% on new purchases and not one offering 0% on balance transfers only.

Clever way of catching people out and stinging then with interest rates up to and over 30%!!!

I have a Capital One card and I'm pretty sure they are still doing 0% on purchases to new customers

[vts--daz]

barclaycard do good rates

[Chico999]

You wanna be carefull how many you look at too pal. If you look at too many it goes down as financial insecurity beleive it or not and hammers your credit rating.

You mean if i enter my details to the company yea?

[Chico999]

If you do go for a credit card make sure you get one with 0% on new purchases and not one offering 0% on balance transfers only.

Clever way of catching people out and stinging then with interest rates up to and over 30%!!!

I have a Capital One card and I'm pretty sure they are still doing 0% on purchases to new customers


So the one to look for is purchases. make sure that is 0%?

Also what if i withdraw say £500 will that have interest added onto it?

And lastly, if i take one out. And never use it....ever. Will i be charged anything???

[saxodan]

go to the bank they will slap a 1k o/d on no questions asked and the intrest will be minimal

it was like 30p or somehting for me being overdrawn 500 for a month..

[Karl]

Thanks A lot guys.
Best bet would defo be the credit card tho!
Would they give a 19 year old a credit card with no interest for a year?

...........Did me and I had no previous credit rating.