Paypal

[Paul]

How do you set up your account so the money goes straight out your account and to the other person. Without waiting for like 9 days for it to clear?

I've set mine up but it takes 9 days for it to clear :\

I know theres a way you can do it so it just goes straight out your bank account and into their paypal. Anyone know how?

Paul

[Andy_S]

Add a credit card as a back up of funding, then your payments are instant

[danmc]

Trying to remember how I did it. Pretty sure you have to get your account verified. Paypal take a few pence out of your account and then you get back to them and tell them how much it was.
More info here. http://www.paypal.com/cgi-bin/webscr?cmd=p/acc/seal-CA-unconfirmed-outside

[Paul]

Yeah i set up that bank funding, but thats just so if i dont have the money in paypal then it takes it out my bank (7 to 9 working days) Thats the problem =\

Thanks andy, Any way around it without having a credit card? Because i'm never going to get one. Too scared of the things :p

[Andy_S]

Trying to remember how I did it. Pretty sure you have to get your account verified. Paypal take a few pence out of your account and then you get back to them and tell them how much it was.
More info here. http://www.paypal.com/cgi-bin/webscr?cmd=p/acc/seal-CA-unconfirmed-outside

The only way you can make your payments instant is by adding a credit card otherwise there sent as eCheques.

[Paul]

The only way you can make your payments instant is by adding a credit card otherwise there sent as eCheques.

Damn..

[Andy_S]

Yeah i set up that bank funding, but thats just so if i dont have the money in paypal then it takes it out my bank (7 to 9 working days) Thats the problem =\

Thanks andy, Any way around it without having a credit card? Because i'm never going to get one. Too scared of the things :p

Sorry dont think there is.

Im in the same position, so ive started keeping my paypal account topped up with say £100 and keep it there until i need to use it, then just top it up again.

[Paul]

Yeah thats what i used to do :y:

Problem is, when moneys in the paypal i just spend it more or less straight away lol

Repped for helping, Ty mate :)

[danmc]

I dont have a credit card and all my payments are instant?.
Think you just need it verified.

[GrantW]

Link a debit card then. Mine are instant and ive not got a credit card.

[Paul]

I dont have a credit card and all my payments are instant?.

How did you do it?

Comeon try to remember please :P

I've linked a debit card but it just uses it as eCheque :s That takes 9 days :s

[Andy_S]

Yeah thats what i used to do :y:

Problem is, when moneys in the paypal i just spend it more or less straight away lol

Repped for helping, Ty mate :)

May i suggest this....http://www.moneysavingexpert.com/banking/Budget-planning, lol

[Andy_S]

I dont have a credit card and all my payments are instant?.
Think you just need it verified.

Really? Maybe im missing something then, i didnt think you could without having a back up account or credit card registered.

Apologies if im wrong Paul, its just what i thought. :oops:

[danmc]

Log in to paypal. Should be a button/link in the top left corner that say's get verified.

[Paul]

UK - Verified

Says i already am. I remember verifying it when they paid two small amounts into my account then i had to tell them how much each was and that. :s

And lol @ Andy :P

[Andy_S]

Log in to paypal. Should be a button/link in the top left corner that say's get verified.

Im uk verified and have a premier account and my payments are still sent as eCheques, but ive only got one account registered, how many you got? credit cards aside.

[Paul]

Done abit of searching and found this:

Question : Can I use my UK bank account to make Instant Bank Transfer and eCheque payments?

Answer :
A Yes. UK members who register a UK bank account denominated in Pounds Sterling can complete bank funding on their UK bank accounts and make Instant Bank Transfer and eCheque payments. Once you have completed bank funding, simply select Instant Bank Transfer or eCheque as your payment method when you send money.

Here's how:

1. Click the Send Money tab
2. Enter the required information.
3. Click Continue
4. Click the More Funding Options link.
5. Select the Instant Bank Transfer or eCheque button.
6. Click Continue
7. Review the information and click Send Money to complete your transaction

Problem solved :y:

[danmc]

Like grantw said link your debit card. That must be how it enables instant payment's. A visa electron should be enough to do it.

[mattchewone]

Ive got a durrent account debit card and my payments are instant. Just went through the set up as normal. Didnt do anything special.

[Andy_S]

I dont have that option, it tells me, for instant bank transfers add another account or credit card.

[Paul]

Ive got a durrent account debit card and my payments are instant. Just went through the set up as normal. Didnt do anything special.

Same im using a current account debit card

Just got to find something to buy now to check if it works or not =\

[Chico999]

Im exactly the same mate.
I upgraded my account to premier.
Unsure if it makes any difference but im hoping it will!
neva had n e thing to buy!

And its free to upgrade!

[Paul]

From messing about with it i think you need to verify your address. Where they ring your house number and that.

Going to do it tomorrow as i dont fancy waking up parents and especially my brother lol.

Cheers for post and pm ;)

[Chico999]

No probz mate. I reckon i mite have to do that too then!
hmmmmmmm im gonna have a look around.

[Andy_S]

Thats really strange because im verified in every way possible on paypal, and i still cant send instant bank transfers, it just tells me i need a back up account.