1.1 desire .....declare vtr alloys?

[1100desire]

hello people if i decide to buy and install vtr alloys would you declare it to the insurance company recently was involved in a smash and they didnt even blink at the k and n i had installed, the aftermarket wheeltrims and momo racing seatbelt pads

[Noddy]

Strictly speaking yes, you should declare them as there not a standard part for your car (its meant to be steelies and hub caps)

Mine came on the car and tbh i've never declared them or my spoiler - just said they came on the car :err:

[1100desire]

im really desperate to get them anyone have any ideas how much they might bump it up i think its norwich union or some other old fart company as its in my grans name still

[Noddy]

best way to find out is to phone them up and ask....

[1100desire]

phoned them up and they said as long as they are the same size as the original wheels no extra charge shouldnt be a problem i was like ye ye then i thought shit originals are 13 and vtr are 14 but im just gonna buy them anyway if i crash i can change them bak lol

[David]

phoned them up and they said as long as they are the same size as the original wheels no extra charge shouldnt be a problem i was like ye ye then i thought shit originals are 13 and vtr are 14 but im just gonna buy them anyway if i crash i can change them bak lol

What??! Don't be a cock! What if all your wheels are fucked and you can't change them back... Why don't you ring them, say you're thinking of putting vtr alloys which are 14" [an inch larger than your current ones], and see how much extra it will be. It won't be alot mate, about £10-20...!

[1100desire]

yay just checked them i have 14 inch wheels says R14 on the tyre and is 14 inches tape measured it yay must be coz its the desire model or something lol

[Quick]

Are you a named driver on your grans policy?

[1100desire]

Are you a named driver on your grans policy?

what if i am

[Global_discovery]

Yeh the Desire does come with 165/65/14 wheels, the VTRS are just 20mm wider.

[shooorn94]

you should always claim, I know the co-op usually don't mind aftermarket wheels, will need to check this out when I finally get some :p

[VTR_Craig]

What??! Don't be a cock! What if all your wheels are fucked and you can't change them back... Why don't you ring them, say you're thinking of putting vtr alloys which are 14" [an inch larger than your current ones], and see how much extra it will be. It won't be alot mate, about £10-20...!


how much did your insurance go up by when you told them about the exhaust, lowered, induction kit, VTS interior?

lol.

TBH mate you should declare everything but who does? we are all getting bummed so hard already by them i was just happy to have a sheet of paper that said i am insured. (Which i am, as my car is standard)

[1100desire]

phoned them they dont give a feck as long as the wheels arent bigger well ok ive found they are 20 mm wider but oh well they meant rim size im sure best not to delve to deep into these things :afro:

[VTR_Craig]

its also illegal to be on someone else policy when you are the main driver

your screwed either way lol

[1100desire]

who says im the main driver ? :p

[David]

who says im the main driver ? :p

im really desperate to get them anyone have any ideas how much they might bump it up i think its norwich union or some other old fart company as its in my grans name still

You may aswell have done... Your gran isn't going to have a k&n, momo pads and aftermarket blinging trims... And the subs etc!

[Noddy]

Having the policy fronted is illegal and can void your policy.

[1100desire]

actually she does like subwoofers and k and n subs wot are u the police

[bakkipouch]

actually she does like subwoofers and k and n subs wot are u the police

lmao how old ? :homme:

[VTR_Craig]

where abouts in lincoln are you bakkipouch?

[Natalie]

phoned them up and they said as long as they are the same size as the original wheels no extra charge shouldnt be a problem i was like ye ye then i thought shit originals are 13 and vtr are 14 but im just gonna buy them anyway if i crash i can change them bak lol

Not necessarily. My brother crashed his car last month and while he went to hospital in the ambulance they took his car to a recovery yard. He was allowed to go down the next day and pick up his belongings. How could you change your wheels over in a situation like that? You would be in big trouble if you hit someone else then your insurance company voided your policy because they found you hadn't declared your mods.

It cost me £3 to declare my VTS alloys to my insurance company. It's just not worth it

[David]

where abouts in lincoln are you bakkipouch?

He's from birchwood iirc... :homme:

[1100desire]

Not necessarily. My brother crashed his car last month and while he went to hospital in the ambulance they took his car to a recovery yard. He was allowed to go down the next day and pick up his belongings. How could you change your wheels over in a situation like that? You would be in big trouble if you hit someone else then your insurance company voided your policy because they found you hadn't declared your mods.

It cost me £3 to declare my VTS alloys to my insurance company. It's just not worth it

yeah got them all done and declared no extra charge just been put on record look really good