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OLLYVTS
20th January 2008, 19:25
Good evening all.

Im insured fully comp on my saxo vts,im over 21 with 1 years no-claims and i need to know if i would be insured to drive my friends fiat uno 1.1 which is insured by my friend and he has traders insurents on it.Im insured with Adrain flux by the way.

Dose anyone know if i would be insured to drive his car?

Thanks in advance.:y:
Olly.
DamoVTS
20th January 2008, 19:51
Im not 100% sure, but if you did im sure your friends car would only be 3rd PFT
evans1089
20th January 2008, 19:55
who are you insured with? Im with quinn and it says in the handbook that if im fully comp, which i am, you are ensured on any car as long as you have permission, but only legible for third party insurance...
b0t13
20th January 2008, 20:03
ull have to check ur documents or ring AF to find out..
OLLYVTS
20th January 2008, 20:09
Evans1089 im in insured with adrain flux.

I will phone them tomorrow and find out its just i need to know today really and they were closed.So i thought i would ask on here to find out if anyone has done this before with adrain flux and knows if i would be insured.

Cheers for the relpys.
alextoffie
20th January 2008, 20:20
If you're fully comp in your own name, especially being over 21 you'll be able to drive any car with permission but only covered 3rd Party... Most insurers offer this, i'd double check if you're not sure but it'd be odd if you weren't.

Should say in your insurance documents i'd have thought?
Quick
20th January 2008, 20:42
Read the small (& big) print on your policy docs!
OLLYVTS
20th January 2008, 20:55
Thanks for the help lads i will have a good look through my insurance docs.
jasonfitness
20th January 2008, 21:03
some insurance companies would cover you TPFT on another vehicle, but alot of them now wont unless your 25. Im nearly 22, 2YNCB and fully comp on my VTS Turbo but cnt drive another car under my insurance until im 25!
OLLYVTS
22nd January 2008, 00:47
some insurance companies would cover you TPFT on another vehicle, but alot of them now wont unless your 25. Im nearly 22, 2YNCB and fully comp on my VTS Turbo but cnt drive another car under my insurance until im 25!

Yea same here i phoned them today and i have to be 25.
Chico999
22nd January 2008, 00:50
Yea i kind of guessed that mate. Even with aa traders policy you have to be 25 to drive anything.
John
22nd January 2008, 01:02
Quinn Direct can drive any other car 3rd party from 17.
Chico999
22nd January 2008, 01:13
Really?
Kind of price would you have to pay?
Saxo_Steve
22nd January 2008, 01:36
Wouldn't your friends traders insurance cover you?
b0t13
22nd January 2008, 02:51
Really?
Kind of price would you have to pay?

normal price of whatever ur quoted, even there tptf policys cover you ..!

crazy irish!
Paul
22nd January 2008, 03:26
normal price of whatever ur quoted, even there tptf policys cover you ..!

crazy irish!

What you mean you dont have to be fully comp to drive other peoples car tpft, you can be tpft yourself???
b0t13
22nd January 2008, 11:52
What you mean you dont have to be fully comp to drive other peoples car tpft, you can be tpft yourself???

yep its standard on both the policys, fuly comp and tptf.
Paul
22nd January 2008, 15:02
Gunna ring them up and ask them to make sure. Then maybe rob my bros VTR for abit XD

edit:

Just rang them, your right. I can drive any car 3rd party fire and theft! Woo