What are you paying?

[GTI_Lee]

Hi everyone. As some of you might know, I am selling my VTR. I was hoping to get a Civic EK9 but due to ridiculous insurance prices I have been forced now not to get one. So now I am looking out for a VTS. Thing is I just wanted to know what are some people on here paying for their VTS insurance? I will be 19 in a few months so will wait till then. The cheapest quote I have had is £1473 at 19 with 1 year NCB TPF+T with me as a main driver and my dad as an added driver. So any 19 year olds on here with a VTS, what are you paying for your'e insurance? Also is it wise to insure the VTS as TPF+T?

[Agent-VIP]

Lol mate.

You know there's an insurance section.. and you know there will already be threads about it

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[GTI_Lee]

Yeah, but just thought I would make a new thread.

[AdamH]

if you post in the insurance section.. you will get more replies aimed at insurance rather then useless ones...

[KayMarie]

£750, no NCB and 1 years driving experience. I'm 20. Thats my qoute for a VTS :)

[jamiemackie]

£750, no NCB and 1 years driving experience. I'm 20. Thats my qoute for a VTS :)

fully comp or third party, male/female???

[KayMarie]

Third Party, female :)

[DamoVTS]

Third Party, female :)

If it was male it would be double that

Not right tbh

[Raz]

when i was looking for a new saxo....i did a quote for a VTS out of curiosity (sp), and was quoted £1500 (there or there abouts) TPF&T

I wouldnt say its a good idea to get a VTS on TPF&T....

[DamoVTS]

mine £4500 VTS is on TPF&T.. fully comp was ridiculous

[Raz]

mine £4500 VTS is on TPF&T.. fully comp was ridiculous
anser the boy then lol

how much are you paying :P

[djshongo]

im 23. £800 on a VTS fully comp.

[DamoVTS]

Mines £1400 with mods declared. 20 with 2 years NCB

But when i renew next in sep it will be 21 on the policy with 3 years, should go down alot

[KayMarie]

I forgot to say, I think thats with my boyfriend on who has 4 NCB and drives his own car.

Raz - Why don't you think its a good idea to have a VTS on tpf&t?

[Raz]

I forgot to say, I think thats with my boyfriend on who has 4 NCB and drives his own car.

Raz - Why don't you think its a good idea to have a VTS on tpf&t?
ive always thought that for a big, fairly powerful car....you should always be fully comp....if you know where im coming from?

[eoey]

ek9's are over rated imo i have beaten 2 in my saxo which has breating mods!!
both wer near standard also

you'll have more fun on back roads with the saxo fact!!

i pay 2200 euro tpft

[KayMarie]

ive always thought that for a big, fairly powerful car....you should always be fully comp....if you know where im coming from?


I see where you're coming from, I've just always been tpf&t and never had a problem and my first car was a 1.6 8v, fairly powerful for a first car. Just have to be sensible :)

[Raz]

I see where you're coming from, I've just always been tpf&t and never had a problem and my first car was a 1.6 8v, fairly powerful for a first car. Just have to be sensible :)
agree....it would have been fairly powerful for a 1st car....especially if you learnt, in say, a 1.2 corsa or something lol

[DamoVTS]

agree....it would have been fairly powerful for a 1st car....especially if you learnt, in say, a 1.2 corsa or something lol

I learnt in a new Mini Cooper :P

[KayMarie]

agree....it would have been fairly powerful for a 1st car....especially if you learnt, in say, a 1.2 corsa or something lol

I learnt in a Honda Jazz. Don't know what engine size was though, I did drive my mums fiat punto for a few weeks as well. that was like 1.2 or something, it was hilarious!

[Raz]

I learnt in a Honda Jazz. Don't know what engine size was though, I did drive my mums fiat punto for a few weeks as well. that was like 1.2 or something, it was hilarious!
so you would realise straight away the power difference....

so...you now know the reasons why i would insure a fairly powerful car fully comp :P

[KayMarie]

Yeah but a jump from 106 to a VTS or GTi isn;t going to be that much and I have more experience now. Like I say, it works for me :)

The very first thing I drove when I passed was a 205GTI, now THAT was an interesting experience :)

[Wilkys-sexy-saxo]

220 a month 1.1i saxo :(

[Rich_Black_VTS]

Im 22 paying £650 fully comp, plus added me mum on to make it cheaper:clapping: 3years NCB

[Rich_Black_VTS]

Mk2 Vts

[Mr_X]

i really want to get an ek9 or mayb a dc2, how much did u get quoted?