3rd party

[Pat_Vts]

im slightly confused ...

if i take a fully comp policy on my VTR with me just policy holder and the only person on the policy...

will i have 3rd party to drive any veichle with MOT and TAX? or is it a extra that i have to pay for?

[Quick]

Depends on your insurance company & your policy!

[Pat_Vts]

if i find a specific company who will accept me driving other cars 3rd party?... or can i ring and require this as a additional on the policy?...

[Graeme]

you have to be over 25 aswell

[Pat_Vts]

do i ? or cant i find exceptions?...

[b0t13]

all quinn direct policys allow this, even if your TPFT on ur vtr..

any age too..

[Pat_Vts]

all quinn direct policys allow this, even if your TPFT on ur vtr..

any age too..

im going with quinn when im 19!!!!!!!!!!!!!!!!!!!!! and its scooby doo time if i have 2,750 spare;)

[Pat_Vts]

what is required apart from the car being regeristerd in my mums name and me driving it 3rd party?...

[Pat_Vts]

MOT and TAX obviously...

[Quick]

Often the vehicle has to be insured by the owner as well!

[kev999_VTR]

you have to be over 25 aswell

Thats not true. Im 20, and I pay a little extra with bell (£29.95 to be precise) to be insured on other vehicles. Same with two of my other mates.

[Paul]

all quinn direct policys allow this, even if your TPFT on ur vtr..

any age too..

The other car is not allowed to be owned by you or your employer though..

[Barry123]

exactamundo... otherwise I'd be insuring a N reg fiesta 1.0 TPFT and running the PHATEST car I could afford.


no it doesnt work like that.

[Pat_Vts]

The other car is not allowed to be owned by you or your employer though..

mummy?....

[Paul]

Come again?

[Pat_Vts]

mummy?..

[b0t13]

if u really want to, buy a shitter, insure it then hop into you 'mums' scooby ;)

dont recomend it tho because if u crash itll only be thirdparty.

[Paul]

But your mum would have to insure it still..

[b0t13]

already been covered this but noone believes it,

the second car with quinn, does NOT have to have its own policy
and you can be tpft on ur shitter and drive anything 3rd party too

it seems silly but they do it for some reason, ive asked quinn loads (a manager and several staff) and traffic cops about it too, then both said its fine!

only thing u cnt drive is a commercial car or van

[SNewham]

I drive my dad's R32 using this on my Quinn policy but I'm actually on my mums insurance policy as a second driver.

I don't really risk driving third party in a car worth over 35 grand though lol

[b0t13]

how u insured at all on a r32 lol, must cost a bomb

[SNewham]

how u insured at all on a r32 lol, must cost a bomb

I already said, I'm insured for free 3rd party as my insurance with Quinn states that I am insured 3rd party on any other car with owners permission and I have written confirmation ;)

Costs enough to be insured on the merc though but definitely worth it.

[b0t13]

u cnt drive anything 3rd party if ur a second driver?

[SNewham]

u cnt drive anything 3rd party if ur a second driver?

What?

I have my own insurance policy on my saxo fully comp which states that I can drive any other car 3rd party with owners permission. I have that in writing. Therefore I drive my dad's R32 with that.

I'm then a second driver on my mums insurance policy on her merc so that I can drive that fully comp.

[b0t13]

I drive my dad's R32 using this on my Quinn policy but I'm actually on my mums insurance policy as a second driver.

didnt really make sense, got ya now tho..