insurance query ??

[hopey]

i am having a problem,getting insured on a 50mm drop does it pay to be truthfull ie how do they knw what drop your car is if anything happened. how do insurance investigators knw exactley how low your car is? most insurance companys i hve rang have a 30mm limit. also can anyone advise good insurance companys, because i have 9points and our lass has 6. quotes i hve had so far are rediculous !! drv a vtr by the way.. cheers

[puzzledzippy]

try www.aqute.co.uk
They are brilliant.

[puzzledzippy]

sorry,
www.aquote.co.uk

[webvtr]

admiral is deffos where its at

[saxo_vtr_51]

go to autotrader.co.uk the go to insureance they search loads of companys for you

[Foxy_VTR]

I found CIS Insurance the cheapest www.cis.co.uk

[hopey]

tried aquote theyve got a 30mm limit. thanks for youre help people.

[hopey]

does it pay you to be honest to your insurance. as in tell them youve got a 30mm drop when its act a 50mm drop cheers.

[DevilDamo]

your 35 and are having that much trouble getting insured on a vtr? i can see you have previoius driving convictions but i have 7 points and 2 claims and im insured on my vtr (all mod's declared) for around £1k.

i would never even think about lying to an insurance company. they can send investigators out to inspect damage as a result of an accident. also, what i experienced last year during a cruise was that police were pulling people over, noting their modifications and then reporting them to their insurance companies.

if you are not honest with your insurance company then they will NOT pay out as a result of an accident. obviously the same still applies if somebody went into you. if your insurance company found out that you had lied about a modification, then it would be your fault and it will be you who will be loosing out.

there will be insurance companies who will cover you. but be careful because even though you may come across a 'reasonable' quote, there may be other charges, for example, your excess could be £1,000.

just out of interest, what have you already been quoted and by who?

[hopey]

shhhhhhhh devildamo 35 not proud of it &605 lasy year jumped up about &300 due to points. thanks for your input mate.

[DevilDamo]

so its not REALLY that much then (well compared to what some of us are paying). are they saying they will NOT insure you if you lower your car by 50mm or are they saying, your premium will increase dramatically if you did?

[hopey]

ive had a couple of quotes tonight. as soon as i tell them about my 50mm drop its like ring back in morning well have to check on that.

[Dan]

so u pay £900 for your insurance and thats for 2 ppl with 6 or more points?that aint too bad but im sure u could find better! i wouldnt lie bout anything as if u have a crash and they find anything different on the car than it says on the policy then they wont pay out and you will have a massive premium on any further policies you take in the future!

[DevilDamo]

also its an offence not to report modifications to your insurance company.

carl, i take it the car is over three years old!?!

[hopey]

my car is 2 years old this month had it since new. not telling any porkies to ins cheers lads.

[Sean]

£900 with your points isn't that bad.
try Endsleigh, i'm paying £900 with 6 points, and a declared drop of 55mm.

[hopey]

cheers seanvtr81 will try them tommorow nice one anyone into f1.

[DevilDamo]

carl, bear in mind that CITROEN are getting quite hot on modded cars nowadays. i used to get things on my car fixed for free under warranty but i took the car to another citroen dealer and they charged me for doing some similar work.

they said, if you modify the car from factory standard, then your car is no longer covered under warranty. but this is a kind of grey are because another dealer says that if you take your car in to be repaired and the damage is a result of a modification, then it will NOT be covered (under the 3 year warranty).

im not really into f1, but people who look at my name, think im some kind of MAJOR f1 figure!?! i would NOT know why they'd say that!!! smileys/smiley4.gif

[hopey]

cheers matey by the way ill get some pics of my car up soon. when i get hold of a digi cam.

[hopey]

sorted lads high performance ins. &805 get this lad who done my quote is paying over &3000 civic type r.

[DevilDamo]

carl, dont you have a '£' sign!?! i keep on trying to work out why you put an '&' infront of numbers!!! smileys/smiley4.gif

so you are now insured and for £805?

[hopey]

im no expert with comp get there in the end yep ins for £805 LOL DONE IT RIGHT THIS TIME.

[Dan]

lol i was going to ask that damo! i wondered why he kept putting a & instead of a £!!! not a bad quote then ey!

[hopey]

yep happy with that chees lads.

[hopey]

sorry i mean cheers!!!!!!!

[saxo_2004]

try confused.com they search all insurance companies.

[hopey]

cheers for that saxo 2004 but set my new ins up tonight.

[DevilDamo]

oh i see. i thought you didnt HAVE a '£' sign on your keyboard because there always some that when you try and press the '£' sign, something else comes up. but, this is not the case!!! hehe!

[hopey]

devildamo youre having a right go at mr arant you eheh!

[hopey]

devildamo your having a right go at me arent you eheh!

[DevilDamo]

nah im not mate. one of my keyboards didnt have a '#' sign. thats all im saying!!! smileys/smiley17.gif thought it may have been something similar with your keyboard.

anyway... smileys/smiley14.gif

[hopey]

its me mate just getting into this computer lark!