View Full Version : Anyone 21 with a VTS?
AdamH
1st March 2008, 15:04
ok turning 21 on the 5th and wanted to insure the new vts.
Only mods are :
1.4 106XSI gearbox
283mm GTI6 Brakes
Green Enclosed Filter
Lowered 40mm
Now Cis, Churchill and directline qont quote me
Admiral, Quinn want over 1k
Cheapest so far is with flux but a 400 excess :n:
other then that its 828... i swear insurance prices have gone up..
this is with 4 years no claims to :panic:
Danr
1st March 2008, 15:06
Alot of wedge their mate. Is that fully comp?
bytor
1st March 2008, 15:18
Try Elephant; Lowerd 50mm, £820 Fully Comp 21 3yncb. Post code is Group B, A being the cheapest. But thats with 25,000 miles a year. 12,000 was around £650.
stoney_182
1st March 2008, 15:21
alot of dosh, especially with 4yrs no claims!
AdamH
1st March 2008, 15:29
yes it is fully comp.. sabre offered me 4000.. they got a not so polite goodbye :) and its not with protected no claims either.. haha.. a good area and garaged... sigh
kev999_VTR
1st March 2008, 15:38
Im 20 with 3 years NCB and 3 points on a MK1 VTS and paying £1200 fully comp, with mods being non standard alloys and exhaust. Though I have a high exess as Im under 21. Thats with bell.
VTR_Dan_VTS
1st March 2008, 15:41
i gots a fiesta zetec s, 2006. They transfered my insurance right over for free from a saxo furio! 1.4!
VTR_Dan_VTS
1st March 2008, 15:41
oh and sorry, forgot to say KWIK FIT do really cheap insurance!
aaronrook20
1st March 2008, 16:17
i'm 20 nearly 21 this month and i'm paying £855 fully comp on a MK2 VTS £655 if it was fire and theft and that was admiral i have 3 yrs no claims god knows why they wanted 1k for!
oh helps if u put ur mum as an additional driver!
it took it down £200 so i could of payed £1055 fully comp
worth a try give it a go:y:
AdamH
1st March 2008, 16:39
hm. thats a standard vts tho
apparently the gti6 brakes affecst the performance so theirfore its higher ... sounds pathetic to me.. insured a 266mm setup on the ot her vts for less
Grand_Champ
1st March 2008, 16:47
Im 21 and the cheapest quote I have had this time around is £700 from Directline. Which is kinda wierd as they wunt even insure me last time I checked a couple of months back. Anything around 1k is good if you ask me as iv had quotes towards the 2k mark
davevts
1st March 2008, 17:09
i pay 700 fully comp, 21, 1 years no claims. 3 yrs driving.
i have all the mentioned mods you have adam plus more.
with admiral
AdamH
1st March 2008, 17:12
quote online and phoned up and they wont quote me.. hmm
Edit : thats a lie.. they wanted £1084
Edit 2 : what area code are you also? im in po22 which is A :/
MidlandVtr
1st March 2008, 17:19
i pay 710 for my vts mk1 and im 21 with admiral and ive got 1 years ncb haha. that is on the multi car policy tho. last year i only paid 790 for 10 months accelerator with no ncb and a crash on my licence which really aint bad. admirals the way forward
AdamH
1st March 2008, 20:08
the mods this one has is different from most peoples tho
Karl
1st March 2008, 20:18
19 with 1 yrs ncb I insured a VTS 2001,
lowered 40mm,
replacement filters,
exhaust and manifold,
aftermarket wheels,
bigger brakes
for £1040 tpft with Bell.
AlexB
1st March 2008, 23:17
20 on my provisional
2800 squid
fully comp
with bell
spec as im sig declaired
AdamH
2nd March 2008, 11:08
2800.. bloody hell.. and i thought i had it bad
aaronrook20
2nd March 2008, 12:49
Admiral is the way forward
AdamH
3rd March 2008, 12:36
wow.. out of all the insurance companys ive rang.. adrian flux being the cheapest..
but the last few ive called up have been very rude.. deffo never going to bother with tesco, brentacre or chris knott again..
b0t13
3rd March 2008, 17:26
whats problems u had with brentacre, i found there really helpful when i insured my vts (19yo £1900 fc)
Roy-VTS
3rd March 2008, 17:53
im with quinn and its costing me £1500 a year at 19 but the policy covers me to drive anyone elses car as long as they hold insurance for it which is a bonus
AdamH
3rd March 2008, 18:07
roy thats what i was after to but theyve changed it.. you have to be 25+ to be able to drive someone elses car if their insured for thirdparty.... sucks tbh..
also brentacre made me wait about 10 minutes then said theirs no point since they wont be able to beat adrianflux.. and that was the end of it
Roy-VTS
3rd March 2008, 18:10
what??? surely not it says it on my certificate?? must dig it out
AdamH
3rd March 2008, 18:14
i had it for the last 3 years.. and now their all saying you have to be over 25 to stop boy racers insuring a 1.1 micra and driving scoobies apparently
Bowey
6th March 2008, 18:15
i pay 700 fully comp, 21, 1 years no claims. 3 yrs driving.
i have all the mentioned mods you have adam plus more.
with admiral
im exactly the same with no mods and they quoted me £1200 i live in class b
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