VTS VS VTR

[G_sus]

Can someone tell me or point me in the direction of somewhere where i can see the difference's between the two. An anyone know of the difference in insurance on the two?? thanks in advance

[SaxoAL]

VTS will literally cost you twice as much to insure than the VTR..
As VTS is grp14 and VTR is grp7

[G_sus]

smileys/smiley19.gif

[SaxoAL]

VTS has 120bhp, VTR 90/98bhp dependent on year.
VTS has ABS, pass airbag, rear headrests and elec mirrors and VTR doesnt..
VTS has an extra 8v over the VTR's 8v engine.

[G_sus]

thanks mate, sounds good but insurance doesn't

[SaxoAL]

try Quinn Direct.. Go and do an online quote, (click here) (http://www.quinn-direct.co.uk/), for a VTS.. Im 19 and it quoted £1600 for me , which isnt bad for a VTS.. smileys/smiley17.gif

[G_sus]

how are they about modifcations?

[SaxoAL]

dont like engine mods.. but are ok with body mods.
Says on their first screen if I remember rightly.

[G_sus]

yea just read that but if i got the VTS prob wouldn't be touchin the engine for a long time. Im tryin to get a online qoute but it wants the car registartion an obviously i aint bought it yet

[SaxoAL]

Look on ebay or something and get a reg of one..

[G_sus]

1417.20 for 3rd party fire n theft
2155.11 for fully comp

Probably take it 3rd party smileys/happy.gif

[SaxoAL]

smileys/smiley17.gif not bad at all. How old are you ?

[G_sus]

19 mate

[SaxoAL]

Good quote thensmileys/smiley17.gif smileys/smiley2.gif

[G_sus]

yea seems it, thanks again for all your help didnt think i'd be able to afford the qoute so pleasentally suprised smileys/smiley4.gif

[SaxoAL]

VTS here you come eh ! smileys/smiley2.gif

[Dan]

not a bad quote mate! im 22 and have 2 yrs ncb nd i get quoted £900-1000 for a vts!

[G_sus]

yea seems pretty good changin jobs soon so will wait until im in my new job then should be gettin the VTS smileys/smiley17.gif

[Sean]

just taken alex's advice and tried Quinn Direct- £930 to insure a vts fully comp, and i'm paying £950 fully comp to insure my vtr now!! smileys/smiley5.gif

[Dan]

how old are you sean? who you insured with on the vtr??? as thats expensive!

[Sean]

23 mate.endsleigh insured me. know it's expensive, but i do have 6points, they come off in next few months tho smileys/smiley4.gif

[Dan]

ah thats probs why then! lol

[SaxoAL]

Im so going to Q/D when I get my VTS... smileys/smiley2.gif

[rushy_23]

That is a good price for insurance on a VTS, i will also be another saxo after i hit 21 this september, but im still not sure whether to get a VTR or VTS. I owned a VTR previously which was written off this december gone.

I was very happy with the VTR, but i would really like a VTS next. But i really cant decide, obviously the VTS will be more expensive, but i dont see the point in buying a VTR and tuning it when i could have got a VTS standard with same performance.

I will have been driving for 3 years by then, and do have a claim now from the crash on my licence, have no no- claims bonuses as 1st two years were insured under my moms name. The crash was under my own name. I think that i will be insured under my moms name again, but i was wondering if you guys have any advice..

[Gav]

im with quinn direct and i only pay £331 fully comp on a 2000 W reg vts. Im 27 6 years n/c and with our lass on insurance as well.

[Gav]

that was with n/c protection aswell. £175 excess tho.

[Sean]

Im so going to Q/D when I get my VTS... smileys/smiley2.gif

if i was you Alex i'd be on the phone to them claiming commission off them for recommending them!! smileys/smiley2.gif

[Dan]

ive jus got a quote from them in a vts at £1053! could get it cheaper at tesco's!

[SaxoAL]

I am their online promoter! lol..
nah, I got recommended to them a little while ago and have kept on recommending their prices to others since!
Havent heard a bad word about them !

naX, what are they generally like as an insurance company ? breakdown cover etc ? benefits?

[Gav]

Not bad m8 from what i have heard will look throught all me s*** i got of them and tell u what u can get.

[SaxoAL]

smileys/smiley2.gif ta bud! smileys/smiley17.gif

[nick_vts]

Cheers for that site, just got a quote for my VTS for £524.85 fully comp, paying just over £800 atm with elephant. Im 22 with 3 years no claims.

[SaxoAL]

Hmmmm
Seems like we got something going here.
Anyone fancy switching insurance companies!?! smileys/smiley17.gif

[Dan]

im 22 and have 2 yrs ncb and got quoted £1053! a big difference to you nick????

[Gav]

do a quote on the autotrader web site. u get a quote from loadsa insurance company's at the same time. might get it cheper depends on ya post code. i live out in the sticks of the north east hehe.

[Dan]

well a few lads from the north east on here now! good to see! im in middlesbrough! but the nice part! still get fcuked on insurance cos of it tho!

[nick_vts]

I dont understand how you got quoted 1053 if i got that...it doesnt add up. Tho my friend who i bought the car off was paying near £1500, he was astonished when i got £800. Surely one year no claims cant make that much difference...how long have you been driving for?

[Gav]

it goes on ya post code m8 if there is a lot of crime in your area like cars getting nicked then u have a high risk post code.

[Gav]

big up to the lads in the north east. smileys/smiley17.gif

[lcsax]

Am not even going to bother telling you guys how much i am for my VTS! smileys/smiley2.gif

[Dan]

ive been driving for 5 years in june! but the 1st 2 years i switched/cancelled insurance before the policy ended oh an i lived in australia for 8 months! smileys/smiley2.gif

[nick_vts]

North East a lower crime rate? smileys/smiley17.gif i wish! smileys/happy.gif

[Dan]

me to would make life easier! and save me a bit of cash.

[Gav]

have any u northern lads bin to the arnisten center on a weekend b4. bit of a cruise goes on there on a weekend.

[tstapleton]

Dan, Nick,
I'm in the same boat as Dan as I'm 22 with 3ncb and Q/D quoted me £808.30 for my VTS fully comp with no mods. I'm currently with Tesco, which is £1100 fully comp with mods, but without mods i think it's about £900 - so not too much difference maybe worth considering Q/D when I renew smileys/smiley14.gif

[Neil_Saxo]

got quoted £840 fully comp on a vts. smileys/smiley4.gifim only 21 and i will have 2 years no claims soon. pretty good really. but ma vtr is only about 650 with elephant at the mo. (only 10 months tho) so about 750 ish really.

temptin smileys/smiley2.gif