Is it worth going for?

[maynard]

Evening all, been browsing round over the weekend for possibly getting a new car...a clio 172.

Anyway I've seen a few nice examples who would take mine in p/x and therefore I'd end up paying 4.5k-5k for the new 172.

Now with the loan/insurance I'd be paying 300 a month just for the car.

Is it worth it for a 53 plate 172 on 35k miles?

Please discuss... :y:

[Saxy1]

if you can afford it then go for it mate, the clio 172 are fun cars to drive :y:

[Danr]

not imo.

Save up some more... also, loans are fucking hard to get for a youngster at the moment.

[bexster82]

im saving up for clio 172 too - cant get loans at mo

[maynard]

why are people struggling to get loans?

[darkslag72]

i got a loan approved easy, and im 18 with no credit history

[maynard]

i got a loan approved easy, and im 18 with no credit history

who with, how much etc.?

[bexster82]

i wudnt really want a loan tbh - if u save it all up yaself- ya appreciate it in the long run!

[laura_g]

I got a loan to pay of my 1.4 clio 5 years time il be debt free wahoo, clio 172's are jolly expensive to insure and run imo

[MARTYN19588]

was going to get one myself. then thought dont really need it. so traded in my turbo for a 1.4 :homme: drove a cup tho and it seemed good

[ryhornvtr]

why are people struggling to get loans?

Not heard of the credit crunch at the moment? Banks closing and on the brink of global resession?

I wouldnt pay £300 a month for one.

[maynard]

Not heard of the credit crunch at the moment? Banks closing and on the brink of global resession?

I wouldnt pay £300 a month for one.

i have yeah, but that surely wouldnt stop someone getting a loan would it?

[MARTYN19588]

i have yeah, but that surely wouldnt stop someone getting a loan would it?

wouldnt be so sure. i got refused a 7k one other week :n:

[maynard]

wouldnt be so sure. i got refused a 7k one other week :n:

hmmm, ill take a trip to the bank if i decide to go with it.

anyways, is 5k a good price for a an 03 172 on 35k miles?

[MARTYN19588]

hmmm, ill take a trip to the bank if i decide to go with it.

anyways, is 5k a good price for a an 03 172 on 35k miles?


i tryed over the phone, seems a good price. i was going to be 6400£ for a 172cup with 44and a half

[Gborwn]

do it 172 all the way!

[ryhornvtr]

i have yeah, but that surely wouldnt stop someone getting a loan would it?

Possibly. I think that for too long people have had credit thrown at them when they cant pay it back and now the banks are suffering because of it. Now they might not give you a loan unless you use your gran as collateral.

Get a loan off a parent/grandparent. Its what ive done. £100 pcm and no interest;)

[Bowey]

how much is the insurance for ya

[Oli_K]

you had an insurence qoute yet ?

[maynard]

you had an insurence qoute yet ?

yeah ive checked the insurance before anything else. ive got it down to 1900 as first check (19, 1ncb) but im sure i could work it down cheaper.

[MARTYN19588]

yeah ive checked the insurance before anything else. ive got it down to 1900 as first check (19, 1ncb) but im sure i could work it down cheaper.


i got 1400 with chris knotts, 19 1 years ncb, think they go by other cars you've had tho and the power of them

[Oli_K]

yeah ive checked the insurance before anything else. ive got it down to 1900 as first check (19, 1ncb) but im sure i could work it down cheaper.

Sounds bout right, i just done a qoute on bell, 19, 0nbc, mum n dad as named drivers, £2500

[Bowey]

lol well i dunno bout ne 1 eles u must have a decent job 2 pay for it all, id struggle really bad to be honest but if u can afford it go for it, well nice cars

[maynard]

i got 1400 with chris knotts, 19 1 years ncb, think they go by other cars you've had tho and the power of them

ill give them a bell when renewal time comes around, cheers mate.

[maynard]

lol well i dunno bout ne 1 eles u must have a decent job 2 pay for it all, id struggle really bad to be honest but if u can afford it go for it, well nice cars

ive got an ok job yeah, not too many outgoings and not too bad a wage.

i had my vtr at 17 on 10.5k a year - saved up for it and learnt to drive on that years wage too.