...Advice...?

[Ryyy]

I was just wondering What the rough cost of insurance would be for a first time driver..?!?!I say rough Because I really don't know where to start...lol
....Probably a VTR/VTS 1.6 or something like that...
Any Feedback/Comments (from people who have been in the same position) Appreciated!:P

[David]

How old are you? 17?

[Ryyy]

Well....Just about Yep...

[LSOfreak]

as you probably no it matters on everything, area, car, engine size, any mods etcetc. Im 17 aswell and im still looking around for a quote. It is really hard though becuase you dont know what insurance companies are going to boost up the price when you pass. I got a really good quote on a vtr (quinn), but im quite sure its going to be more than doubled when i pass my test. BTW its VERY unlikely anyone will insure on a vts until your 21 so its best to stick with the vtr (i myself been quoted by LOADS of different companies ranging from 1400 to 8grand! If insurance everywhere is just too much will have to get a furio unfortunatly:n:

[JC-Furio]

17, no experience and no NCB.. if you manage to find a company to insure you on a VTS it will probably be a good £3000 lol. I may be wrong, tried to get quoted on quinn insurance for a VTS (18, 1 years ncb) and they denied me :p

VTR would be pretty nasty at a guess as well... maybe around £2000+ for that.

I started with a 1.1 forte for first car, tpft on it was £1300, then 2nd year with 1years ncb it went down to £850. Now im up to £970 with a 1.4

Best insurance for starting drivers is probably Quinn/Ecar, imo. Also if your still learning Quinn do half discount for learners until you pass i think. So if it was £1400, it would be around £700 until you pass.

[LSOfreak]

mine was 1400 whilst learnin , so more like 3000 when i pass

[Dez]

forget the VTS and VTR idea, get a westcoast or a furio as at 18 insurance will be very hefty

[LSOfreak]

some people get orite quotes on a vtr

[kirby351]

i paid £2340 fo saxo vtr lowered, exhaust, and filter i was 17 first car lol dad managed to chip in though lol good luck wi insurance though its a nightmare :wall:

[kev999_VTR]

Insurance is rubbish lol, im 20 with 3 years NCB and 3 points, and my premium is £1200 fully comp on a vts. Was paying roughly the same on my vtr last year when i was 19, with mods. Good luck on finding cheap insurance :y:

[xxxvickxxx]

set your sights a little lower no need for a vtr/s get a furio etc or maybe a 1.1 depending on your budget. its only your first car why pay thousands out for something your probably only crash in a few months, get a cheap car an build up some ncb then get a vtr/s

[LSOfreak]

people say that to me all the time, im still going to get a vtr or 1.4,m whichever insurance allows me

[lukesaxokid]

start with hitting the comparison websites to get a rough idea..ure quote will always be lower when your a learner so try them with a full licence. the only way youl really know is by ringing up loadssssss of places once youve passed. if you want a vtr or vts though your not gonna get much change from £2000.depends how much you want the car though at the end of the day.

[D34no]

im 18 with a years no claims and mines 2500 on a vtr with quinn!!!!

[D34no]

you are probabily best sticking to a furio or something like that for a year or so just for the simple fact that if you crash you dont reck a vtr!lol and it will get you more experienced!!

[kylie]

when i first started driving my insurance was 100 quid a month. had a pug 309 and was 18/19.

nowhere would insure me on vtr or anything like that. apart from one place who said they could for 1500 third party fire and theft.

[LSOfreak]

should of took it, nothin for with third party fire theft

[LSOfreak]

*i mean nothing wrong with third party fire theft

[frankie]

if i could go back.................id have a furio, vtr drinks, cost to much.

the furio is just as good

[Dave_M]

i was insured on a Saxo VTR at 17 for £1640. Just shop around.
That was third party fire and theft. Id get a cheap vtr for 1.5k-2k max if i was you. If your going TPFT anyway as alot of young drivers write off there first car whether its there fault or not.

[danzman1991]

Mine was £1500 for a 1.1... =S

[Ryyy]

I'm not totally desperate for a VTR/S But would just enjoy one rather than a 1.1 that's all!Better just shopping around for quotes and if the Insurance looks too hefty I'll just get a Furio or something else....:(How many people here have crashed their first car...Everyone?

[LSOfreak]

ye thats what i was thinking, is a vtr a good first car?

[Matt_SaxoVTR]

doubt you will get insured on a vts my insurance is £1000 on my mums, third party, fire and theft.

[stupotvtr]

am 17 and paying 2000 with quinn TPFT and thats with my dad on the insurance to. it aint cheep gettin a VTR at this age but I defo think it's worth it I love the amount of enjoyment I get from driving it.

[MikeCracknell]

See this thread:

http://www.saxperience.com/forum/showthread.php?t=42837

[Ryyy]

Cheers M8...Btw What does Fully Comp Mean...(Probably Really Obvious lol)??!

[JC-Furio]

Fully comp basically means the insurance will pay for the damage of your car (presuming it's your fault) and you'll just pay the £250 excess or whatever it is.

If it's TPFT and you hit someone, you pay for all your own repairs yourself...