Lancer Evo 4 insurance at 19

[pjsaunders06]

right i know its sounds stupid but is it possible to get insurance for one at 19?

I have tried shittymarket.com cheapest quote was 5k

tried audrainflux 7k

is there any places you guys know of that would do cheaper, any specialists?

I tried bell they wont insure me, admiral etc

as long as the quote below 3k i dont mind

if not i will have to save for that bmw

[snowley]

i dnt no anywhere but ave u jst won the lottery or are u minted

[pjsaunders06]

its only a evo 4 bud, 6k to buy

I do plumbing not bad money :y: just i was thinking of a 13k BMW 3 series convertible which is 1.5k to insure although i love this lancer

[Pat_Vts]

impossible i would dare say tbh

[lukesaxokid]

nothings impossible if youve got the funds mate, doubt youl get a much better quote that 5k tbh. insurance companies love when people mention 'evo' or 'impreza'.

[pjsaunders06]

nothings impossible if youve got the funds mate, doubt youl get a much better quote that 5k tbh. insurance companies love when people mention 'evo' or 'impreza'.

damn :( i may ring up a company and try to get discount although i may still get the car lol i will find out next years rough insurance costs

[Crunkers]

Mate, you'll never get a Lancer insurance for cheap. 5k is as cheap as you'll get it

[Pat_Vts]

never pay ova 1k on insurance tbh

[pjsaunders06]

got quote for 4.5k lmao

next year its looking to be around 2k wtf

I piad 1.4k for the vts last year

then 1.4k for the 200SX this year

Heres the beast

http://i200.photobucket.com/albums/aa212/vts_pjsaunders06/cfsdbsabsa-1.jpg

http://i200.photobucket.com/albums/aa212/vts_pjsaunders06/media.jpg

MITSUBISHI LANCER Evolution 4 , 4 Doors, Manual, Saloon, Petrol, 1996 P Reg , 65,000 miles, Metallic SILVER. 1 YEARS M.OT TEST CERTIFICATE, 16" light alloy wheels, A Stunning Example, Adjustable Seat Height, Adjustable Steering Column, Air Bag, air con, bumper and mirror in color, central doorlocks with remote control, dark glass, Electric Adjustable Mirror, FREE 6 MONTHS ROAD FUND LICENCE, FULLY SERVICED VEHICLE, Heated Rear Screen, In Car Entertainment, Leather Gearknob, leather interior, Leather Steering Wheel, Power-Assisted Steering, radio/cd/cassette, Velour Upholstery. £5,995

[JC-Furio]

You bought it? Or just thinking of it?

[pjsaunders06]

Thinking dude, although if all goes well i may pick up next week ;)

[djawesome123]

Well im sure you can get it as I was quoted on a 3.2 litre petrol merc e320 for £1900 !!! granted it was a p reg but still.

[pjsaunders06]

with who mate?

[bushy]

try confused.com that would proberly you best offer.

[David]

its only a evo 4 bud, 6k to buy

I do plumbing not bad money :y: just i was thinking of a 13k BMW 3 series convertible which is 1.5k to insure although i love this lancer


lancer - 6k + 5k ins = £11k
bmw - 13k + 1.5k = £14.5k

do the maths...

[raunchz]

If you read up on them - check out the lancer register - the 4's are prone to crankwalk, best to get a 5+ EVO if you plan on keeping it for a while - could leave you with a £££££ bill.

If I was in your situation, I'd save for 1 more year, get an Evo 5, then pay 2k insurance.

[pjsaunders06]

All cars are prone to problems mate, saxos are gearboxs, power steering pump etc lol

Plus the Evo looks meaner than the evo 5

[maynard]

tbh mate, forget the idea of an evo at 19! way too much money to inusre run etc. wait a couple of years and buy something nice in between then get an evo :y:

[pjsaunders06]

I have had a VTs, i have got a 200Sx lol i am bored need something else, i just spotted a evo 4 with a evo 8 engine in :y: 6K wanted

[maynard]

haha fair enough, i always want more. hence had a vtr just bought a 172 today. next week ill probs want a v6 but it isnt going ot happen!

[pjsaunders06]

lol sweet dude :y: get some pics up of the new motor. Basically if all goes well i will hopefully have either a lancer or a BMW 3 series convertible by next weekend

[raunchz]

All cars are prone to problems mate, saxos are gearboxs, power steering pump etc lol

Plus the Evo looks meaner than the evo 5

No worries, was just trying to give some advise - as if you're going to be spending serious £££££ on a car + insurance , you'd want one that isn't going to have a serious problem in the future.

Just have a little read on here:

http://lancerregister.com/showthread.php?t=201229&highlight=crankwalk

http://lancerregister.com/showthread.php?t=200228&highlight=crankwalk

http://www.lancerregister.com/showpost.php?p=1289490&postcount=22

If your set on getting one then go for it, no doubt it'll be an awsome car to drive, but would be a shame having it off the road due to crankwalk, specially when spending ££££ on insurance.

I'm hoping to get an Evo, or something along those lines soon, just saving up so I can get a good one!

[platty]

ive just been quoted £1500 on a s14a 200sx when im 19, 2yncb

[pjsaunders06]

mate nissians are stupid to insure, get a quote on a 300ZX it was 1400 for me to have one at 19 WTF they are 3 litre twin turbos!!

Raunchz thanks bud for the info, i am tempting on getting that evo 4 with the evo 8 engine in now lol

although i should have enough monies left over to put a evo 5 engine in that first car i am looking at ;)

[djawesome123]

with who mate?

errm someone like admiral i think. did it on moneysupermarket.com as long as you know how to fill in the forms you can get good quotes:y:

[Dez]

errm someone like admiral i think. did it on moneysupermarket.com as long as you know how to fill in the forms you can get good quotes:y:

what do you mean fill in the forms ? surely you would just be giving all your " correct " details and then they base the quote on that

[raunchz]

mate nissians are stupid to insure, get a quote on a 300ZX it was 1400 for me to have one at 19 WTF they are 3 litre twin turbos!!

Raunchz thanks bud for the info, i am tempting on getting that evo 4 with the evo 8 engine in now lol

although i should have enough monies left over to put a evo 5 engine in that first car i am looking at ;)

Yeh, they are awsome cars, I love the ones that people rebuild to a 2.3l and are pushing like 600bhp+ they are mental!!

[djawesome123]

what do you mean fill in the forms ? surely you would just be giving all your " correct " details and then they base the quote on that

Well yes and no. There are some options that lower the cost if you choose them and you can bend the truth slightly and its not illegal to do so.

[pjsaunders06]

Well yes and no. There are some options that lower the cost if you choose them and you can bend the truth slightly and its not illegal to do so.

pm me what you put.......

[djawesome123]

pm me what you put.......

Pm'd ;)

[Ryyy]

gud luck

[Natalie]

You'd be absolutely crazy paying £5k for insurance imo. It's money you'll never get back. I'd never pay over £1k. I think you've tried quotes with all the people I'd have thought of. We managed to get the TVR under classic insurance. I paid £535 at 22. Most companies insuring classic cars want you to be 23 or 24 but this company talk to their underwriters to see if they take you younger. You could buy something fun that comes under classic insurance if they'd let you

[Chris_VTS]

lancer evo 5 is beter and more tuneable

[pjsaunders06]

evo 5 is ugly fact.....

[GRAHAM2000VTR]

evo 4 or 6 for me

[pjsaunders06]

tbh the only lancer i would have is the 4 or the 8/9's dont like the in betweens

[GRAHAM2000VTR]

only thing with new one 410 tax going to soon be 750 ouch

[pjsaunders06]

hence why i dont want that haha, plus the matter of the odd tnes of thousands i dont have :S...

[GRAHAM2000VTR]

lol yeah dont think you go wrong with what your looking at im 21 was gonna get my subaru this year but i brought a year old fiesta 1.4tdi to have for a few years then loooking to get an evo 6 or scooby

[pjsaunders06]

Scoobys sound nicer but the lancer is better i think, never liked scoobs. Always thought they were faster etc now the scoobs are trying to challenge focus's as they cant beat the lancers haha WTF why go hatchback

I will have around 5k left to spend hopefully so i may put newer engine in with a few extra mods ;)

[GRAHAM2000VTR]

im a mechanic myself and theres alot you can do wil either im more of a scooby man myself but either way the evo's and scoobys are to great motor

[pjsaunders06]

result you had any experience of working on a lancer or scooby?

[GRAHAM2000VTR]

ibuyeco insurance on the evo in the pic £2770 fully comp 125 excess

done little bit of work on scooby not alot but if you got mechanical know how not to hard

[pjsaunders06]

wont insure me lmao

[GRAHAM2000VTR]

have you done quote ? whats the best you got ?

[pjsaunders06]

cheapest quote so far is 4k!!!!!! i will ring some companies up soon

[GRAHAM2000VTR]

ouch 4k

[pjsaunders06]

yep but its kl hopefully should be able to get it cheaper also i should be able to get the evo for 4.5k

what you reckon of the evo tho bud?

[b0t13]

get trade insurance, can drive anythin upto a certain value, therefore 6k evo shud be fine!

[GRAHAM2000VTR]

yeah its nice mate like said b4 just look out for the normal things that go wrong and good service history

[pjsaunders06]

get trade insurance, can drive anythin upto a certain value, therefore 6k evo shud be fine!

tried that bud, due to me being 19 i cant get trade insurance. the main policy owner has to be over 25

hang on right is this illegal, if my mum gets trade insurance then adds me to it, is that still fronting or is that legal

[pjsaunders06]

yeah its nice mate like said b4 just look out for the normal things that go wrong and good service history

FSH bud so sounds good although tempted to put evo 5 engine in, i will have enough money left over to get that to hopefully :y:

[GRAHAM2000VTR]

wont that make ur insurance higher tho

[pjsaunders06]

the engine yes but hopefully not to much

tbh i need to get the car first before making plans

egaying both my cars tomoz

[GRAHAM2000VTR]

what you got then the vts and ?

[pjsaunders06]

I have a mk 1 vts and a S13 200sx

[GRAHAM2000VTR]

o rite kl you gonna put them up forsale on here aswell free advertising

[pjsaunders06]

probs will saxo and the sx needs work, fooking egayer sent me everything bar front door cars for the saxo

and need new exhaust etc for the 200sx i just want rid

[GRAHAM2000VTR]

okay ....

[Jazz]

Never heard of anyone getting an Evo under 22 or 23 tbh. Fair play if you're brave enough bud to pay that sort of insurance...

[pjsaunders06]

you got a type R at 20 :y:

i am raising the bar lmao

[Smithy]

When i had my Evo 4 i was paying about £1k for fully comp insurance with 8 years no claims. You have to have a tracker plus cat 1. As said before Evo 5 is much better option , much stronger engine plus it doesnt look like a proton with a big spoiler....

You really should think about the running costs first. Servicing every 4.5k has to be run on V-power and it will drink like a tramp on white lightening. Tyres last about 8 - 10k and arent cheap.

[pjsaunders06]

I will be putting clifford alarm and tracker straight in this, and hopefully evo 5 engine i prefer the look of the 4 to the 5

[Smithy]

Evo 4 interiors are gash as well but great fun

[pjsaunders06]

i know are rather shite can you swap them for a later model ie i put s14 seats in my s13

[Jazz]

you got a type R at 20 :y:

i am raising the bar lmao

lol- true that mate! But a Type-R is about as hardcore as I'd even consider at this age- 2k insurance, all my mates still reckon its wayy to much for a 20 year old, but then an Evo at 19- now thats just plain mental :P


If you can manage it... hats off to you fella.:y:

[pjsaunders06]

lmao well if i manage to get it, i will let you know :y: i have a few private jobs coming up to 1k profit each job, and each job will take 2 days. That could pay for a few mods ;)

[Smithy]

yeah you can swap them, tbh they are very supportive but its just the colours of them, the rers and the door cards......:barf:

[pjsaunders06]

WTF with the red lol could retrim tbh although that another 1k probs lol

[Smithy]

Think the designers must have had an off day when they put the colour charts together! Wouldn't bother retrimming it, its an Evo not a "showcar". Just stick some harnesses and a cage in it!

[pjsaunders06]

Think the designers must have had an off day when they put the colour charts together! Wouldn't bother retrimming it, its an Evo not a "showcar". Just stick some harnesses and a cage in it!

its a 5 door i need back seats tbh lol i stripped my saxo and my 200sx was stripped

i managed to make some friends now so need more seats lol

[Smithy]

i konw its a 5 door i had 1 for 2 years! you can get cages that still allow the rear seats to be used

[pjsaunders06]

i konw its a 5 door i had 1 for 2 years! you can get cages that still allow the rear seats to be used

i know you know i just meant as its a 5 door i thought you couldnt cage it and keep the rear seats

um what about the harnesses wont they get in the way?

[b0t13]

well if ur mum does part time car valeting then shell be able to get trade insurance ;), and obv ull have to be insured to move the cars around when shes busy :O

im thinking about gettin trade, because im sick of payin silly money for other peoples fuck ups.

[Borat]

lol- true that mate! But a Type-R is about as hardcore as I'd even consider at this age- 2k insurance, all my mates still reckon its wayy to much for a 20 year old, but then an Evo at 19- now thats just plain mental :P


If you can manage it... hats off to you fella.:y:

I had a Civic Type-R when I turned 21, £980 fully comp, 3 years no claims.

I was quoted £1800 4 days before my birthday!

[pjsaunders06]

Cant get trade insurance, becuase i am only 19 most insurane will only deal down to 21 so sod that i will just try to find cheaper once i have the car

[VTR-98]

I am just turned 20 and have gone from a VTR to celica WRC gt4....cost me 3k to insure for 10 months, and i ahve no no claims and 3 points.

[pjsaunders06]

who with bud?

[VTR-98]

I am with admiral, they offer the 10 months booster with them so i get a years no claims "with them" after 10 months, and in 10 months I will have 3 years of driving and will be 21 so it should reduce my insurance alot. Also my car is a jap import and the WRC model of the gt4 with has 255bhp standard, and full vielside body kit declared.....

[pjsaunders06]

I am with admiral, they offer the 10 months booster with them so i get a years no claims "with them" after 10 months, and in 10 months I will have 3 years of driving and will be 21 so it should reduce my insurance alot. Also my car is a jap import and the WRC model of the gt4 with has 255bhp standard, and full vielside body kit declared.....

i will call them bud :y: the evo 4 is a import too :( everything is against me, 280bhp as standard ;)

[VTR-98]

Do it online you save 10%!!!! which is alot when your paying 3kish. Either way mate when i did a quote for an evo i was looking at 5k...

[GRAHAM2000VTR]

any new on weather you getting yet mate

[pjsaunders06]

its 3k bud for insurance :y:, i put deposit on the car picking up saturday hopefully

depends on when bank transfers funds :( i was told this tomorrow, or saturday i need to withdraw the amount in cash though :y:

he wanted 6k i am paying 5k ;)

[Pat_Vts]

fuckin mad bastard:P

[GRAHAM2000VTR]

kl get some pics up once you get it

[pjsaunders06]

kl get some pics up once you get it

will do bud, the test drive was amazing, i was doing 30 in 4th gear. Then put foot down once entered national speed limit road and it took off lol

fooking quick ;)

its got some stuff i never knew about tho

Corba Cat 1 Alarm (going)
Greddy turbo timer
Struct brace
Bailey dump valve
£350 pioneer head unit
Sub and amp
scorpion cat back system
HKS induction kit

[GRAHAM2000VTR]

great stuff enjoy

[Pat_Vts]

shouldve been in 2nd into the national speed limit tbh

[pjsaunders06]

great stuff enjoy

thanks bud :y:

[pjsaunders06]

shouldve been in 2nd into the national speed limit tbh

i know but i was to scared to cain it, i just put my foot down to speed the car up a bit and it flew :y:

[Pat_Vts]

lol blimey

[Jazz]

PJS, glad you finally got it. Get a progress up lad, lets see your new toy. And welcome to planet-Jap ;) Get a vid of it too..

[Bowey]

lmao well if i manage to get it, i will let you know :y: i have a few private jobs coming up to 1k profit each job, and each job will take 2 days. That could pay for a few mods ;)

fuck me wot u doin robbin a bank lol

[pjsaunders06]

I am a gas fitter mate :y:

[strell]

Who was it that you got that quote with mate pm me any tips for making it cheaper as i am after a scooby if its possible at 19

[pjsaunders06]

I got my quote from tett hamilton mate :y:

specialists in imports

If you get a uk spec scooby it should be cheaper, but all evos from 6 down were imports :(

[strell]

Did you have to call them? and were there anything that lowered the price that you didn't expect like putting your parents on as named drivers etc?

Cheers joe

[smiith]

putting a parent as a named driver can lower insurance by upto 10% :)

[Karl]

Loadsa pics + progress thread please.

[andywiddss1]

I got my quote from tett hamilton mate :y:

specialists in imports

If you get a uk spec scooby it should be cheaper, but all evos from 6 down were imports :(

my mate had an evo 6 360bhp on hight boost it was totally mental

but so was the fuel consuption also have u had to have a tracker fitted o get insurance he was 24 yrs old an payed 2k

[MrsSubtleVTR]

I work for Chaucer Insurance and we do a special Evo scheme, maybe worth a look.

[pjsaunders06]

Loadsa pics + progress thread please.

i will mate :y: once the car is outside my house lol

i already ordered some parts for it that should arrive when i get the car

255 fuel pump
hks dump valve to replace the bailey one
hks oil and rad cap
bonnet gas struts