View Full Version : my car...what to do
just wondering on what advise you would give on selling my car
the corsa i have is on finance..been paying it a year..well my company has with car allowence i get
ive had enough of the flash car at young age now and want to get maybe my own place and have my own insurance...as im on my dads traders...
what can i do to stop the finance...and sell the car?
cheers
advise apriciated
:y:
can you sell it back to the dealer somehow?
Clouds_mate
6th May 2008, 12:45
If work are paying for it whats the problem?
Unless you get the allowance back in your pocket.
You could get a personal loan and pay it off. Then sell the car and pay off the loan. The bank of Scotland give you a 3 month gap before you start paying as well meaning you have time to sell the beast.
What kind of finance is it on?
i want the cash leckie...instead of paying for the car
hellonpluto
6th May 2008, 12:55
the only way you can do it is to get a bank loan to settle the finance. If someone was to do a hpi check on your car then it would show outstanding finance and will deter buyers.
Speak to your finance company/read the small print on the contract to see what happens if you give the car back!
How much finance over how much time??
What's the car value now? How much has been paid?
14k on finance...been paying it a year.
So probably the amount that you currently owe is more that the car's value!
So probably the amount that you currently owe is more that the car's value!
only way i can do it. is to sell it..then get a loan to cover the difference and my new car
im only planing on getting sommet cheap though
106 gti i think
Pat_Vts
6th May 2008, 13:12
straight swap my VTR + a tv and £375 cash
straight swap my VTR + a tv and £375 cash
pm me lol
The problem with that is the outstanding finance will put off a lot of people!
With finance you often find that you don't own the car until the final payment!
As I said above, you'd be best off speaking the finance company to find out what their policy is! Also if any extra charges have to be paid for early settlement!
The problem with that is the outstanding finance will put off a lot of people!
With finance you often find that you don't own the car until the final payment!
As I said above, you'd be best off speaking the finance company to find out what their policy is! Also if any extra charges have to be paid for early settlement!
cheers mate
:y:
Pat_Vts
6th May 2008, 13:19
pm me lol
pmd...
civic + some chips n gravy?
decent ek9s aren't cheap dude. id say saxo would be alot cheaper, how about a 306 gti?
fcuk it im getting a 106 gti.
had one when i was 17 and loved it.
rushy_23
6th May 2008, 14:46
Sell you mine for £3700 :p
EK9 would be sweet but I think with parts/servicing/finding a good example it may be quite
expensive in the long run.
Super cars though! Would be very underrated.
you being serious rush? lol
Chuffy
6th May 2008, 14:58
Hmmm flash car at young age eh?
rushy_23
6th May 2008, 15:00
Im always serious!! Dont make me do my serious face.
gozzy-vtr
6th May 2008, 15:01
hang on a minute?? i think ive seen rushy gti in french car mag??
rush are you messing about?
gozzy-vtr
6th May 2008, 15:04
mikey = moist at the thought of rushys car?
rushy_23
6th May 2008, 15:04
Probably matey. Shame the mag sucks now.
EDIT: nah lol Im just yanking your chain - PM was truthful. Sorry :(
i like it mate..i loved my old gti
till i rapped it up lol
gozzy-vtr
6th May 2008, 15:05
id love a gti tbh. just finding a good one
id love a gti tbh. just finding a good one
thats the problem
clean vts's are easier to find
gozzy-vtr
6th May 2008, 15:07
holy @!£$ look at this beast!!!!!!!!!!!!!!!!
http://cgi.ebay.co.uk/106-GTI-SHOWCAR_W0QQitemZ320246356316QQihZ011QQcategoryZ98 59QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
rushy_23
6th May 2008, 15:08
I remember seeing that years ago in Fast Car or Max Power.
Was ages and ages ago! Wow.
gozzy-vtr
6th May 2008, 15:10
this one then?? rushy already thinks im gay so this wont help
http://cgi.ebay.co.uk/1999-Ecosse-Pink-Peugeot-Pug-106-GTI-Show-41k-206-Saxo_W0QQitemZ220229889834QQihZ012QQcategoryZ9859Q QssPageNameZWDVWQQrdZ1QQcmdZViewItem
u know u want it mikey! :P
This looks nice mate:
http://cgi.ebay.co.uk/1998-PEUGEOT-106-RALLYE-WHITE_W0QQitemZ150243595770QQihZ005QQcategoryZ9859 QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
baker556
6th May 2008, 15:36
its against the law to sell on a car with outstanding finances
you will have to pay off the finance
or do a deal with vauxhall to end the finance and them buying the car off of you...
not really to sure with the finance if you can pay it straight off, though i take it, its a 3 year policy with 7% put down or something around that and then a percentage on top of that on your payments as i only think the corsas not vxr editions are 0% finance?!
tbh mate i think thats all you can do , best thing as mentioned already if your really serious about this is get a low cost loan out but im not sure if vauxhall would let you pay it all back in one big lump plus your interest on top of that and then the interest you loose out on your money in the bank and your interest on top of the loan then take into account the depretiation value of the car it really is not worth it.
a brand new car will only pay its full amount back when owend for at least 10 years !
if the finance deal is not with vauxhall there should be other ways around it
if it is with vauxhall best bet is to say look what will you pay for it etc etc and claim some of your money back through them
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