Hows my insurance so high?!?!

[_THE_STIG_]

im 18 and have just got my years no claims bonus, my quote for a VTR is 2300, i have no points or anything but everyone eles on here seems to be paying nowhere near that with the same age etc...

anyone know why???

[Roper]

fully comp, TPFT or TPO ?

who with ?

[Furio_Rob]

ooo newcastle, where abouts?

[kev999_VTR]

The fact you have 0 NCB for a start, and you are probably looking at fully comp, where most will have TPFT. My old insurance company (Adrian Flux) wanted £2000 fully comp on my VTR at 19 with 2 NCB, with minor mods included. Ended up with £1200 TPFT.

[Spanky]

Try www.bell.co.uk

£1400 TPFT for me with all mods declared, just had a crash, 18yrs old and with my GF on the policy (3 years no claims, 21 yrs old)

[Saxo_Scott]

same sorta thing as you mate
i tried admiral

£1300!! fully comp in my own name

all mods :y:

[Quick]

You could live in a high risk area?
What's your excess?
Have you a parent named on your policy?

[Furio_Rob]

You could live in a high risk area?
What's your excess?
Have you a parent named on your policy?

newcastle isnt really a high risk, unless its like walker or wals end probably, they're bad areas :(

[Chuffy]

No one is going to insure the stig! I suggest you change your name.... and take off that helmet and race suit.

[alexsmith]

The fact you have 0 NCB for a start, and you are probably looking at fully comp, where most will have TPFT. My old insurance company (Adrian Flux) wanted £2000 fully comp on my VTR at 19 with 2 NCB, with minor mods included. Ended up with £1200 TPFT.

Im sure he said he had a years no claims bonus/

try admiral mate had my quote same as you for 800 odd

[wn5luke]

I was with quinn direct on a standard VTR at 18 with 1 years NCB and i payed 1000 but i also had passplus.

[Mieran]

newcastle isnt really a high risk

Wrong.

Majority of Newcastle postcodes are in the F band which is the highest.

[Furio_Rob]

Wrong.

Majority of Newcastle postcodes are in the F band which is the highest.

well i already named a few places that are high, but where else?

[kev999_VTR]

Im sure he said he had a years no claims bonus/

try admiral mate had my quote same as you for 800 odd

My bad lol.

[Mieran]

Newcastle upon Tyne - NE

A - 45
B - 19, 43-44, 46, 48-49, 65-71
C - 18, 20, 26, 47
D - 13, 22-25, 35, 61-62, 64
E - 9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63
F - 2-3, 7, 12, 27-29, 32-33, 36-37, 39

1, 4-6, 8 - Refer

[Pana440]

Newcastle upon Tyne - NE

A - 45
B - 19, 43-44, 46, 48-49, 65-71
C - 18, 20, 26, 47
D - 13, 22-25, 35, 61-62, 64
E - 9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63
F - 2-3, 7, 12, 27-29, 32-33, 36-37, 39

1, 4-6, 8 - Refer

You got a link so I can check other postcodes out around my area? :)

I would try places like elephant, admiral, bell etc (I went with elephant first and I am now with bell) - pretty competitive prices

[Mieran]

You got a link so I can check other postcodes out around my area? :)

Click here (http://www.saxperience.com/forum/showthread.php?t=80671)

[Pana440]

Click here (http://www.saxperience.com/forum/showthread.php?t=80671)

Thanks mate, should have searched I guess :p

[djawesome123]

Try www.bell.co.uk

£1400 TPFT for me with all mods declared, just had a crash, 18yrs old and with my GF on the policy (3 years no claims, 21 yrs old)

You have a 21 year old gf.... sweet

[L33h]

im 19 with 2 years no claims but have 3 points from washington

when i get a quote for a vtr they laugh at me basically

think youself lucky :P

[stendog]

unlucky mate my renewal on a vtr next yr with 6 points so licence been revoked and passed test again, a full write off and then 1 yrs ncb is £1170 tpft

[kcsaxo]

could be your profession, i know that a journalist is the highest and a doctor is the lowest, your area etc plays a part too and also the safety aspects of the car.