Car insurance (may be a silly question)

[Mel_Hugz]

Can you cancel your car insurance before the 12 months is up?

might be a silly question, but some people have told me you can and some said you cant - so a little confussed

:)

[Robin91]

Yeah but I believe they take a fee from the money you get back?

[Quick]

Yes - you can cancel at any time, but you won't get NCB for the year.
Money back will depend on the policy/small print/if you have claimed.

[Raz]

read the small print whether it allows you to cancel at any time or not...

[potatopete]

You can, but you'll get charged a cancellation fee.

[Danhunt]

I have done it. With direct line, when my car got scrapped.

Basically they rebated the money i had left (as i paid upfront) minus some interest.
Alternatively they offered to keep the policy open until i sorted out another car. Basically paused the policy.

Hope this helps

[Mel_Hugz]

ive found the papers now so ill have a read of them ina bit. im just thinking why they hell didnt i get fully comp insurance, would have saved a lot of hassle if id had it in the first place.

thank you all :D