ISA 7k Interest Rates

[Yates]

anyone know of a site that has a round up of interest rates?

currently have a mini isa but sure rate of interest is 4.9% which sucks i think, sure there are alot better interest rates i could get, also wanting to go from a 3k limit to 7k, or does any one know of a better type of account i could get?

cheers

[Tupps]

I thought all ISA's had a 3k limit?

Might be wrong but i thought i heard it somewhere

[Ryan]

mini isa is now 3.6k annual.
maxi isa (share type) irc 7k

[Tupps]

OOoooooh...

I want one!

[Yates]

me too hence this thread...!

can save more than 3k, just dont get advantage of the interest rates in normal account

[Tupps]

Yeah i've never thought of an ISA.... i just stick money away in a seperate account - never thought of interest or anything

[Raz]

Yeah i've never thought of an ISA.... i just stick money away in a seperate account - never thought of interest or anything
could end up saving more than normal!!

[Yates]

Cheers Raz n Tupps, not helping tho are we?!

[Raz]

Cheers Raz n Tupps, not helping tho are we?!
oh yea...

I have a Mini ISA account with £2 in...need to save tbh...

If you could comfortably save over 3k then maxi ISA is for ya...

why not take a trip to Halifax and ask them...

[Seery_VTS]

Have a look at ICESAVE from iceland they beat any UK interest rates and are more secure than any UK Bank.

Also have a look at bond for 6 months or a year with a lump sum investment.

Apart from that i would look at an offshore account such as Kaupthing Edge.

[Tupps]

Speak to your bank?

[Seery_VTS]

Also a maxi ISA has to be in shares once you have over £3600 invested in cash on the financial year upto the allowance which is now £7200.

[PosiBlue]

The FSA's website has up to date comparison tables - http://www.fsa.gov.uk/tables

Mini cash ISAs are under savings accounts, the stocks & shares ISAs are under Unit Trust & OEIC ISAs.

[Quick]

Try
http://www.moneysupermarket.com/savings/

[Yates]

Going to speak to bank, i do all my banking with barclays, but my isa is with abbey national, statement once a year from them, pain in arse, would prefer it to all be with barclays but want to know what they offer.

not looked into offshore, wouldnt of ever thought bout looking into that

[EH_Fella]

ICESAVE requires £1000 to open an account.

moneysavingexpert forums will have plenty of info - but with the credit crunch interest rates have dropped. I have one with ING and get 6% for 6 months, then it's 4% or 5% rest of the year..it was an incentive.

Also take into consideration how easy it is to get money out of the ISA, will it cost you anything, is there a minimum time the money must be in the account before withdrawing etc

Edit: Quick must have posted as I was typing, don't forget to look on their forums too though!

[Tupps]

I also banked with Barclays so i need to go speak to them, i won't be saving 7k though... £3600 in a year is easy though

I don't think i would trust some back street internet ISA's ?

[Yates]

I have current one with enough in, i can open one and put more than the 1k needed.

I never touch it, the one i have now i can make 2 with drawals and not lose interest rate but if i make more i lose it, but as said i wouldnt touch it

not planning on touching it for at least 5 years

[Yates]

think im just going to have a trail around the banks and building societies on saturday, cant wait...!

[AntDoGG]

I got one with HSBC..6.25% only downside is you need a current account with them.