VTR or VTS... opinions please

[Fidge]

Hmm my insurance is due beginning of august and 18 with 1NCB and 0points i can get insured on a VTR for 1k, or a VTS for 2k, which drops to 1k the year after. I definately want an S but i dont know whether its worth getting one now and not swapping car again at 19, or buy an R then get an S in a years time, opinions?

[Elliott]

VTS, more bhp and faster iirc?

[OLLYVTS]

It depends if you can afford to run a vts?
Its not worth buying and running a car but then have no more money to do other stuff with.

[Saxo-Will]

its not just insurance you should be looking at. Tax (if older than 01 plate) and petrol will also be different

but if ya can afford it, VTS FTW!

[Fidge]

i can definately afford to run one, and i wouldn't buy one older than an 02 plate anywho

[Saxo-Will]

sorted, VTS FTW! like i am getting :D

[Jim-Bob]

Hmm my insurance is due beginning of august and 18 with 1NCB and 0points i can get insured on a VTR for 1k, or a VTS for 2k, which drops to 1k the year after. I definately want an S but i dont know whether its worth getting one now and not swapping car again at 19, or buy an R then get an S in a years time, opinions?

which insurance company is that with??

im planning to do the same fing nxt year...but im getting quoted 500 quid more on a VTR/VTS than u r :S

james

[OLLYVTS]

Yea you can afford then get a vts or you will reget it if buy a vtr after a month or so.

[L20VTS]

If you can afford to insure it get a VTS also petrol is more and tax etc.
You could get a VTR for another year then get a VTS have cheaper insurance and modify it nicely with whats left over :)

[davew]

vts defo.

u'll always wish you had if you buy an R

[Fidge]

which insurance company is that with??

im planning to do the same fing nxt year...but im getting quoted 500 quid more on a VTR/VTS than u r :S

james

Bell insurance :y::y::y:

[Jim-Bob]

thats hu i tried but that wos wiv mods declared mayb thats y... i live in a cat b area so its not that risky so i cant fink y mines soooomuch more :(

james

[Fidge]

i live in a cat A area, say its parked on a drive, say i only do 10k a year, and put 2 parents on as named drivers

[Jamie]

Hmm my insurance is due beginning of august and 18 with 1NCB and 0points i can get insured on a VTR for 1k, or a VTS for 2k, which drops to 1k the year after. I definately want an S but i dont know whether its worth getting one now and not swapping car again at 19, or buy an R then get an S in a years time, opinions?

Get the S will last longer keep you occupied for longer.

[Ashleyp]

thats hu i tried but that wos wiv mods declared mayb thats y... i live in a cat b area so its not that risky so i cant fink y mines soooomuch more :(

james

no text talk james ;) lol

anyway: its down to you mate, if you can afford the faster model, then get it.. unless your after the most "value for money option" then get a 1.1

[ryhornvtr]

£2k on insurance. Id rather walk.

All you people saying go for it, would you spend £2k of your own money on insurance?

[Pat_Vts]

im spending that just below to insure mine..