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dandaman2005
6th July 2005, 16:28
Hi all

MAssive result.

Just passed my test and got an S Reg Saxo VTR. cost me £3300 to buy. litrally passed my test 3 weeks ago.

Guess how much my insurance is Fully comp!!!! ON MY OWN NAME!!!!!!!!

GUESS!!!!!
saxo_2004
6th July 2005, 16:28
about £3000
jaybiss
6th July 2005, 16:30
he said massive result so i would say quite cheap smileys/smiley2.gif

25 pound and 64 pence???? smileys/smiley17.gif
saxo_2004
6th July 2005, 16:30
well how much then?
DevilDamo
6th July 2005, 16:30
well, your 20, just passed and have a vtr, so i would say £1500-£2000.
saxo_2004
6th July 2005, 16:32
how much dandaman2005!
dandaman2005
6th July 2005, 16:39
A CHEAP £1500 FULLY FUCKING COMP!!!!!!!

WELL CHEAP!!!!!!
If anyone wants to know where its a company called

Quinn-Direct

Google it and somthing will come up. they do an online quote thing. fucking amazing!!!!
jaybiss
6th July 2005, 16:40
awesome quote there

i think the 25 quid that i put was a little out smileys/smiley9.gif
DevilDamo
6th July 2005, 16:41
ummm, yes i win! what do i get!?! quite reasonable to be honest. i wonder how much it would go up if you started to modify it or whether or not quinn direct insure modified cars smileys/smiley5.gif
dandaman2005
6th July 2005, 16:50
Yeah i can do what ever i like to it and the premium wont go up as long as i tell them what i do.

The only thing that puts the premium up is if i lower it and turbo/superchip it etc.

Got an induction and thats fine

Lowering only goes up £40 though so not too bad.

Dan
DevilDamo
6th July 2005, 16:57
how about new wheels? tinted windows? exhaust system?
Jungle_Jim
6th July 2005, 17:59
what did u say ur anual mileage was
DevilDamo
6th July 2005, 18:02
even though you are 20 years old, the insurance premium you are paying should still be the same or very similar to that of a 17 year old as you haven't had any previous driving experience. i know that my mate got quoted £2,500 fully comp to be insured on a vtr and he's 17.
Scott
6th July 2005, 18:11
age makes a shit load of difference regardless of driving experience, i guarantee a 30 year old who has just passed there test will get cheaper quotes than a 17 year old thats just passed their testsmileys/smiley2.gif
jaybiss
6th July 2005, 18:13
agreed scott

the boy racer term comes into this aswell

my insurance is 780 on my mums for me wee lil 1.1 smileys/smiley9.gif
dsh85
6th July 2005, 18:17
im 20. finally started on my own name when buying vtr, been driving 2 years and the cheapest i could find was £1200 with elephant fully comp. id say good result there m8!
Chris_VTS
6th July 2005, 21:30
im with quinn direct. they the boyos
SteVTR
6th July 2005, 21:47
agreed scott

the boy racer term comes into this aswell

my insurance is 780 on my mums for me wee lil 1.1 smileys/smiley9.gif

nasty mate i started learning in a vtr n that was 675 quid in ma mams name it was lowered n had a diff exhaust 2 i pay just over 700 quid for mine all mods declaired n i'm 20 so it aint bad
darrensvtr
7th July 2005, 02:11
im 21 and pay £500 fully comp with tescos for my vtr and ive got 3 years no claims.not bad
Mark
7th July 2005, 08:13
ROFL,

Thought I would check out the Policy Information on the Quinn-direct website. Interesting reading:

We will not provide cover for...

...loss or damage (except under section two) directly caused by pressure waves from aircraft and other flying objects travelling at or above the speed of sound.

...any legal liability directly or indirectly caused by or contributed to or arising from:
* ionising radiation or contamination by radioactivity from any irradiated nuclear fuel or from any nuclear waste from burning nuclear fuel; or
* the radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment or any part of it.

They're not taking any chances then? smileys/smiley3.gif
Scott
7th July 2005, 13:54
LMFBO! © sax-p

i need to get that weapons grade uranium out the boot smileys/smiley3.gif
Sean
7th July 2005, 16:02
lol, i knew that insurance companies take every precausion to cover their arses and to avoid paying out, but that takes the piss.
mike_obuk
7th July 2005, 23:26
lol! thats funny, i dont understand how im paying so much for my insurance, cheapest i could get was 1200 tpft with elephant, i was 19 at the time with 2 yrs no-claims in my own name. i swear they just make up figures! the theiving bastards! LOL
marc666
8th July 2005, 01:47
paying £800 FC on my vtr in my own name. im 20 with 3 yr ncb