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silversaxo
8th July 2005, 17:28
ive just been in touch with my insurance people and at the moment im paying £360 fully comp on a saxovtr, they said if i do another claim illm lose my no claims by 50% and ill have to pay £650 in feb for renual, i cant beleive it and its not my fault its the vandals that broke into it at fault, sometimes i just think is it all worth it smileys/smiley19.gif to top it off my insurance wont go down a penny if i get a thatcham cat 1 fitted
redsaxored
8th July 2005, 17:44
£360?!?!?!?!?

jesus im paying £1400 on a 1 litre lol.
scook
8th July 2005, 17:45
swap insurance companies mate
scook
8th July 2005, 17:45
500 on a v reg vts
DevilDamo
8th July 2005, 22:01
well instead of claiming, why dont you just pay for the damage/repairs!?! surely, that would work out better!?!
Yates
8th July 2005, 22:11
i jsut got a quote for a vts fully comp for 1700, thought that was alright, only been drivin 10 months altho im 21, my mate whose 19 jus got a vts n pays 1900 third party! wheres best to do online quotes?
DevilDamo
8th July 2005, 22:15
elephant.co.uk

they give you a saving for obtaining a quote online too.

or quotelinedirect.com or something like that.

somewhere, you are able to type in your details and then they will find the best quote for you. but remember, cheapest isnt always the best.
Yates
8th July 2005, 22:23
i done it on elephant, seemed ok, but its 1700 fully comp on a vts, then 2000 fully comp if i lowered it.

1300 third party, mite leave it a few months n then iv been drivin a year n that, if i sel my vtr i wil get enuf money to buy a decent vts and have money to play with if i get a mk 1 vts
DevilDamo
8th July 2005, 22:27
wait then mate. will be worth it. no point in rushing into something thats going to sting you on insurance. just wait the extra few months.
Yates
8th July 2005, 22:34
yeah i was gona, duno if il swap yet like jus thinkin like if i put a vts engine in mine insurance wud go right up, so mite aswel go for a vts, i need to pay off a few things first so wen thats out the way i mite go for it!
DevilDamo
8th July 2005, 22:39
you are basically doing what i did then mate.

i phoned my insurance company for a quote for a vts conversion and they said they would not insure me. however, they would insure me on a vts.

so, following day, i put my vtr up for sale and bought a vts. and i am SOOO loving the vts smileys/smiley2.gif
SaxoAL
9th July 2005, 00:40
and this is the debate Im having with myself now too.. smileys/smiley2.gif