My Turn To Crash... (Payout Is Sorted!)

[Chr15]

http://i226.photobucket.com/albums/dd288/Chris-87/DSCN0160.jpg

http://i226.photobucket.com/albums/dd288/Chris-87/DSCN0161.jpg

http://i226.photobucket.com/albums/dd288/Chris-87/Photo-0085.jpg

http://i226.photobucket.com/albums/dd288/Chris-87/Photo-0086.jpg

Going to work this morning about 7.45, went round a corner caught some ice, car starts twitching, couldnt straighten up at all, went sideways, backwards and ended up in the hedge, rear windscreen shattered on impact. Car was at a steep angle but manged to get across and out the passenger side. At first it didn't look too bad, I just thought new boot and rear windscreen.

A lady pulled up and asked if I was OK and then gave me a lift home. Then got a neighbour with a Freelander to try and pull the car out, except it was too far in and the road was still icy so wouldnt have got any grip. We ended up using a tractor to pull it out.

It started OK and was kind of drivable, except something was catching on the rear right wheel, so that wouldnt have lasted at all. Left it at the side of the road in a safe spot and took out all my valuables. Went home, phoned NFU Mutal to arrange recovery, was sorted within about 15 minutes and a recovery lorry turned up about 45 minutes later and took it to Marshalls In Bury St Edmunds. Quite sad seeing it go past on the back of a lorry.

Anyway, Im OK, just a bit shaky. Im guessing its a write off. Hope I can find something cheap to run and is fair on insurance.

[VTEC-Saxo]

Ahh man thats bad least your okay :)

[Matt]

Unlucky mate. Hope it aint a write off..

[Prickle]

Ouch! a big shame :hug:

I doubt that is repairable ??

[Peejous]

Oh hai boot floor.... possible write off mate.

Unlucky.

[Col_VTR]

Ouch, does look like the boot etc will be bent so prob be a write off, main thing is nobody was hurt :)

[Ben]

Glad your ok mate :y: Is the boot floor crumpled and bent?

[David]

Unlucky mate... Think positive :D

[CampDavid]

trade value is under a grand so it's off to the scrappy.

[Ferg]

Bad news matey ... Almost did something similar to this the other day.

Least you're ok I suppose.

[Prickle]

A question, if the boot floor is creased in any way is it a write off ?? :ponder:

[Luke]

That's a write off mate, without a doubt.

Glad you are okay though, that's the main thing and metal can be replaced. The roads are so bad this year too.

[Luke]

A question, if the boot floor is creased in any way is it a write off ?? :ponder:

Yes...

[Prickle]

how though :S

[Luke]

how though :S

Weakens structure of the car I guess.

I presume that's the case with it been creased, I wouldn't wanna drive a car with that issue tbh.

[Peejous]

how though :S

Car would need jigging to get the floor straight and all the wheels back to the position that they should be.

Which isn't cheap.

[V5J]

im glad your okay fellow saxo driver, but your thread title seems to be deeming all of us to crash. which is not happening to me!!! :/

[-Jason-]

I would say write off

Unlucky

[Prickle]

Car would need jigging to get the floor straight and all the wheels back to the position that they should be.

Which isn't cheap.

So why do people say, "oh its a write off etc" ?? its not always the case

[Ferg]

So why do people say, "oh its a write off etc" ?? its not always the case

Value of the car AGAINST cost of repairing it to a road worthy condition.

[Luke]

So why do people say, "oh its a write off etc" ?? its not always the case

Because have a bump like that and it creases the floor in a Saxo. They are VERY easy to write them off from behind, I have seen them written off from someone hitting behind at 15/20mph.

Serious.

[CampDavid]

So why do people say, "oh its a write off etc" ?? its not always the case

Most insurers will write them off for that, due to costs and the fact that to properly repair it it needs a new shell

[Chr15]

Cheers guys. Paid £995 for it back in September. What actually happens with the insurance now? If I get a new car, can I just transfer the policy over or will I lose my 1 year NCB? Also, how much of an increase c/would I be looking at?

All for arguments sake, lets say it is a write off.

They offer me £500 for it. Should I take it or strip it? All 5 tyres are in good condition, probably get other parts off it too. Ive got no idea what parts or what they're worth so Ill be on here for advice anyway.

Back to real life.

Like my mum said to me earlier, would you want to drive it again anyway, even if it was repaired? No, I probably wouldnt. Oh, filled up with petrol last night, so theres a full tank in it too. Was going to head into Stowmarket on Saturday as I need a new battery. Theres also a brand new clutch in the box that needed fitting too, worth £60. May sell, may return. Extreme way of getting a day off work anyway.

[Prickle]

ok all :cool:

my questions have been answered :)

[Peejous]

Get paid out, buy it back for peanuts, strip it down, sell bits.

Best option.

[bpm]

Damn, saw the first two photos and thought youd got away with it, then you see the back end, bugger! Without the amount of crashes Ive seen on here over the last month I swear the value of Saxos must be going up soon, becoming a rarity!

[Chr15]

Just checked Autotrader to see what Saxos they have.

http://search.autotrader.co.uk/es-uk/www/cars/CITROEN+SAXO/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-12-240-4294966781-4294967130/advert.action?R=200903326803537&distance=22&postcode=ip31+3az&channel=CARS&make=CITROEN&model=SAXO&min_pr=&max_pr=1000&max_mileage=&vehicleYearOfManufacture=2000&vehicleRegLetter=W

http://search.autotrader.co.uk/es-uk/www/cars/CITROEN+SAXO/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-12-240-4294966781-4294967130/advert.action?R=200801326117528&distance=15&postcode=ip31+3az&channel=CARS&make=CITROEN&model=SAXO&min_pr=&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1998&vehicleRegLetter=R

http://search.autotrader.co.uk/es-uk/www/cars/CITROEN+SAXO/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-12-240-4294966781-4294967130/advert.action?R=200902326528528&distance=13&postcode=ip31+3az&channel=CARS&make=CITROEN&model=SAXO&min_pr=&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1998&vehicleRegLetter=R

http://search.autotrader.co.uk/es-uk/www/cars/CITROEN+SAXO/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-12-240-4294966781-4294967130/advert.action?R=200901326270135&distance=9&postcode=ip31+3az&channel=CARS&make=CITROEN&model=SAXO&min_pr=&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1997&vehicleRegLetter=P

Thats all they have atm thats within my price range. Cant afford a VT really, although it would be nice. Will check Piston Heads too. Then again, Im actually asking myself if I want another Saxo or not. Tried a few 106s before but didnt like them.

[Prickle]

not a bad choice there tbh :)

When i looked on auto trader i didnt see any of them!

[Chr15]

What price range and distance did you choose?

Found a '92 Pug 106 for £500, its only 10 mins away. Same place I got the Saxo from actually.

http://atsearch.autotrader.co.uk/uvl/popup.jsp?currentaction=searchresults&e2w=105021a&sort=5&did=105021&partner=TMG&postcode=ip222ps&max_records=200&configfile=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a_config.xml&dropdowntype=uvl&e2w=105021a&miles=1500&csslocation=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a&id=200901326307818&distance=0

He's got a couple of newer models, but poorly priced when considering miles for their age IMO:

http://atsearch.autotrader.co.uk/uvl/popup.jsp?currentaction=searchresults&e2w=105021a&sort=5&did=105021&partner=TMG&postcode=ip222ps&max_records=200&configfile=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a_config.xml&dropdowntype=uvl&e2w=105021a&miles=1500&csslocation=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a&id=200847323937384&distance=0

http://atsearch.autotrader.co.uk/uvl/popup.jsp?currentaction=searchresults&e2w=105021a&sort=5&did=105021&partner=TMG&postcode=ip222ps&dropdowntype=uvl&configfile=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a_config.xml&miles=1500&csslocation=http://dealerservices.autotrader.co.uk/dealers/105021a/105021a&max_records=200&id=200901326316593&distance=0

And Corsa's are just no go zones arent they?

[Prickle]

same as you!

£500 - £1000

106's look nice, i just hate the simple look of the dashboards

[shooorn94]

Amiee's boot floor creased up when her mate went into the rear of her and the mango 1.4 was not written off (I think). She did have it repaired.

As for stripping the 1.1, if you are able to remove the engine yourself and it's a good runner then yes go for it, but the value of scrap has gone down so much that if you don't sell the shell you're going to need to depart with your own money.

Dependent on how much the boot has crumpled I personally think it'll only be around a £800 repair... baring in mind thats near the price of what you paid I wouldn't bother... and my mum said the same thing 18 months ago I answered the same way. ;)

[Chr15]

I know its an old mans car but doesnt look in too bad condition tbh
http://search.autotrader.co.uk/es-uk/www/cars/advert+search/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146-236,N-12-240/advert.action?R=200903326785422&distance=10&postcode=ip31+3az&channel=CARS&make=&model=&min_pr=&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1995&vehicleRegLetter=N

Thats it for AT (well, whats within my price range and distance Im willing to travel). Ill hit PH soon and also check local papers.

There were several Corsas and Fiestas but they're just poor cars. Couple of Puntos, but no milage was given. Also someof the old style Clios, but what are they like?

[Prickle]

i reckon that could be leathel ??

[Chr15]

i reckon that could be leathel ??

The Metro? Its actually got a better spec in terms of alloys and electronics than my Saxo, four years older and about the same mileage lol.

Ive no idea on what all these other cars are like as Ive not had any oppertunities to drive them or know many people who have had them, so any advice will be appreciated.

[Jamie]

Bad luck on the crash mate,

I reckon someones going to remake the metro and it will go the same way the Fiat 500 and Mini went lol (fashion accessories)

[AlexB]

Amiee's boot floor creased up when her mate went into the rear of her and the mango 1.4 was not written off (I think). She did have it repaired.


the actual floor wasnt creased just the little lip at the back of the boot

[Chr15]

wear glasses

Just got that comment off another site Im on. Twat of an Estonian. Stick to your Ikarus buses.

[ricksimmonds]

Cant afford a VT really, although it would be nice.

Could get a vt for a grand mate, ive seen a few on pistonheads today....

[NickB]

Hopefully not going to be a write off dude, but as everyone has said glad ur alrite and nobody else was hurt in the accident...

[Chr15]

I did check, but theres none on there near me. You can only go so far to look at a car lol

Yeah, glad nobody else was involved or Id feel so bad. Would have taken them out if they were coming from the other direction.

[saxova]

ditch finders+std suspension+tight bend=game over :)

[Chr15]

Wasnt that tight tbh. Ill try and make a short video of the area on my way to work tomorrow morning as we'll probably be going that way.

[Chr15]

http://www.eastcoastsalvage.co.uk/default.aspx

Came across this site. They're based near Colchester area, I know theres a few people from that area, what these guys like? Couple of VT's on there, might even get them down to my 1K limit as they need to clear them.

[TU-Tuning]

Harsh man, sorry to see that. Good to hear your ok though

[Steady_Eddy]

Bad times :n:

Looks like my first crash in my first car...
i just went to the scrapie got a new boot lid, light, and bumper for £50 and sold it on lol.

http://i26.photobucket.com/albums/c117/eddy02/th_021108120757.jpg (http://s26.photobucket.com/albums/c117/eddy02/?action=view&current=021108120757.jpg)

http://i26.photobucket.com/albums/c117/eddy02/th_021108120806.jpg (http://s26.photobucket.com/albums/c117/eddy02/?action=view&current=021108120806.jpg)

Brand New :P lol
http://i26.photobucket.com/albums/c117/eddy02/th_Saxo1.jpg (http://s26.photobucket.com/albums/c117/eddy02/?action=view&current=Saxo1.jpg)

[Stickyjam]

i didnt see you ringing the police in that story :P

[Anthony]

Sorry to hear that mate, hope you get things sorted and glad you were ok :).

[Mr_X]

unlucky man, is it worth claiming for that amount?

[Chr15]

Ideally Id get a new car and just transfer the policy over, paying any differences and hope to keep my 1 years NCB. I know its not much but it helps when you've got other things to pay. Get the feeling it wont work like that.

[LeeM]

if you claim off insurance your not going to get no claims discount! i assume you're in the process of claiming as you used insurance to recover. i think once they pay out for a write off the policy will be ended as well.
also that metro you posted will be pretty fast, i'd be looking for a vtr around £1k, plenty about

[lemon191]

unlucky bud, on the plus side you have an excuse to ring nfu up and get the nice sounding lass lol

[de4n0]

it scares me that thats what a hedge can do to a saxo. i really dont want to crash in mine.

[Chr15]

if you claim off insurance your not going to get no claims discount! i assume you're in the process of claiming as you used insurance to recover. i think once they pay out for a write off the policy will be ended as well.
also that metro you posted will be pretty fast, i'd be looking for a vtr around £1k, plenty about
We'll see in the next few days when I hear back from them. I might be jumping too far ahead but judging what Ive seen and people have said I doubt it. Ive been told to leave the Metro well alone as the suspension on it is different and just crap.

unlucky bud, on the plus side you have an excuse to ring nfu up and get the nice sounding lass lol
She wasnt there today :n: When's your test again btw?

it scares me that thats what a hedge can do to a saxo. i really dont want to crash in mine.
Quite a thick hedge. It also ripped the fuel cap off but left the plug/lock part in.

[lemon191]

She wasnt there today :n: When's your test again btw?

tommorow at 3ish, wasnt going for earlier time since they seem to cancel at the slightest hint of melted ice lol

[tye_1_leet]

sorry to hear bout tht m8 i come close to ditching it because of ice and my bro did ditch his but his rolled like 3 times (his own fault as well as ice :P ) but glad to hear ur oki and thinkin of a new sax :)

[Chr15]

Phoned the garage today as I havnt heard anything. Their main inspector is off ill so nothings been done. Im going there in the morning to get what I couldnt take Wednesday (that includes my full tank of petrol). Also asked about a C-Car, found out they dont have any available at the moment. Will try to sort that out too as I need to go into college/uni on Monday but only for a couple of hours.

[Dan_Saxo_Vtr]

Unlucky mate, glad your ok though.

[Chr15]

Just got back from the garage. Got my radio, mats and rear wiper (it was new!). Wasnt allowed to take out the petrol due to Health and Safety. Anyway, I got some close ups of the damage. It was standard height, you can see how much it dropped. Also see a split in the boot space in the interior photos, almost gaurenteeing a write off. Courtesy car should be sorted Monday.

http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0169.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0168.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0167.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0166.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0165.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0164.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0163.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Saxo%20Crash/DSCN0162.jpg

[Prickle]

Ouch!

im being obvious, its getting scrapped isnt it ??

[Chr15]

They still havnt looked at it but I would say yes, they will.

[Prickle]

Cant you get any parts of it, what about the petrol you had in ?

[Chr15]

Will wait to see what they offer me first before taking everything off. The engine and front end is fine. Ive no idea about the petrol tbh, would be nice to get it back, or at least most of it.

[Prickle]

Id want the petrol back lol

[Sunday]

Id want the petrol back lol

yeah right, i'd definatly protest about that especially as you'd just filled up!!

[Quick]

Are you fully comp or 3party, fire & theft?

[Chr15]

Im fully comp.

[danvtr17]

write off for sure !

unlucky

[EssexHoney]

Glad you were ok, crashing is always horrible :)

[Matty-VTR]

And another one LOL

[Saxo_Steveo]

Ouch unlucky mate :(

[JamesR]

unlucky mate, seems every day now there is a crash, most of which are due to bad weather.

[peebee]

Main thing is ur ok! Chin up dude!

[Steady_Eddy]

wow thats a lot worse then mine! lol
unlucky mate

[shieldy]

bloody ice, its got a few people on here these past few weeks, least your fine the car can be replaced you can't thats what i was told,

[EazyDayz]

i got similar story , was drivin for bout a year in november, jus my 1st car, but saved up for a month jus before cos was plannin on sellin my 1.1 for couple of hundred towards gettin a vtr, turned out my penny pitchin to save cost me lol :D dint change front tyres so reckon thats what helped me crash ;), well thats my excuse lol, want to bad but bit scary at the time, was drivin to work as usual bout 11 ish spose, came round a bend as usual, but was slippery guess water and leaves??? slipped round straight into a wall :D

Spose ya wanna see it
http://i547.photobucket.com/albums/hh445/EazyDayz/DSC03076.jpg
http://i547.photobucket.com/albums/hh445/EazyDayz/DSC03075.jpg
http://i547.photobucket.com/albums/hh445/EazyDayz/DSC03079.jpg

But all things happen for a reason :) in the end bought this

http://i547.photobucket.com/albums/hh445/EazyDayz/2.jpg

[shieldy]

indeed that things happen for a reason, i was saving up money some guy rote my car off turned out he had problems with his insurance, told my soliciter, left her to deal with it 2 days after i went out baught a clio or 1,400 nice tidy little car, turns out my soliciter got me 2500 quid so decided to give the clio to my g.f now im buying a mk 4 astra :D

[Craig_6]

unlucky mate :) atleast your fine!

[craig180]

That looks awesome with the rear wheel tucked right up in the arch!

Bad luck though. Hope you get paid out quick enough. What's your insurance excess?

[Chr15]

If anybody says 'needs lowering'...

It was standard height before to lol

Excess is all over the place in the document lol

Accidental Damage (inc £50 voluntary)
Drivers under 21 - £250
21-24 (inclusive) - £150
Other drivers - £50
Theft - £100
Glass replacement - £25 (approved), £40 (other circumstances)

Anyway, Im looking at the next car as I cant see anyway back for the current one. Ive found a 2003 VTR for £2500 (I'll try to get the price down) and still be insured for roughly the same price I was for the 1.0 lol. Still waiting for Adrian Flux to get back to me and need to ring Chris Knott and my current insurer (NFU) to see what they can do.

There was also a 106 Quicksilver (same price, £2500). Insurance around £650 woo.

106 (bottom centre):
http://www.eastcoastsalvage.co.uk/vehicles.aspx

Saxo VTR (top left):
http://www.eastcoastsalvage.co.uk/vehicles.aspx

EDIT:
Links dont show the cars, just search them yourselves :p

[peebee]

Ye good luck finding a new motor. VTR for the win, Unless you can afford a VTS at what ever age you may be!:y:

[Chr15]

Just turned 21 at Christmas. I remember getting a quote on a VT ages ago, sure it was £2500

[peebee]

I got insured on my old VTR when i was 19 with norwich union, £1400 TPFT NOT CHEAP!

[Chr15]

Im now in possesion of a courtesy car! About fooking time to.

'Which car would you like Mr Smith, we have a Chevrolet Matiz (nearly lol'd over the phone) or...'

























http://i226.photobucket.com/albums/dd288/Chris-87/Astra%20SXI/Photo-0092.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Astra%20SXI/Photo-0090.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Astra%20SXI/Photo-0091.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Astra%20SXI/Photo-0093.jpg
http://i226.photobucket.com/albums/dd288/Chris-87/Astra%20SXI/Photo-0094.jpg

I love it! :fcuk:

I finally have a car that has actual brakes! I tapped them and nearly headbutted the front windscreen they're so sharp lol. Got to 90 (or was it 60?) and got scared. Need a more quiet road somewhere. Ill get some HQ pictures at the weekend if I remember.

[OLLYVTS]

Nice courtesy car.I know what you mean about the brakes on them they are shit hot.

Good luck with it all.

[shooorn94]

Love the newer astra's. Would love to have one when earning a bit more money ;) swaying you towards your choice for a new car? ;)

[Luke]

Haha....it's obviously which I would of took too.

Petrol or Diesel?

[Chr15]

They were on about like for like and all that but I thought 'erm, no it aint lol' 1.0i Saxo to that Astra (must be a 2 litre?) is bit of a jump.

Just a quick question to anybody who owns/had/knows somebody:

Where the heck does the auxillary cable plug into? Theres a setting for it and also says MP3 on the front but I cant see where it goes! I prefer my iPod to the radio.

Love the newer astra's. Would love to have one when earning a bit more money ;) swaying you towards your choice for a new car? ;)VTR I hope.

Haha....it's obviously which I would of took too.

Petrol or Diesel?Petrol

[Luke]

AUX is for the ipod to go into mate.

Will probably find it in the glovebox or I think it might to back on the handbrake.

[Chr15]

AUX is for the ipod to go into mate.
I know that :p

Will probably find it in the glovebox or I think it might to back on the handbrake.
Now you mention it, I think its behind/beside the handbrake. Didnt think anything of it at the time. Cheers mate.

[AlexR]

Those astras are fucking shocking.

The brakes are overassisted, they're not good. And they overheat very easily.
The seats are very uncomfy on long journeys.
The engines are utter wank(anything under 1.8 petrol)
The handling is shocking, and the steering feel is non existant.
My only good comment about the new astra is that the stereo is alright lol And i drive a variety of them on a regular basis on long distances, so i'd know. Give me a vts any day.

[CampDavid]

Those astras are fucking shocking.

The brakes are overassisted, they're not good. And they overheat very easily.
The seats are very uncomfy on long journeys.
The engines are utter wank(anything under 1.8 petrol)
The handling is shocking, and the steering feel is non existant.
My only good comment about the new astra is that the stereo is alright lol And i drive a variety of them on a regular basis on long distances, so i'd know. Give me a vts any day.

I've just bought a 53 plate Astra diesel and you are totally wrong about the seats. They do a good job as seats, i like them. The steering feel is also quite good. I can feel it bouncing around all over the place giving fairly accurate information about how much understeer it currently is suffering with.

You are bang on about the rest of it though.

[AlexR]

Personal preference i guess, i have driven to various seminars around the midlands and south west in gashtras and within about an hour i am really uncomfy. No problems with my recaros or standard vts interior! Probably done a few thousand miles in these, much rather drive foci though ;)

[CampDavid]

I agree, we're different shapes and the VTS seats really don't fit me, I have no idea how Ryan isn't cripled at his hight.

I also would rather drive a Focus. In fact, I can't figure out why I didn't buy a Focus at auction instead of the Astra. That does keep me up at night.

[Ryan]

dave I used GTI leathers for more comfort in the spaxo.

The old vt seats were not to bad mind i did alot of milage in them originally.

[CampDavid]

I always thought the back support was too low with any seats, though oddly the GTI ones are better. That said your hight is in your legs

[Ryan]

nah got quite a long spine really, if i dont have drivers seat a little bit 'ganster' in the saxo my head is in the roof.

hence on track i used to have some 'ghetto' lean lol

[danwilliams9]

who is the man fondling your bumper lol ?

[Predator_R32]

After a crash and your still wanting to go fast tut tut tut

[Chr15]

My bad. I still get over excited sometimes.

[Chr15]

Found out what my payout will be.

£995, exactly what I paid for it in the first place.

I was expecting £500-£600 so Im really pleased. I ont be buying it back though unfortunatly as I dont have anywhere to keep it.

I tested a VTS yesterday but it just felt weird. I didnt like the gear stick and was sure there was less headroom. What your used to though I guess.

[xthedavidx]

Unlucky, Glad your ok. :y: