3 points??

[Goldsax]

Hi...

i already have 5 points and got caught by a speed gun doing 38 in a 30 :S so i now have 8 points (sent my licence off and all that) and only been driving 16months, so can only have 6...now when i tell my insurance will the cancel it? or put it up? or put me down as a learner?? can somone please walk me through what i have to do as i am unsure...im with admiral if that helps...
I dont want to sell my vtr as i love it...thanks

[Darlo-paul]

Is it within the first or first two years your not allowed over 6 points?

[Ocego_VTR]

Two years matey i think you just phone them and tell them tbh.

[LeeM]

i think they'll send u a provisional back with 8 points on and you'll have to resit your test

[Goldsax]

So once i tell them, will my policy change then? or when i re-nue? thanks

[Darlo-paul]

Mate, I would imagine you'd loose your ncb and your insurance price will go up next time you renew it. You'll loose your licence i'd imagine if its within the first two years. Sorry to hear this mate.

[LeeM]

wont loose any no claims as he hasnt claimed!
just get a new test booked so you dont have to cancel the insurance

[Goldsax]

Yeh i know i will loose it :(, i dont have any ncb anyways so that doesnt help lol...i just want to know about the price side of things lol about when and if it will get rasied...

[Sammy-Boy]

They will raise your premium I'm afriad!

[Goldsax]

as soon as i ring them and tell them?

[Sammy-Boy]

Yeah you need to inform them straight away

If you hesitate to let them know and dont let them know for a while, they have a right to cancel your insurance

[Darlo-paul]

Yeah and if you have an accident won't it make your insurance void?

[Sammy-Boy]

Yeah and if you have an accident won't it make your insurance void?

It would do because you havent updated your policy

[andrew0510]

Unlucky mate, what were the 5 points for ?

[Goldsax]

Due care when i crashed last year....i have been so careful as well, i didnt think he would be a cock for me doing 8mph over the speed limit :@ so as soon as i tell them (wont be tomorrow as i havent got my licence back with the points yet) my policy will increase in price? thanks

[Luke]

Policy will change to a provisional, points will be put onto policy and then you'll bend over whilst they massively put the price up.

Dangerous Driving and SP30?

[Goldsax]

due care lol...

[bpm]

Probationary Periods
Road Traffic (New Drivers) Act 1995

If a driver first passes a driving test on or after 1/6/97 and accumulates 6 or more penalty points on his driving licence within the first 2 years of passing a driving test (either in the UK, Gibraltar or any EC State) as a result of offences committed before his test or within that 2 year period, his licence will be revoked by notice in writing and he will have to reapply for a provisional licence and retake a driving test if a full licence is wanted.

So effectively your licence is revoked and you must start again, declaring that you have lost your licence once already. Sorry.

[Stickyjam]

presumably you have to retake ya theory?

[craigy_87]

like bpm said again its like starting again but with even higher insurance premiums :n:

[mathon]

Tis a big shame since your learning the hard way mate, but I'm sure you'll be back on the road in no time! ;)

[Goldsax]

So i can still drive until i recive a letter??

[Add91289]

So i can still drive until i recive a letter??

i wouldn't risk it in case they alredy updated the database, bad luck doh, gettin caught speedings so easy to do now a days.

[Mr_P]

And if the DVLA accidentaly send your license back with 8 points on it. phone them up and tell them they've fucked up and should have revoked it. It does happen and people then get done for driving without a license.

[dannyboycov1991]

that must have been a tight arse copper, i got pulled over doing 37 in a 30 and he just told me to calm down, i used the old excuse of i thought it was a 40. lol. Saying that, did anyone watch that episode of traffic cops wen that 17 year old got caught doing 125 in a polo down the motorway ,he got 6 points but he never got banned, because his suspension was less than 30 days or something. i might of miss heard it but i swear thats all he got, didnt revoke his liscence or anything????