Little Piece of Advice for People who are sick of monthly premium APR

[vtr_cheshire]

At the minute there seems to be a lot of people making threads saying their sick of 12 - 22% APR being added on to their premium because they can't pay yearly.

These complaints also coincide with credit card companies offering 0% interest for 12 months... huh huh, anyone catching on? No?

Basically what i mean is get a credit card at 0% interest/balance transfers for 12 months...
Pay your premium off in full on that and pay it back monthly at no interest. Just make sure you snap said card so you can't overspend on it and keep up with the payments.

The average interest on a Credit card for a 18 - 21 year old is about 32% So get it paid off before the 12 months!!

[lisa-vtr]

:y: good idea is that

[dj_russell]

fuck me martin lewis(credit expert) has joined the site lol, top bit of advice that though. im not having trouble with insurance on the saxo but my 2.5 v6 zs before this was 2k a year insurance last year wish id heard this before.

[chinkostu]

bit hard when your premiums nearly a grand n half and you only get offered a credit limit of 900!

[Saxo_Steveo]

Good advice there was thinking of doing it last year:drink:

[evans1089]

hardly rocket science is it lol :wacko:

[AdamW]

Hardly likely to get credit at moment....