What I spend on cars in a year...

[MikeCracknell]

When its seen like this, it is scary...

Car Payments (loans etc): £7983.27
Petrol: £2005.08 (Saxo: £789.70, Punto: £990.50, Scooter: £110.88, 205 GTi £114.00)
Insurance: £1225.83 (Saxo: £789 Punto £436.83 bike free)
Servicing: £427.32 (Saxo not yet serviced, 3/1 1st one)
Parts (cleaning, filters, oil etc) £403.35
Tax: £365.75 (Saxo £170, Punto £105, 205: £90.75 Bike: free)

Before you start on the sad bastard campaign, my new years resolution last year was to keep track of every penny I spend to help me sort out my debt! God, figures like these make me think "lets walk everywhere" lol

Happy New Year

Mike

[yorkie]

advice only run one car/bike!!! wood save u a sh*t load.

[oz_borne]

what do you use to keep track of everything?!

AND WHY HAVE YOU GOT 3 CARS AND A SCOOTER IF YOU@RE IN DEBT!!!


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[MikeCracknell]

2 cars dude, 205 went ages ago

Punto now rented out to brother as of 5 minutes ago

Scooter stays for Summer

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Oh yeah, Microsoft Money

[Yates]

get a bike, problem solved you save shit loads and only service you may need is a puncture repair kit

how can you possibly work out how much petrol you will use??? you cant predict what miles you are going to do

id like to start the sad bastard campaign now

[Simo]

He's not worked out how much petrol he will use... thats how much he has spent on each vehicles petrol over 2005. (from receipts)

Sometimes I wish I could be organised, but I dont have the time smileys/smiley17.gif

Microsoft money seems OK. I used it for a few weeks before getting bored/fed up with it. Mainly because I couldnt be bothered to figure out how to customise it properly to suit my circumstances smileys/smiley17.gif

Good on ya Mike...

BUT... did the money watching help at all? Or is that next years goal... to cut down in the areas you spend too much?

[Yates]

iv just simply started writting down what money i have coming in and what i spend it on and things like that, really makes you notice what you spend money on, and its stopped me making stupid journeys in my car so i save on petrol.

cancel youe insurance on the punto, get your brother to get a policy in his name and get yourself a named driver that should save you some

Simo yeah realised that after i had posted.....

[MikeCracknell]

Brother giving me £100 per month to borrow Punto - thats £1200 per year - covers the £400 odd insurance + servicing, I have paid the finance off in full anyway, so its income for me...

It has helped me watching the pennies - seen how much I spent on shit last year - e.g. £662.44 on eating out, £266 on the lottery (I won £202.10 on the lottery, the most profitable part was Euromillions...) £435 on mobile phone bills, £390 on broadband and £282.59 on landline phone bill smileys/smiley17.gif smileys/smiley17.gif

I need to cut down on eating out, talking on my phone and there's no way I can cut down on the usage of the car lol....

It is easy to get bored with Microsoft Money, but it really shows you what you are spending each week/month, and ways to save money.

My monthly budget for petrol is £200, so I am £400 better off than I predicted - just on Petrol!

Mike

Happy new year...

[Yates]

im budget on petrol is 30! nice full tank will do me a month!!

i spend about a tenner on my phone a month if that!

probs spend on average 40 a month on eating out, normally take the missus out!

and as for the lottery 21 and never played!

[MikeCracknell]

Full tank - A MONTH

Tank lasts me a WEEK lol

[Clouds_mate]

how many miles you guys get on a tank?

I have currently done 190 on half, but 120 was on the motorway

[Yates]

get around 380 or so i think till the light comes on

only go to work in it and occasionally the gfs really, use my parents car a bit as mine could be blocked in by theres

[boz]

LOL i never keep track of my money smileys/smiley5.gif smileys/smiley9.gif i always use the debit card, i carnt even remember the last time i went to the hole in the wall!! smileys/smiley3.gif hardly ever have cash on me, thats got to stop smileys/smiley2.gif