20 yrs old - VTR quotes :(

[kyle_d]

Im 20, with 1NCB and held license 1 year and 11 months.

currently own a 1.8 astra coupe and paynig £154/month with churchill, they wont insure me on a 1.6 VTR though.

iv got intouch with Bell and they quoted me £205/month!!

More than have quoted me £175/month!! thats too expensive aswell... ideally i dont want to pay more than what im paying for the astra.

any suggestions?

[Azza-VTR]

Try Quinn - paying £175 a month is absolutely insane
I'm 17 and own a 1.6VTR but don't even pay that ridiculous rate

[kyle_d]

really!

i get some sh*t quotes! I dont know why im 20 with 1cb and almost held my license 2 years lol.

[kyle_d]

Just done a quote on Swinton and they said £130/month. That sounds nice!

[Azza-VTR]

Thats insane I'm only paying £140 per month and get one month free with Quinn Direct on a VTR - try theses guys mate

[Olly]

Have you tried chriss knott and sky insurance? Quoting the forum name/discount code?

[dj_russell]

id rather have your astra coupe than a vtr matey.

[darrenh84]

vtr 1.6 best quote so far 570 for the year anyone know any one who beat that for me ??

25 2yr driving 2yr ncb

[spiderxjz82]

That's insane mate. I'm 20 with 1 year's NCB and only paying £115 a month for a damn VX220....

[bensvarups]

Chris Knott will only insure you if you have 1 years NCB..

Try Brentaces Insurance, they may well be cheap for you.

[kyle_d]

ill try those 2 today.

Iv only had astra 2weeks and its running like a bag of shit and needs quite a bit spending on it and right now i cant afford it. And its wellll slow its the 113bhp model but believe me its slow dunno if its cos its not running right or what. I have a fuel leak/problem too im getting 15-20mpg whilst driving as slow as humanely possible.

Thats crazy! Why are mine so expensive. Who are you with? Do you live in a nice area? I live on a council estate in leeds im guessing thats my main problem.

[Mieran]

Dude why do you want to down grade?

I've drove a 1.8 coupe before and they are amazing compared to a VTR.

[wadoryu]

ummm he just said he cant affords to repair it dude

[davidandrews5343]

try adrian flux, they insure from 20

[Mieran]

ummm he just said he cant affords to repair it dude

I didnt read all the replies

my bad yo

[kyle_d]

Okay al try adrian flux. And what did you think to the coupe speed-wise? It might just be mine thats a sh*t example and slow as fook. Although its the first year model, theyre 113bhp.. a couple of years later they were 123bhp. i like the car, but iv noticed a few bad things and i dont want to spend quite a bit of money that i cant afford to spend and it still not be what i want or run right. Cos i wont get my money back when i sell it.

[kyle_d]

And i want a VTS just cant seem to get a sensible quote :(

[yetisvtr]

i had 375 cant remember who with but im insured with churchill on my 230bhp 200sx for 600 quid asked how much a vts would be 30 quid more double WTF insurance does my head in

[wickedrob]

am 21 with 4 years no claims no points etc 420 for year on a vtr with kwik fit

[kyle_d]

im only 20 with only 1ncb though

[kyle_d]

Best quote so far for VTR is Swinton @ £130/month with 1.5months deposit so around £1500. That's fully comp.

Best quote on a VTS so far is Sky @ £124/month with 365 deposit. BUT thats only TPFT and if i wait until iv held my license 2 years which is 11th october.

So that's good for a VTR, but bad for a VTS lol i really want a VTS now too :(

[Mieran]

get another quote off bell with these:

parked on street
add additional drivers
flexi bell 10 month
fully comp with £500 excess

Your premium will go down then

[kyle_d]

thanks matey ill try that now, only thing is with additional drivers my mum only has an automatic license so dont know whether to put her on and dont state auto license, or what.. i dont have any other family to put on :(

any other tips?

[mark_89]

I'm 19 with 1 years no claims insured with bell fully comp for £750 on a vtr. Have you tried adding older named drivers? Mine went down stupid amounts adding my mum and gf's mum.

[Ramsay]

im 20 1 years NCB and on compare the market gettin it in at around 100/month for an r reg VTR my renewal is due next month so will be shopping around :y:

[Asherz86]

I'm 19 with 1 years no claims insured with bell fully comp for £750 on a vtr. Have you tried adding older named drivers? Mine went down stupid amounts adding my mum and gf's mum.

nice one al try that! using comparision sites is wank still giving me around £1200 with my parents as named drivers so i think al just ring nearer the time.

[Ramsay]

nice one al try that! using comparision sites is wank still giving me around £1200 with my parents as named drivers so i think al just ring nearer the time.

i tried this but was still lower on comparisons with no parents

[yetisvtr]

i should do as i means your less likley to crash if some one else drives the car

[birchybalboa]

Well im on my mums for a 1.4 furio costin 900 only been drivin 6months. But check gocompare and then ring the insurer who is cheapest cuz comparison sites take a cut! And haggle.;)

[iDaNz_VTR]

im 19 0 ncb gota VTR cheapest is 2700 fook payin that lol

[sug7]

im 19 0 ncb gota VTR cheapest is 2700 fook payin that lol

lol!

i pay 1400 on a 1.1! :O

[xXxBlondeyxXx]

i pay 580 21 3yrs ncb on a 106 gti fully comp. BARGAIN!!! x

[kendrick]

I pay 1500ish on a VTR 19 0NCB 1 Years driving on company cars :y:

[St_James]

I pay £298 fully comp on a VTR, 24 years old, 4 years no claims, driving since 2002 :) thats with More Than, claimed once this year, non fault and they were excellent, courtesy car etc. Paid out in no time at all :)

[Asherz86]

jebus christ thats a good quote!

i think am being arse raped by the insurers mainly because in there eyes i have no road experience in a car.... only 7 years road experience on a big bike ....

[rey]

Im paying 1100 F/C on a VTS..

18 1 NCB 0 Points 0 Claims

[rowza]

im paying £913.39 18 no NCB 0 points 1 Claim (passenger)
More than

[Asherz86]

Im paying 1100 F/C on a VTS..

18 1 NCB 0 Points 0 Claims

fuk me you must live in a area with armoured walls and no crime you quote beats my quote and am nearly 23 and only wanna insure a vtr :|

[rey]

Just down in the quiet SE my friend :)

[Liam_LFC_VTR]

lol at people complaining at high insurance.

Try living in N.Ireland, almost double everyone elses quotes.

Cheapest I could get for my mk2 vtr (im 18 0 ncb) was £3700 and the most expensive was £8500, most companies wouldn't even insure me.

Put it under my mums name ftw..........

[rey]

lol at people complaining at high insurance.

Try living in N.Ireland, almost double everyone elses quotes.

Cheapest I could get for my mk2 vtr (im 18 0 ncb) was £3700 and the most expensive was £8500, most companies wouldn't even insure me.

Put it under my mums name ftw..........

Or buy a car you can afford to insure legally ftw.......

[Liam_LFC_VTR]

Or buy a car you can afford to insure legally ftw.......

Was actually about to buy a Corsa but then got a really good deal on the vtr, I couldnt say no :homme:

[rey]

lol no Corsa.... EVER!

[Liam_LFC_VTR]

I'm going to get one anyway when I come into money.

1.8 Turbo bwaaarp.........

I have a soft spot for Corsa C's :homme:

[jinx]

Keep the astra coupe,

[squeak]

Im 20, with 1NCB and held license 1 year and 11 months.

currently own a 1.8 astra coupe and paynig £154/month with churchill, they wont insure me on a 1.6 VTR though.

iv got intouch with Bell and they quoted me £205/month!!

More than have quoted me £175/month!! thats too expensive aswell... ideally i dont want to pay more than what im paying for the astra.

any suggestions?

thts well bad im 18 1ncb 1054 for a year with admiral

[Proffitt]

Im 19 with 1NCB
6 points
0 convictions
2 years driving
VTR ;)

£900 fc

[St_James]

lol at people complaining at high insurance.

Try living in N.Ireland, almost double everyone elses quotes.

Cheapest I could get for my mk2 vtr (im 18 0 ncb) was £3700 and the most expensive was £8500, most companies wouldn't even insure me.

Put it under my mums name ftw..........

I can agree with you on this one! I lived in southern ireland and only 2 companies insuranced young people. at 20 on a 1.4 I was paying €3500 fully comp on a 1 year old 1.4 Almera, and €2500 fully comp on a modded Avensis the year after, crazy money but not much you can do! They had the monopoly.

[redadair85]

Im 20, with 1NCB and held license 1 year and 11 months.

currently own a 1.8 astra coupe and paynig £154/month with churchill, they wont insure me on a 1.6 VTR though.

iv got intouch with Bell and they quoted me £205/month!!

More than have quoted me £175/month!! thats too expensive aswell... ideally i dont want to pay more than what im paying for the astra.

any suggestions?

iv got a vtr and im 17 with quin is 140 a month

[Ramsay]

Try compare the meerkat lol
done it with them i get yes as the cheapest quote with 1100 or just over
20 1 yncb and 0 points :y:

[St_James]

I always found confused.com the best way for insurance, always got my cheapest quote on there :) And its alot easier to use than it used to.

And no, I dont work for confused.com, even though it sonds like I'm plugging it lol!

[hellovts]

sucks to be you struggling for a vtr lol, a vts was 800 third party fire theft for me at 19

oh and im getting a rs in a few months thatl be just under 2k to insure :)

[Liam_LFC_VTR]

sucks to be you struggling for a vtr lol, a vts was 800 third party fire theft for me at 19

oh and im getting a rs in a few months thatl be just under 2k to insure :)

TPFT sucks :homme:

[hellovts]

TPFT sucks :homme:

haha, i was never tpft ... lol was fc on vts and come renewal i sold vts and got my fezza st ... renewal quotes on comparision sites were like 900 fc on vts and 800 ish tpft on the vts if i had kept it but i sold it for my fiesta st which is 1k full comp at 19...

the rs im getting on my 20th birthday wil cost me 2k ful comp at 20years old :) :y:

tpft is alright on a saxo its worth fuk all who givs a toss if u write off a £1000 tincan that nobody likes :drink:

but for the ones with heavily modded saxos worth maybe 3grand i would understand fc lol ...

[AGM]

Just bought a vtr myself, im 20 aswell with licence for 2 yrs and I got £710 fully comp with admiral. I would defo recommend putting your mum/dad or someone older as a named driver, brought down my premium around 150 notes.

[XStephyX]

Wow i really am so glad im a girl fully comp 4years driving 3 years no claims £35 a month £375without interest if i had paid it straight off!. im 21 even when i got the car at 19 i was only paying £70 first year £60 second and now £35 4 this year!.

[XStephyX]

If ur a girl try tesco they give the best quotes, but they still wnt insure my boy.f on my vtr hes 22 and said can't get insured with them due 2 the age but will insure him on his 1.6 zetec s is a 16v mines only an 8v dnt make sense there. I rekon they js make it up as they go along!.

[Steve_90]

I dont get why your prices are like that. Ive had a VTR since i was 17 and paid 98 p/month first year. Im now 19 with 2 years ncb and been offered a renewal of 700.
Try adding one of your parents as a named driver.

[peebee]

Mate moneysupermarket, i was 19 with no NCB and got insured for £140. Its just because its a saxo VTR, they rape you until your 21!

[TekTro]

Thats insane I'm only paying £140 per month and get one month free with Quinn Direct on a VTR - try theses guys mate

How do you get it at that? Did you take pass plus? Fully comp? On your parents?

[TekTro]

How do you get it at that? Did you take pass plus? Fully comp? On your parents?

Or are you still a learner? if so when you pass your in for a surprise.

[adamm]

i was 18 with no years no claims held licence for one year 85pound a month on a vtr. third party

[LouisUK]

i was 18 with no years no claims held licence for one year 85pound a month on a vtr. third party

Who's that with?

[CSta]

I'm 20, been driving for 3 years, 2 years ncb, drive standard VTR in a terrible area

Paying £660pa

This seem about right?

[Cov_Rob]

Seems ok. I'm 21, 1 years no claims 3 years experience and i was quoted £800

[Josh-VTR]

Quinn Direct is really cheap for me.