In the event of a crash.

[DJ_Xenobot]

On the 18th of august 2009 at 11pm i crashed into the back of another car due to them braking suddenly and aggressively..

A Dog ran across the road which made him brake.

Both our cars are written off and he is claiming on my insurance.

My insurance is 1800 at the minute when i was in a 1.1 mk1 saxo valued at 450 with an excess of 400 fully comp.
his was 1800 aswell in a 1.3i ford fiesta valued at 1600 with an excess of 400 third party fire and theft.

we are both 17.

Anyone estimate the price of my insurance is going to be now?
I estimate double - £3200 a year.
We will try and get as much money out of the dog owner as possible.

:wall::wall::wall: :(

[Gary-VTR]

I think the average is around a 40% increase after a claim

[DJ_Xenobot]

Just got quoted with quinn direct for 2100 TPFT
Not that bad..
still quite steep though..

[Saxo_Scott]

Go diesel for a year. 106 only though cause the saxo diesel seem to give higher insurance quotes?

[BazzaC]

You wont be able to claim from the dogs owner.

The way they look at it is, you shouldnt have been close enough to crash into the car infront in the first place.

Highway code etc...states a certain amount of yards/metres for a safe stop at a certain speed.

It will go down as a fault claim against you and the car infront will doubtlessly be claiming off of you aswell.
If you we

[b0t13]

itll go up alot because of your age etc, and u wont be able to claim anything from the dog owner either!

unlucky dude but nothing u can do about it, make sure the guy in front doesnt claim for whiplash too otherwise ur claim will go up..

[DJ_Xenobot]

He wont claim for injury.
He is my best mate but the insurance company dont know that :P
He only has a SLIGHTLY sour neck.

[DJ_Xenobot]

Go diesel for a year. 106 only though cause the saxo diesel seem to give higher insurance quotes?

Im getting this little beast for a few months :)

[Jorge-]

If he is your best mate, why are you even going through insurance, with the price increase, and your excesses each you might as well pay out right then there is no claims to worry about.

[DJ_Xenobot]

Cause he is my best mate but he is an asshole cause he wants money from the insurance company.
Which will fuck me over for a good few years.

[BazzaC]

Cause he is my best mate but he is an asshole cause he wants money from the insurance company.
Which will fuck me over for a good few years.

Some best mate ;) lol

[Claireeyy]

if your mates when why not just pay him.would save the hassel of insurance. they will bump it and keep it up for a few years

[BazzaC]

if your mates when why not just pay him.would save the hassel of insurance. they will bump it and keep it up for a few years

Correct :y:

[LSOfreak]

sounds like a cock of a mate to me

[Munzz]

Id say just sort it out between both of you, saves getting bummed by insurance.

[Shellz]

Some best mate ;) lol

Was just thinking the same, lol! :)