After writing my car off I got money back [Archive] - Saxperience

JamieLee2k

21st October 2009, 13:17

So I have been driving since April and I wrote my car off just over a week ago and after the insurance company looked at the car and asked me a few questions they are gonna pay out

I answered some of there questions like
What car was it :Citreon Saxo 1.1i Forte
How old is the car: X Reg (2000)
How many miles has it done: 77,000 Miles
How much did I pay for the car: I told them I paid £950 but I only paid £750

After all that they said they would pay me the the full £950 as I got a very good deal from it, so minus the excess £550 I get £400 back, not bad really.

Matt67

21st October 2009, 13:19

Ok, good for you!

Slammed_Posi_Vtr

21st October 2009, 13:20

What a touching story!

Connor_scotland

21st October 2009, 13:22

What a touching story!

PMSL

Not bad mate

rey

21st October 2009, 13:30

Amazing, you mean the insurance company paid out as they should minus the excess...

Wow

JamieLee2k

21st October 2009, 14:17

yeah since the excess is £550 (£350 and £200 for a new driver) I get £400

I was gonna ask for more but I am really happy with £400 since I thought they would have only offered me £500 for it

deks36

21st October 2009, 14:30

just wait til you go to get your next insurance that £400 will pail into insignificance on your next premium, sorry but fact

Bound

21st October 2009, 14:38

You can buy it back at scrap value and part it.

Could make recoup some money from that too.

Slammed_Posi_Vtr

21st October 2009, 14:42

I love stories with a happy ending!

theecho

21st October 2009, 15:04

just wait til you go to get your next insurance that £400 will pail into insignificance on your next premium, sorry but fact

damn right dawwg :y:

expect your next premium to be one hundred million dollars on a 1.0 :homme:

Tom5190

21st October 2009, 15:14

yea you actually lost out on money in the long run really as your next premium is going to be stupid

Caino

21st October 2009, 15:22

i wouldn't of claimed myself... its not worth it compared to what you will have to pay in the long run.

each to their own though

Dodson

21st October 2009, 15:24

£400 aint gonna get you much either?

Stefan

21st October 2009, 21:10

:clapping:

Rogue_Shadow

21st October 2009, 21:58

i hate sad endings

Barry123

21st October 2009, 22:43

So I have been driving since April and I wrote my car off just over a week ago and after the insurance company looked at the car and asked me a few questions they are gonna pay out

I answered some of there questions like
What car was it :Citreon Saxo 1.1i Forte
How old is the car: X Reg (2000)
How many miles has it done: 77,000 Miles
How much did I pay for the car: I told them I paid £950 but I only paid £750

After all that they said they would pay me the the full £950 as I got a very good deal from it, so minus the excess £550 I get £400 back, not bad really.

so you get £400 back... how much was the insurance for the year?

now you've got a claim to your name for the next years policy... say 'o hai' to killer insurance quotes!

Paul

21st October 2009, 23:32

+1 on adsayers post.

Was about to post the same shizzle nearly word for word.

Azrael

21st October 2009, 23:37

+1 on adsayers post.

+2 on sayers post...
I'd not claim anythin under £2000

I like my insurance to be as cheap as chips!

sir_dave

22nd October 2009, 07:43

So let me get this straight, you put a claim in for effectively £400 & your premiums will now be bumped for at least the next 3 years.

And you accepted their 1st offer.

Have i missed the punchline?