bankers draft

[stevenet15]

i sold my car last night and the person left a £200 cash deposit and then is collecting it tomorrow night, he just called and said he will be bringing a bankers draft. i have never had one before, but cant put it in till monday, can he cancel it? how do i know if its fake as never seen one before?

[kcsaxo]

bankers drafts are as good as cash as you need the funding in the account before it can be issued. it just looks like a normal cheque but it has an employee of the bank's signature on it not the customer. im not sure about cancellation im afraid.

[AXracing]

There generally fine but the problem with bankers drafts is they can be faked.

[Claireeyy]

you accepting something you ken nothing about? not the best plan mate.
the money has to be in the account before the bankers draft is issued. it cant be cancelled

[stevenet15]

you accepting something you ken nothing about? not the best plan mate.
the money has to be in the account before the bankers draft is issued. it cant be cancelled



well i havent accepted anything yet thats why i am on here trying to find out more before i accept it. How can you tell if it is fake?

[b0t13]

if he has the cash in the account for it, tell him to take it out of bank and pay with the cash instead for ur piece of mind,

can he get the draft then empty the account? therefore making it useless?
i wouldnt accept something i know nothing about.

looking at ur pic hes probally scared ur gonna take his cash lol :P:P

[stevenet15]

if he has the cash in the account for it, tell him to take it out of bank and pay with the cash instead for ur piece of mind,

can he get the draft then empty the account? therefore making it useless?
i wouldnt accept something i know nothing about.

looking at ur pic hes probally scared ur gonna take his cash lol :P:P


his bank wont let him withdraw the amount without booking it first as it is quite a few grand, he has to book it but wont get it till monday or he can pay and fee and give me a bankers draft. he also said i can take a copy of him and his wifes driving license for peice of mind, and yeah i am violent at the quietist of times so i dont think he wants to upset me lol

[Claireeyy]

well i havent accepted anything yet thats why i am on here trying to find out more before i accept it. How can you tell if it is fake?

didn't mean to sound bitchy in my post lol

well the bank only issue the draft if there is that money in the account then the bank take the money into their account. so they cant take the money back. if he has the money can you not just ask him for the cash as that is easier to check?

edit: just noticed your post.

[stevenet15]

didn't mean to sound bitchy in my post lol




soz if i was snatchy in that last post its been a long day i didnt finish work till 4am last night and then was up again at 9am for work again, cheers for your advice

[readie]

take him with you to put it in your bank?
or what about putting it in monday morning and holding onto the car till monday night as they are ment to be same day i think

[bullit]

i b0ught my sax all th0se years ag0 with a draft. y0ull be fine

[sevenfourate]

Bankers draughts used to be a sure thing.As good as cash as said.

In a modern World of forgery and deception they aren't worth a wet wank these days IMO..........

[andy13]

Bankers draughts used to be a sure thing.As good as cash as said.

In a modern World of forgery and deception they aren't worth a wet wank these days IMO..........


Ditto

The missus works for Lloyds TSb and she wouldn't let me take a bankers cheque. Very easily forged apparently..........

[Liam_LFC_VTR]

Just say you're not comfortable with it and would prefer cash. If he/she says no tell him/her to gtf.

[speedyvtr]

if your not sure then keep the car till it clears thats what i would do mate.