what you make a week/month!!?

[johnlambert]

its been on my mind for a while now!
everyday i log on and i see dozens of threads of you guys/girls buying new bits and bobs for your saxos etc.

i get the idea that some of you are loaded!!:panic:

unless a lot of you save save save or have a cheap mortgage, i really dont know!!

the stories variey from "last week the car went to the body shop"
to i drove 3 hours to pick up my new motor"

and my fav one...

"got my vts engine fitted at the weekend".

maybe its just the u.k is a lot cheaper than ireland,or even the services are available at cheaper prices!
has me baffled.

so what weekly/monthly figures are ppl raking in.????

ps.
im nearly always broke.
dont smoke and rarely drink.
all wages on bills really:n:

discuss.

[Maxwell]

mate some people have the right cash at the right time....nothing to do with just being loaded.

tbh i was minted last year and could have easily bought a nissan gtr (if i hadnt of went out, or didnt drink etc) but i chose a different route of life.

[Mochachino]

I hustle my money, currently jobless, yet il manage to hustle £1400 this month. Lifes quite shady right now.

[Dom]

I hustle my money, currently jobless, yet il manage to hustle £1400 this month. Lifes quite shady right now.

How???

[Mochachino]

How???

Theres some questions you dont ask poeple. lol

[Dom]

Theres some questions you dont ask poeple. lol

I think I know what you mean now haha

[Maxwell]

How???

policeman wouldnt ask you that

theres been people shot for less lol

[Kelvin]

unsure if you will find many people actually prepared to state what they earn.
i am comfortable with my earnings, but i work hard to achieve it.

to put it one way, my misses is a care assistant at a residential home, fully qualified within the distribution of medicine, to cater for those with dementure and alhzeimers and competent with sign language for those that are deaf, shes put in several years at her home and is doing well - but what she earns in a month i normally take home in a week.
i fall heavily into the higher tax bracket :(

it means that as a couple we have a nice family home, some nice toys and pleasures and are comfortable within our way of life.

[andiz]

I hustle my money, currently jobless, yet il manage to hustle £1400 this month. Lifes quite shady right now.

wanna buy my left kidney at a knock down price an my nans up for sale next week il part exchange both for a good vts:y:

[x_sammie_x]

unsure if you will find many people actually prepared to state what they earn.
i am comfortable with my earnings, but i work hard to achieve it.

to put it one way, my misses is a care assistant at a residential home, fully qualified within the distribution of medicine, to cater for those with dementure and alhzeimers and competent with sign language for those that are deaf, shes put in several years at her home and is doing well - but what she earns in a month i normally take home in a week.
i fall heavily into the higher tax bracket :(

it means that as a couple we have a nice family home, some nice toys and pleasures and are comfortable within our way of life.

Isnt your missus Ashley? If not sorry wrong bloke but then how come you have her boyfriends car on your sig??? "slightly confused" :wacko:

[craig180]

Kelvins sig pic is an escort cosworth, which judging by the rest of the sig has been fettled by martin hadland. You sure you're not thinking of Colin who has a scoob?

[tuft]

bit of a personal question to ask but Im a 2nd year apprentice and I get by ok. just about wacking money away start f the month to make sure you got money come end of the month + save a little

[sir_dave]

Bit of a weird question to ask as people will simply lie to make themselves sound better lol.

Student loans help a lot of people i would imagine ..... ;)

[x_sammie_x]

No i thought this was Kevin or whatever his name is rally car?? nothing to do with Colin..
he showed us a pic of this escort cossie didnt he and it was HUGE and now its in this blokeys sig?
you know the Kevin/Kelvin whoever with Ashley who does damage to peoples cars if they find a dent in theres??

remember???

[Mr_X]

im guessing most live at home with rents

[D8N_LL]

After bills i have about £400 to play with...
its okay i guess, as its only part time hours, ranges from 30-40 a week.
but im currently hoping to join the navy which will leave me with an extra £1000+ a month

[saxova]

I hustle my money, currently jobless, yet il manage to hustle £1400 this month. Lifes quite shady right now.

What drugs you selling ? :panic:

[Bickerton]

Wage and disposable income are two completely different things ;)

[littleracer]

as Bick has stated disposable income and wages are two different things.

i have hardly any disposable income these days,since moving out of me parents to live with me finacee and were also saving/getting out of debt.
when i lived with me parents i had roughly 500-600 quid disbosable,but i was silly and got meself in debt.
once were out of debt wel have roughly 600 disbosable and a whole load of +savings etc etc.

i won't state how much i earn as A)you get the pricks saying you dont earn that much and B)its really irelevant,as your asking about disbosable income.

[Connor_scotland]

I am living comfortable at the moment.
Have our own place and 2 cars.
I don't smoke or drink so have plenty of moneys left over to buy fast cars and fiddle with them lol.

My missus earns a good amount and same with myself which obviously is the contributing factor.

[Jim-Bob]

I fund my buying by working bloody hard for my money, working two jobs, end up doing 7 days a weeks, before xmas i had not had a day off for 3 months :n:

But it means i now have a good pile of saxo parts building up in my room and a VTS on the way :y:

Also don't smoke and very rarely drink ;)

James

[Kelvin]

No i thought this was Kevin or whatever his name is rally car?? nothing to do with Colin..
he showed us a pic of this escort cossie didnt he and it was HUGE and now its in this blokeys sig?
you know the Kevin/Kelvin whoever with Ashley who does damage to peoples cars if they find a dent in theres??

remember???

Sammie, that was me that put up the picture of my car within your thread when having a little natter with you about building a rally car and spec's to aim for, and yes it was huge.
The car I put up that day is the one in my signature and it is my own vehicle.

You must have me muddled up with another person somehow as it's certainly not me that goes about damaging others cars, and my other half is called Kim, unless she's been lying to me about her name for several years :(


Cheers Mr saxo 180 for the little bit of deffence.
It is indeed heavily fettled by Martoon.

[CampDavid]

I have enough not to worry about the price of a pint. Which is handy as the pub downstairs is getting on for a fiver now days

[Bickerton]

I have enough not to worry about the price of a pint. Which is handy as the pub downstairs is getting on for a fiver now days

Southerner?

[AlexR]

Kelvin where do you work? Westinghouse?

I am now self employed so earnings fluctuate, i've not done a days work since the 21st dec or something like that, therefore i am skint, plus christmas spending didn't help!!!

[SaxBuild]

I sit comfortably with my earnings, but with 3 kids and a woman to feed as pointed out, Income and playable money are two defferent things and these days having a family and having playable money with the current climate is hard work.

[CampDavid]

Southerner?

Just on the edge of London's square mile. Why work anywhere else ;)

[Bickerton]

Just on the edge of London's square mile. Why work anywhere else ;)

Not a fan of london too many people :)


My friends have alot more money to spend on their cars, but they live at home and pay minimal/no rent, i however have a reasonable mortgae to pay and various other outgoings

[SaxoSam96]

I don't know why people are not saying there salary, because about 2 months there was a thread about this and pretty much the whole forum exposed there weekly/monthly money situation.

[gouldy87]

ive went from being near the super tax bracket in the past few years to being a full time student earning £0 PA. nice

[Bickerton]

I don't know why people are not saying there salary, because about 2 months there was a thread about this and pretty much the whole forum exposed there weekly/monthly money situation.

I think it's mainly alot of the people online atm don't even let on to their friends what they earn, let alone randoms on a car forum

[J222JRA]

£500 a month ;)

[CampDavid]

Not a fan of london too many people :)


My friends have alot more money to spend on their cars, but they live at home and pay minimal/no rent, i however have a reasonable mortgae to pay and various other outgoings

The thing is, I spend so little time in London and outside, about 20 mins in the morning. The rest of the time I'm in my office which is actually quite spacey. It's nothing like trying to go shopping on Oxford Street, which I agree, is shit. Pay in London is a lot better than out, though I do get stiffed for a nice round £300 a month just to get here.

Amazingly, due to the Credit Crunch, it's actually a damn site cheaper to go outr for a posh meal here than it is anywhere else in the country at the moment. £20 a head inc drinks can get you into some amazing places. The Grand at St Pancres is an awesome place to stop for dinner on the way home. Train too, so a couple of glasses is not an issue

[CampDavid]

I think it's mainly alot of the people online atm don't even let on to their friends what they earn, let alone randoms on a car forum


TBH, these threads always make me giggle, everyone totally bullshits the number

[stinkycheese]

I've gone from looking at buying a £6k car to being completely skint in the space of 2 months. It's how the whole of my working life has been tbh. I'm useless with money.

[Bickerton]

The thing is, I spend so little time in London and outside, about 20 mins in the morning. The rest of the time I'm in my office which is actually quite spacey. It's nothing like trying to go shopping on Oxford Street, which I agree, is shit. Pay in London is a lot better than out, though I do get stiffed for a nice round £300 a month just to get here.

Amazingly, due to the Credit Crunch, it's actually a damn site cheaper to go outr for a posh meal here than it is anywhere else in the country at the moment. £20 a head inc drinks can get you into some amazing places. The Grand at St Pancres is an awesome place to stop for dinner on the way home. Train too, so a couple of glasses is not an issue

I've been there quite a few times as a tourist which means alot of moving about in and out of the underground etc, i just don't like the general public wherever they are, just seem to be in abundance on the streets of london ;)
Kensingtons nice, not as many poor peopel walking the streets there lol

I've gone from looking at buying a £6k car to being completely skint in the space of 2 months. It's how the whole of my working life has been tbh. I'm useless with money.

Heroine addiction?

[littleracer]

TBH, these threads always make me giggle, everyone totally bullshits the number

how do you know EVERYONE bullshits,i can tell you whast i earn and how many weeks a month i work or how many months a year i work,and you wont believe me,so i wont state it,as your personal opinion on everyone quoting wages is already made up!

[Bickerton]

how do you know EVERYONE bullshits,i can tell you whast i earn and how many weeks a month i work or how many months a year i work,and you wont believe me,so i wont state it,as your personal opinion on everyone quoting wages is already made up!

Was merely a generalisation i believe and was pretty accurate tbh just not maybe in every case, but most

[LeeM]

back at college now so its down to 7-800 a month. living at home with the mother though so its all disposable

[littleracer]

Was merely a generalisation i believe and was pretty accurate tbh just not maybe in every case, but most

I should imagine some people would say they earn more then they do,it was the generalization that i found funny.

[Matty]

Student loans help a lot of people i would imagine ..... ;)

Ha i wish. My student loan is 2K short of my accomodation to start with...

[Matty_Mills]

I earn enough to keep my car on the road, save a few £'s and go out on the piss a few times a month.... I'm happy with that.

However, i plan to put the deposit down on a house within the next few weeks.... after that, i can see things being a bit of a struggle...

[chinkostu]

i get about 200 a week, but have massive outgoings at the moment. few months time though they should all be sorted :)

i get stuff on my car for cheap most of the time. got a splurge of money at christmas (including money i was owed!) so thats payed for stuff that REALLY needs doing at the moment

oh, and i still live with the rents!

[littleracer]

back at college now so its down to 7-800 a month. living at home with the mother though so its all disposable

Is that student loans or workin but less days/hours?

[LeeM]

Is that student loans or workin but less days/hours?

working, but less hours than i used to. not got any student loans yet

[littleracer]

working, but less hours than i used to. not got any student loans yet

cool,respect to you then,i hate it when i hear/read people using student loans to pay for there latest upgrades/mods etc.

[Matty_Mills]

Oh, just for the record...
After TAX, pension and health scheme... i am £326.22 lighter each month...

Now that hurts!

[Chin]

Bargain hunting ftw.

[sir_dave]

Oh, just for the record...
After TAX, pension and health scheme... i am £326.22 lighter each month...

Now that hurts!

+ 1.

Last month, Tax + NI = £975.

FLOL, glad i earnt all that commission/bonus to then lose it all in tax.

Maybe they should buy some grit with it :y:

[CampDavid]

What do tyou do now Dave? I thought you were in accounting for some reason

[Matty_Mills]

+ 1.

Last month, Tax + NI = £975.

FLOL, glad i earnt all that commission/bonus to then lose it all in tax.

Maybe they should buy some grit with it :y:

£975 a month.... Christ lol.

Being 19... working hard for every penny and seeing £300+ of it go to the tax man is horrible enough...
although un like many my age, i do see the benefit of TAX in many ways!

[Bickerton]

40% tax bracket FTL :(

[sir_dave]

£975 a month.... Christ lol.

Being 19... working hard for every penny and seeing £300+ of it go to the tax man is horrible enough...
although un like many my age, i do see the benefit of TAX in many ways!

Thats a slight one off as it includes a lot of commission :y: (PS. Im an old git at 27 btw) Earning that every month would be suitably EPIC!!! Might be able to pay off my huuuuge student debt a little quicker ...

What do tyou do now Dave? I thought you were in accounting for some reason

I'm an asset finance broker, specialising in mostly IT related purchase. Been a very tough 12 months as most of the banks in the marketplace either shat themselves, fell over, or both lol :panic:

Accountant is close as im also a trained underwriter & spend all day reading financial statements/accounts :mental:

[CampDavid]

Complaining about your tax is just another way of saying "look how much fucking cash I've got you poor bastards"

Matty - Dave is much older than you so I wouldn't worry about his epic tax level. I have no idea how much I pay. My deductions include my pention, gym, bupa, life cover and train ticket so hit in way over 4 figures each month

(Yes, check me, Look how fucking minted I am!)

:D

[Jenson]

£400 a week all on myself

[CampDavid]

Thats a slight one off as it includes a lot of commission :y: Earning that every month would be suitably EPIC!!! Might be able to pay off my huuuuge student debt a little quicker ...



I'm an asset finance broker, specialising in mostly IT related purchase. Been a very tough 12 months as most of the banks in the marketplace either shat themselves, fell over, or both lol :panic:

Accountant is close as im also a trained underwriter & spend all day reading financial statements/accounts :mental:

Am i right in thinking you're in for suplying the £50k+ levels of purchasing or leasing? Should I actually ever get a decent IT project which requires big funding I'll give you a shout

[sir_dave]

Am i right in thinking you're in for suplying the £50k+ levels of purchasing or leasing? Should I actually ever get a decent IT project which requires big funding I'll give you a shout

Yup, thats exactly what i do, leasing FTW :y:

Would i be right in thinking that you commute from near Bedford to London everyday & as such have a suitably ridiculous train fare each month ...

Who do you work for then, in IT sales or implementation - pm me if you like ;)

[CampDavid]

Dave, would i be right in thinking that you commute from near Bedford to London everyday & as such have a suitably ridiculous train fare each month ...

PS. You work in london (cant remember what you do though - IT?), you are instantly a rich city boy :p


Yes. It's up at £300 now. I'd probably choose to live in London but Helen's a music teacher so we're in Bedford for a couple more years at least + I don't want to realise the £20k loss on the house.

Being "loaded" in London is a bit different to, say Birmingham. In Birmingham, centrally, you'd get an absolutely stunning one bed flat for £120k. £465k is the cheapest here. If you live outside then it's a massive train fair like the one I have. £300 a month on transport before having a car. Hmmmm.

[Bickerton]

Complaining about your tax is just another way of saying "look how much fucking cash I've got you poor bastards"

Matty - Dave is much older than you so I wouldn't worry about his epic tax level. I have no idea how much I pay. My deductions include my pention, gym, bupa, life cover and train ticket so hit in way over 4 figures each month

(Yes, check me, Look how fucking minted I am!)

:D

Ohh no one's said this for once yet.

"you can't earn that much cos you don't drive an expensive car"

[CampDavid]

Who do you work for then, in IT sales or implementation - pm me if you like ;)

I look after the support for a Steel Trading Firm. Not much going on at the moment but hopefully we'll have something next year. That said we would almost certainly self finance, we have to finance $1b steel deals so

[CampDavid]

Ohh no one's said this for once yet.

"you can't earn that much cos you don't drive an expensive car"

Haha, quite. Having a car worth less than your watch is cool. It's just the way forward. That said, being that my car is worth around £50 it's not a massive claim. I bet there are people on here who have pants which come to more than that

[tuft]

Haha, quite. Having a car worth less than your watch is cool. It's just the way forward. That said, being that my car is worth around £50 it's not a massive claim. I bet there are people on here who have pants which come to more than that

what watch you got? got an old tag at the moment but may treat myself to a tag carrera when I qualify

[Bickerton]

Haha, quite. Having a car worth less than your watch is cool. It's just the way forward. That said, being that my car is worth around £50 it's not a massive claim. I bet there are people on here who have pants which come to more than that

They are usually the same people that say "when i'm your age i'd kill myself if i still had a shit car" and other clueless shit lol.

House > car

[littleracer]

Ohh no one's said this for once yet.

"you can't earn that much cos you don't drive an expensive car"

that one makle me lol so much....oh you could be driving a bmw or audi shit or something.....!

[J222JRA]

They are usually the same people that say "when i'm your age i'd kill myself if i still had a shit car" and other clueless shit lol.

House > car

This is something i normally hear from people with company cars or big loans.

My reply is everything i own is payed for :y:

[Connor_scotland]

My 2 cars were bought cash which amounted to over 10k
I make £26k and my missus is on 20k

Work 5 days 44 hours a week plus i do overtime.

Been working like a cunt since i was 17 to make it easier for me to live when i get older.

I am a fully trained recruitment consultant but currently consulting for DHL as a Incident Manager (im 23)
My missus is a care worker for the NHS and she is 21.

I suppose its not that much when compared to some other peoples wages at my age but im happy and can afford the thing i want kind of lol i do want a Veyron and a mansion but you get what i mean.

Everything i have is my own
I have no credit cards or loans.
I have a £70 overdraft which i had to get to get a mortgauge lol

[Lewis1600]

£51 a week ;) With 2 cars to pay for and soon to be another car... with a loan to pay for... :D happy days.

[tuft]

£51 a week ;) With 2 cars to pay for and soon to be another car... with a loan to pay for... :D happy days.

how do u manage that?

[JBVTR]

Tend to take about £1300 from my basic job including commision but always take a bit extra on the side doing odd jobs. Hopefully going to work in Tokyo soon though with a good wage

[Cupra-Craig]

Well me an the mrs are doing ok for ourself. We have 2 house the second which we rent out. We only have one one which is fine as i have a work van which i can use at weekends if i need to.

We try to go out at least once a week an live nicely. Have a kid one the way so might get abit tighter but never mind.

An always try to have a nice hoilday once a year

[CampDavid]

what watch you got? got an old tag at the moment but may treat myself to a tag carrera when I qualify

I have a nice 1963 Longines on today, gold with a lizard strap. My favourite watch is a 1975 Omega Speedmaster. Neither are worth perticularly huge money (you could buy both for the cheapest current Omega) but both are quite lovely

http://www.collectorvintagewatches.com/shop/images/LON2FaceAngle.jpg

Longines looks like this, though mine badly needs a refurb

http://www.classicwristwatches.com/crosshairsm1_512.jpg

Omega looks a lot this one. That one has been refurbed and looks perfect, both are pretty original though the Omega could use a proper strap

[Connor_scotland]

Is that on the dole mate?

I was a bad wee shit up until i was 21 but managed to straighten maself out now taking the rewards for it........

Oh yea i work for DHL in Netherlands but im based in Scotland its brilliant the dutch crack me up haha

[Lewis1600]

how do u manage that?

I really dont know! :P Just do! No jobs round here :(

[tuft]

I like that omega, looks very smart. think its an omega the old man's got
had any experiance with christopher ward watches? been looking at getting one but dont know what their like

[Bickerton]

This is something i normally hear from people with company cars or big loans.

My reply is everything i own is payed for :y:

Exactly, my car owes me nothing, no loan or such on it

[CampDavid]

I like that omega, looks very smart. think its an omega the old man's got
had any experiance with christopher ward watches? been looking at getting one but dont know what their like

No real experience, they look quite nice. Not sure I'd buy one. I think my Seamaster was about £250 from a lovely place in Norwich, I'd always pop my cash into something used like that

[sir_dave]

Exactly, my car owes me nothing, no loan or such on it

Whereas i need a car less than 3 years old for work, so thats £300 a month on finance, plus £100 or so for servicing/tax/insurance, then £275 or so a month on fuel (1.5-2k miles a month).

£675 a month to run a car. Shouldnt have added that up tbh :wacko:

Then theres rent & bills at £550. So thats £1,225 on transport & lodging, before i eat or do anything.

Disposable income? Nein.

[CampDavid]

TBH Dave, I'm not shedding tears for you, I'd rather spend £300 a month on a very fine Golf than a small gold piece of paper that allows me to smell another mans arm pit for an hour each way everyday ;)

[Bickerton]

Whereas i need a car less than 3 years old for work, so thats £300 a month on finance, plus £100 or so for servicing/tax/insurance, then £275 or so a month on fuel (1.5-2k miles a month).

£675 a month to run a car. Shouldnt have added that up tbh :wacko:

Then theres rent & bills at £550. So thats £1,225 on transport & lodging, before i eat or do anything.

Disposable income? Nein.

I work a few miles away from home, so if it really came to it, i could walk (mission tho) where you NEED yours and can't afford for i to break/be off the road i assume

[sir_dave]

Yup, need it for work, so essential bit of kit unfortunately. Tbh life was soo much easier when i was at uni, owned my Gti (through working prior to uni/living at home, etc) & didnt have bills coming out my ears.

Old age FTL.

I would have happily kept my 145k miles 328i Sport lol, did everything i needed, ie plowed up & down the motorway each day!! New job car rules though ...

Dave - those arpits get really fruity in the summer as well :n:

[Bickerton]

Toad Commutes to work in London from Reading every day, that's gotta be a bit of a mish i woulda thought

[tuft]

Im glad my commute is only 2 and half miles. did cycle it in the summer but cycling at 5am in the middle of jabuary isnt going to be fun.

[sir_dave]

Toad Commutes to work in London from Reading every day, that's gotta be a bit of a mish i woulda thought

Hell yeah!! Our new guy drives from Reading to Hampton each day (40 miles on the most stupidly mways in the country) ... well he does normally, he's snowed in lol

Oh and sublime thread hijack btw ;) :y:

[Bickerton]

Oh and sublime thread hijack btw ;) :y:

Took a while for peeps to notice, so much more interesting this way i reckons ;)

[sir_dave]

Took a while for peeps to notice, so much more interesting this way i reckons ;)

Oh for sure.

Its strange, although i find that people seem to start threads on Sax-P, then disappear & offer no further comment. Little odd :wacko: Where's the OP gone lol.

[Bickerton]

Oh for sure.

Its strange, although i find that people seem to start threads on Sax-P, then disappear & offer no further comment. Little odd :wacko: Where's the OP gone lol.

Careers office i assume

[AlexR]

This thread has become far too sensible and mature for saxp, take it outside boys ;)

I absolutely love cars but i'm happy to drive shitters because i NEED somewhere of my own to live. I can't deal with living with relatives for much longer and also it's generally nice to have your own space. I've been doing up all of these houses and flats, makes me jealous! I wanna buy a house to mod :D

[Matty_Mills]

Camp_David... i bet your jealour of my watch...


http://ecx.images-amazon.com/images/I/51WneQ60jHL._SL500_AA280_.jpg

Then again....


Maybe not

[Cammy]

Wages a week for me is £332.some pennies but with allot of overtime - it's a whole lot more :)

disposible? All of it, living at home but hardly ever there nowadays

[sir_dave]

Careers office i assume

FLOL...

[CampDavid]

Bedford to London takes over an hour but it's not that bad. Bedford to Enstone when I worked at Renault was 55 miles but an awesome drive. Cross country to Milton Keynes, through Milton Keynes down to Oxfordshire, cross country all the way. The last 9 miles were on some of the best roads I've ever seen and everyone on them was off to work for a motorsport team...

A few times I'd get into work having had a burn up with a 90bhp Megane Estate which had shown my camm'd VTS a clean pair of heals only to find out it was a young developement driver of some nature (2 of whom have full time seats in F1 next year)

[CampDavid]

Camp_David... i bet your jealour of my watch...


http://ecx.images-amazon.com/images/I/51WneQ60jHL._SL500_AA280_.jpg

Then again....


Maybe not

Lol, I am a bit, I kind of want a pukka 80s bling casio (seriously, I will probably buy one shortly)

[Mr_X]

Last month, Tax + NI = £975.

FLOL, glad i earnt all that commission/bonus to then lose it all in tax.


Accountant is close as im also a trained underwriter & spend all day reading financial statements/accounts :mental:

.............

[tuft]

i kissed a lot of my disposable income away when I bought the volvo but I needed a new car and really liked that one. living at home so £100 a month rent is sod all compared to a mortgage. start saving now untill I qualify for a tidy deposit on a mortgage. pay rise in january :y:

[sir_dave]

there is so much more to being an accountant lol

Oh god, i know, 4 years at uni doing a finance related degree put me off ever becoming an accountant lol ... very good career choice though :y:

[Mr_X]

Oh god, i know, 4 years at uni doing a finance related degree put me off ever becoming an accountant lol ... very good career choice though :y:

lol i know how you felt, after about 4-5 years of studying it i want to do something different :bored:

[Matty_Mills]

Lol, I am a bit, I kind of want a pukka 80s bling casio (seriously, I will probably buy one shortly)

be ready to for out some serious pennies for one of these though David...

Cough $18 Cough

[gouldy87]

Ha i wish. My student loan is 2K short of my accomodation to start with...

i wish i qualified for a student loan. because my course is based at a college rather than uni i dont qualify for anything, not even a half fare bus pass.

i have had to pay for my course out of my own money and fund the lot myself aswell as not getting any student loans or anything.

really annoyed when i found out but there is nothing i can do so unfortunately ive got to get on with it and hope i get a source of income soon.

[Cal]

I don't get paid enough for my skills and don't have enough disposable income to fund my drug habits and hooker addiction.

[CampDavid]

i kissed a lot of my disposable income away when I bought the volvo but I needed a new car and really liked that one. living at home so £100 a month rent is sod all compared to a mortgage. start saving now untill I qualify for a tidy deposit on a mortgage. pay rise in january :y:

That could well be a long way off. I see it being a ballache getting onto the housing ladder for a good 18 months. Our motgage isn't a huge amount more than twice our annual joint income, with 10% as a deposite and our options for a remortgage are really very limitted. It was only 2 and a half years ago when we were buying that being offered 5x joint income was the norm. One place offered 8 times. Fuck that

[tuft]

That could well be a long way off. I see it being a ballache getting onto the housing ladder for a good 18 months. Our motgage isn't a huge amount more than twice our annual joint income, with 10% as a deposite and our options for a remortgage are really very limitted. It was only 2 and a half years ago when we were buying that being offered 5x joint income was the norm. One place offered 8 times. Fuck that

providing Bosch stays where it is and I finish my apprenticeship in the Cardiff plant I'll be qualified in about 2 and a half years.
been watching too much homes ander the hammer though and want a house yesterday lol
8 times their joint salary? thats rediculous! whats the normal then, about 3? deposit required is really high at the moment aswell though isnt it?

[Cammy]

deposit at the moment is 10 grand, but its a gauranteed scheme where you will definetly get a morgage if you can provide starting funds, they say its more based on first time buyers..

[tuft]

what was it before then? 10%
10 grand is a fair whack of money to save up mind. suppose if its two of you saving it would be easier

[Bickerton]

Most lenders currently want up to 20% deposit

Although my house is currently in negative equity i don't plan on moving for years anyways so it isn't an issue.
I couldn't however afford about 35k which is what i would need to pay out with all fee's deposits, stamp duty etc which is what alot of peopel face at the moment

[tuft]

I think my brothers house is in negative equity at the moment. bought a few months too early or late, cant remember which. Im just hoping that by the time Im looking for a house, the economy and housing market will be back to normal

[eoey]

earining a very decent wage for a 21 year old...however having college fees that are 6000 a year for 4 years starting september has me watching every peeny spent...its amazing how much you spend when your not minding your money. i was living in a plush pad driving nice cars and partying 3 days a week for a few years and not a penny to show for my hard work now hence why i now live in my mothers attic and drive a banger of a 206.

[MrHouston]

Not enough..

[CampDavid]

Most lenders currently want up to 20% deposit

Although my house is currently in negative equity i don't plan on moving for years anyways so it isn't an issue.
I couldn't however afford about 35k which is what i would need to pay out with all fee's deposits, stamp duty etc which is what alot of peopel face at the moment

10% is the minimum, 20% is much better and 40% will have you rocking some fairly awesome rates at the moment. In short, I need about £50k in readies and that's sort my mortgage right out. errr

[TU-Tuning]

Full time Uni student, but make a fair bit on the side as a mobile mechanic which is pulling me out of Spaxo related debts.

Anyone who says Uni life is easy is either jealous and too dim to get in themselves or naive. 12-16 hour sessions working on cars are more common than shorter stints for me. I spent 20 hours solid overnight in the Library the other week doing a 2500 word essay I wanted to make perfect, spent about 40 hours on it overall. I work fookin hard. Ive been out on the piss about 4 times in 6 months, before Uni I was out heavily drinking at least 3 times a week.

I do like being busy though :)

[Bickerton]

10% is the minimum, 20% is much better and 40% will have you rocking some fairly awesome rates at the moment. In short, I need about £50k in readies and that's sort my mortgage right out. errr

3% fixed rate for the life of the mortgage is okies no? ;)

[Connor_scotland]

I was 12% deposit for my flat costing £108k but we put down 20k deposit 4 year ago

Our flat was brand new and in a posh area....well as posh as Inverness can get haha

[Matty_Mills]

I currently have £21k for a deposit....
But try finding any 1 bedroom place in cheltenham for less that £130 :(

[Connor_scotland]

Thats good Matty,You can get a nice flat in Inverness for £90k and a 2 bedroom ex council house in a good area for about £125 with garden and garage.

The prices are mental.

I was paying in my old 2 bedroom flat £380 rent per month and that was a newly built flat, my mate in London was paying 650 for a 1 bedroom apartment which was not as nice as mine. Its mental

[Davo106]

wage - £700-750
money to spend - £250-300

3 nights a week...

[Bickerton]

I currently have £21k for a deposit....
But try finding any 1 bedroom place in cheltenham for less that £130 :(

I would seriously recommend trying to stretch somehow to a 2 bedroom anything if you are buying, even if it takes longer to find/afford the deposit

[saxo-parts]

make enough to keep a roof over the head of me,mandy,6 kids and grandchild. some months are tight, winters usually ok because loads of peeps are bending their saxos lol

[shayne_vtr]

both me and my gf earn a good wage for a 21 year old the problem is after tax we may aswell work in a corner shop haha, im a rope access tecnician and she is a bt engineer

[Bickerton]

im a rope access tecnician

Please elaborate

[stiffler69]

depends on rota at work but the current rota will clear me £5600 a month then i have exspenses of around £600-800 per month whilst working away so all in all its a nice comfortable wage

[CampDavid]

I currently have £21k for a deposit....
But try finding any 1 bedroom place in cheltenham for less that £130 :(

TBH, I'd want a house.

Flats have absolutely nose dived and I don't see them recovering for a long while. My house was £165k. It';s worth about £150-155 now. The new build flats which we looked at were £187k, now being knocked out for £129,995.

There are so many empty flats, whereas houses are much harder to find, certainly in towns

[westman408]

i cant afford owt at £66 a week woop lol :(

[CampDavid]

3% fixed rate for the life of the mortgage is okies no? ;)

Fuck you :D

[shayne_vtr]

basically i abseil down cliffs that have been proven they are ready to slip drill into them and set an anchor in ther hopefully pinning it together,or soil nailing cuttin trees down freeing loose rock in ex quarries etc . . .

[CampDavid]

basically i abseil down cliffs that have been proven they are ready to slip drill into them and set an anchor in ther hopefully pinning it together,or soil nailing cuttin trees down freeing loose rock in ex quarries etc . . .

Sounds more interesting than the hour of corperate mobile phone tarif analysis I've just done

[Bickerton]

Fuck you :D

I gotta have one or two good things happen to me in life lol

basically i abseil down cliffs that have been proven they are ready to slip drill into them and set an anchor in ther hopefully pinning it together,or soil nailing cuttin trees down freeing loose rock in ex quarries etc . . .

That seems a funky job!
No good in the recent weather tho i assume?

[sir_dave]

im a rope access tecnician

My housemates a rope access technician as well; he was a climbing instructor & welder, but last year he decided to combine the two ...

Been off on the oilrigs over xmas. Came back, bought a 50" tv, xbox and a car.

Not jealous in the slightest lol.

[shayne_vtr]

yh this time i was workin nights in par near st austell and it was close to minus 20! was fun though, the rock drill oil was freezing in the air line so we had to substitute it will antifreeze haha was high as a kite!!

[shayne_vtr]

i wanna go offshore and do non destructive testing. 460 a day thts wer its at

[Bickerton]

yh this time i was workin nights in par near st austell and it was close to minus 20! was fun though, the rock drill oil was freezing in the air line so we had to substitute it will antifreeze haha was high as a kite!!

So you hang over a cliff edge at night in sub zero temperatures?

[shayne_vtr]

dressed as a giant traffic cone

[Bickerton]

dressed as a giant traffic cone

Thus making it easier to find you if you fall to your death? ;)

[shayne_vtr]

lol that could be the general idea or in a board meeting one day someone turned up to work pissed , haha ive had an idea!!! two words traffic cone!!

[CampDavid]

If the bored meeting happened in London then it's likely that this would be the case

[wadoryu]

ummm i think my standard pay a month is 341 which i dont think is bad at all considering im a full time student :) but im always doind over time generally i get 400

[scot-ish]

my mate is rope access on the rigs aswell. nice job. but outdoors lol

i make enough for me to get buy, to buy property, and still have wonga left over

i pay no tax, which is a bonus, and if i really want it, i can earn 60k no bother, but id be away 10 or 11 months of the year, but it makes it good for a big deposit. the missus does the same job as me. well same industry, slightly different job,

merchant navy ftw

[chimpy_vts]

work lots of jobs lol

[johnlambert]

you guys mostly seem to be good with money!!

[Jonoo]

full time engineering apprentice, 1 day a week at college, earning £170 a week after tax and pay parents £30 a week for board

[Tom]

I'm trying my best to save for a house, I make an ok amount where I am at the moment and am due a pay rise, but getting bored of the job. Got a second interview next week for a mechanic apprenticeship which is what I really want to get into if I can, but I'll be getting 200+ less a month so gonna take me ages to afford a decent deposit then. :(

[johnlambert]

anyone with a major job??
like really high up in a company/?

[Bickerton]

anyone with a major job??
like really high up in a company/?

Probably few and far between on here, try a skyline forum ;)

[littleracer]

anyone with a major job??
like really high up in a company/?

you can have a major job,but not be high up.

managers of big companies wouldnt have the time to post of sax-p ;-).

i earn pretty good money,above average wage and way above average for my age.plenty of people have skylines,focus st,porsches etc there but were all 'just' engineers at the company.

[ash_sx125]

i earn nothing, no job etc.
college gives me £30 a week based on what i earn = £0

i have no disposable income and at the moment, i can't even afford to put half a tank of fuel in my car :)

lifes a struggle tbh

[scot-ish]

you can have a major job,but not be high up.

managers of big companies wouldnt have the time to post of sax-p ;-).

i earn pretty good money,above average wage and way above average for my age.plenty of people have skylines,focus st,porsches etc there but were all 'just' engineers at the company.

your right, my last cheif on my ship had a gt3, one of them cayenne turbo's, and a lovely lancia intergralle,

my gf's dad is one of the top dogs in stena and drives a galaxy company car. car means nothing lol

[Mieran]

my mate is rope access on the rigs aswell. nice job. but outdoors lol

i make enough for me to get buy, to buy property, and still have wonga left over

i pay no tax, which is a bonus, and if i really want it, i can earn 60k no bother, but id be away 10 or 11 months of the year, but it makes it good for a big deposit. the missus does the same job as me. well same industry, slightly different job,

merchant navy ftw

How did you get into merchant navy?

Did you start off in the north east or back in Scotland?

[moxy89]

atm the moment i ok.. doing 64 hours a week but currently not working 1 job due to being trade and having no work on. But i have another 2 and still doing well done over 30hours over time this week

[saxowebby]

i get paid a fair amount each week for work, a flat week is £400 and then on overtime anything up to £1000 a week. and if there is a call out it could be up to £1500 a week, just depends TBH.

i work for the H.A doing gritting, road repairs, barrier damage, and putting the cones out!!!!! YES THATS ME WHO APPARENTLY MAKES YOUR LIFE HELL

[Mochachino]

I have a nice 1963 Longines on today, gold with a lizard strap. My favourite watch is a 1975 Omega Speedmaster. Neither are worth perticularly huge money (you could buy both for the cheapest current Omega) but both are quite lovely

http://www.collectorvintagewatches.com/shop/images/LON2FaceAngle.jpg

Longines looks like this, though mine badly needs a refurb

http://www.classicwristwatches.com/crosshairsm1_512.jpg

Omega looks a lot this one. That one has been refurbed and looks perfect, both are pretty original though the Omega could use a proper strap

Ive got an omega watch :)

not sur eof the model though :S its gold, thats all i know and its analogue. And its genuine, if u can get fakes.

[AlexR]

Ive got an omega watch :)

not sur eof the model though :S its gold, thats all i know and its analogue. And its genuine, if u can get fakes.

As if you have a real omega, knock off nigel :fcuk:

[Mochachino]

As if you have a real omega, knock off nigel :fcuk:

haha, nah this is real lol. Got certificate white box, red wallet thing. Gonna get my name engraved on the back and hnd it down the family :)

bit blurred jus took it

http://i244.photobucket.com/albums/gg33/dan_sax/DSCF0109.jpg

[alexsmith]

i get paid a fair amount each week for work, a flat week is £400 and then on overtime anything up to £1000 a week. and if there is a call out it could be up to £1500 a week, just depends TBH.

i work for the H.A doing gritting, road repairs, barrier damage, and putting the cones out!!!!! YES THATS ME WHO APPARENTLY MAKES YOUR LIFE HELL

How you get into that mate, need any qualifications?

[Jackman]

Take home about £1500 a month.

Most my money came from breaking cars for spares last year!

[Viper]

i make lots and lots and lots :A: