vtr 1st car

[joscelin]

hi all
im 18 and have just passed my test and have been quoted £200 a month insurance for a vtr i was just wondering who are the best/ cheapest insurers for vtr,s ?

[Oli_K]

wrong section.

try bell/admiral

[brogan5050]

thats not a bad quote, i was gettin that for a 1.1!!

[Azza-VTR]

Try Quinn Direct :y: - I'm 17 and with them on my VTR

[saxo-dude-16v]

Quin Direct. free brakedown and you can drive anyone else's car if it has tax,M.O.T and if you have consent fron the owner.

[Mieran]

Get a furio

[amy-louise]

try elephant

[Crunkers]

Quin Direct. free brakedown and you can drive anyone else's car if it has tax,M.O.T and if you have consent fron the owner.

Sure there is no age limit on that?

[brogan5050]

im pretty sure its any car under a 2.0

[chimpy_vts]

best bet matey is confused.com but if you add named drivers it drops your insurance!

[joscelin]

okay thanks for the help guys so far my quote of £200 a month 3rd party fire and theft is the best just got to get the saxo tomorrow :D the best bit!!

[saxo-dude-16v]

Sure there is no age limit on that?


nope im 18 and i asked them am i covered to drive my dad's BMW 530d and they said yes, i rang up again and got to talk to someone else and asked the same thing and they said yes, even checked on my documents and it says i can.

[joe333]

try Quinn mate...iam 17 and it is £200 a mouth for me. (vtr)

[brogan5050]

nope im 18 and i asked them am i covered to drive my dad's BMW 530d and they said yes, i rang up again and got to talk to someone else and asked the same thing and they said yes, even checked on my documents and it says i can.

what company is that with mate?

[KINGVTS]

if only someone clever would invent a site where you could put in your personal details and the car you want to insure, then it went off to all the other insurance companies and listed their prices in order

[Kelvin]

£200 per month TPFT, and your prepared to pay that?
surely you need your brain assesed, thats a ridiculous amount of money!!

[KINGVTS]

£200 per month TPFT, and your prepared to pay that?
surely you need your brain assesed, thats a ridiculous amount of money!!

saxo owners have a reputation to uphold :zainy:

[Kelvin]

Ha Ha, indeed ;)

but £2400 a year to insure a car TPFT when there are alot better options out there.

id bet money that in 5 years time he would say that he wont ever do that again, and/or regrets paying that!

[CarlosVT]

I'm 17 and I pay £1980 a year, fully comp for my VTR :)

[joscelin]

kelvin
could you tell me the better options mate?? as ive been getting quoted only £50 less for different 1.1s ??

[joscelin]

carlos which insurer ? and are you a named driver on parents ? or your own policy ?

[CarlosVT]

carlos which insurer ? and are you a named driver on parents ? or your own policy ?

Co-operative. On my own policy mate.

[Quick]

Ouch at that price!

[joscelin]

how are you getting it so cheap? ive just been quoted £3653.79 lol its outrageous lol

[joscelin]

btw it was with co-operative aswell

[0908]

how are you getting it so cheap? ive just been quoted £3653.79 lol its outrageous lol

Where do you live?
Any claims / convictions / points?
etcc....

[0908]

btw it was with co-operative aswell

Try Quinn Direct.

[joscelin]

hi mate
i live in rugby , warwickshire, no claims or anything i have also tryed quin but they quoted 3k aswell

[CarlosVT]

how are you getting it so cheap? ive just been quoted £3653.79 lol its outrageous lol

Depends on a lot of things mate. Your post code can influence on a high premium. I live in a small town so my post code is good, my car is kept on a driveway and its fitted with an alarm system. Also, I got my quote 6 months ago and insurance prices go up everyday.

[Kelvin]

kelvin
could you tell me the better options mate??

yes, dont opt for a sporty model that attracts high premiums until you have built up a few years no claims, it saves you money now, and eventually saves you even more money at a later date!

[joscelin]

well ive tried clios,saxo,pugs,fiestas 5dr and 3dr, corsa,s all at the 1.1 and all around 3k mark on quotes so as im gona be paying that much anyways i thought i might aswell get wat i want

[adam_baker]

im 17
ford escort 1.4
£800 per year
quinn direct
fully comp
named driver

[CarlosVT]

well ive tried clios,saxo,pugs,fiestas 5dr and 3dr, corsa,s all at the 1.1 and all around 3k mark on quotes so as im gona be paying that much anyways i thought i might aswell get wat i want

Yeh, thats right mate. Exactly what I did.

[kennysevenfold]

Fully comp on my 1.1 from ECar is £1340 a year, i just passed 3 months ago.

[joscelin]

well i just tried ecar and got quoted £6598 on a 1.1 forte and with a vtr £6897 lol its mad

[Manu]

Call a human being on the phone instead of the internet.

[joscelin]

will i get better prices by phoneing them then ?

[Manu]

CAn't be worse than 6 and a half Ks I suppose.

use this to get alternative 0800 number finder: http://www.saynoto0870.com/search.php so it doesn't cost you an arm an a leg.

[xxo0pko0xx]

quinns ace im covered for 2500 fully comp for my sax and im 18 with no years claims at all, also lets you drive others cars to :D

[joscelin]

all these lucky people with quin i got quoted 3k+ lol

[joscelin]

how do you know if your area is a high or low risk area ?

[joscelin]

how can it be that i am getting quoted exactly the same for 1l 3door saxos and the same for 5dr saxos and vtrs ? thats just silly i must live in the most high risk place lol

[hellovts]

you all mus be doing something wrong... i was 18 and with a vts for £1600 full comp no no claims or anything.. then turned 19 and changed over onto a fiesta st for £1.1k full comp then sold it and got a civic type r for £1.6k full comp in total... iv just turned 20 aswell

paying it in one lump sum does work out a hell lot cheaper by a few hundered though.

[Robin91]

I paid £1375 on my 1.2 8v punto, next year it's going to be about £1000 for the 1.8 Turbo Golf... you're getting ripped!

(17, No NCB, Golf will be with 1 year NCB.)

[xXkeliXx]

well.. im 19 i got qouted 637 fully comp for mine :) with quinn

[Krys_23]

£800 Fully comp on a 106 Rallye, group 11. And i'm 19. Had 3 vtr's and was only £750 when i was 18.

With more than.

[hellovts]

£800 Fully comp on a 106 Rallye, group 11. And i'm 19. Had 3 vtr's and was only £750 when i was 18.

With more than.

with more than you cant declare mods? :hug:

[1991Tom]

Im on quinn man! Got my vtr when i was 17 n paying £2000 on insurance :y:

Now that sounds like alot but my budget wasnt high (£3200) n i could of got a more modern car but with a smaller engine like all my friends. However i felt that ill spend less on the car n pay more on insurance just to have a bigger engine :D

Trust me mate its worth it... all my friends slated my sax when i got it (their all rich with 09 plate yaris's, puntos, polos, 500's etc) but as soon as you take them for a drive (not driving like a dick of course) they change their mind! :D

[stupotvtr]

Im on quinn man! Got my vtr when i was 17 n paying £2000 on insurance :y:

Now that sounds like alot but my budget wasnt high (£3200) n i could of got a more modern car but with a smaller engine like all my friends. However i felt that ill spend less on the car n pay more on insurance just to have a bigger engine :D

Trust me mate its worth it... all my friends slated my sax when i got it (their all rich with 09 plate yaris's, puntos, polos, 500's etc) but as soon as you take them for a drive (not driving like a dick of course) they change their mind! :D

+1 to all of that:y:

I got my vtr at 17 paid 2k insurance. Only thing I would maybe change if I did it again would be get a 1.4 maybe as I got used to the power and wanted more, so if I keep going at this rate fuk no's what I'll have by 25 lol

[Matty_Mills]

When i was 18, my S was insured with Direct Line... fully comp... £1500

[hellovts]

When i was 18, my S was insured with Direct Line... fully comp... £1500

they wudnt touch me on a vtr at 17 or a vts at 18, and still wont touch me on my civic at 20 :n:

[shayne_vtr]

quin direct are good as u are covered third party on any vehicle minus quads ikes converibles commercial vehicles etc but they are shit for paying out and getting in touch with wen u crash,and u will most prob get a producer everytime u get pulled as only new traffic enforcment vehicles have the system to track international insurance as quinn are based in ireland,bell are by far the cheapest i found but no two quotes are the same because of wer u live job etc , 200 a month is really good for a first car i ad a corsa gsi as my first car and mine was nearly 300 a month but was fully comp,the best thing i can recommend is to put your gf/sister on you insurance as ive found some insurers drop your premium.try looking into a traders policy as im on one now and it will cover me in any car performance or modified even porches ferraris etc and cars with up 20k in mods and i pay 780pound, ther are alot of options,just be as honest as you can with modifications etc as in the long run your insurance will be cheaper wen u upgrade to something with a little more poke, hope my experiences have helped