does fully comp cover me to drive other cars?

[16vgti]

hello, i have tried to search this but the search isnt working :(

i used to be insured with quinn direct which coverd me to drive any othe car on a third party basis, i am sharing a car with my mrs now so i realy need this, does anyone know what company's will cover me to drive any other car 3rd party if i insure our car with them fully comp? i am 20years old and i know alot of company's will only cover to drive any car if your 21 or over etc......

will be very greatfull for this if anyone can help as i need to try sort insurance out today so i can use another car when she uses ours for work etc :)

thanks,ad

[Sam]

hello, i have tried to search this but the search isnt working :(

i used to be insured with quinn direct which coverd me to drive any othe car on a third party basis, i am sharing a car with my mrs now so i realy need this, does anyone know what company's will cover me to drive any other car 3rd party if i insure our car with them fully comp? i am 20years old and i know alot of company's will only cover to drive any car if your 21 or over etc......

will be very greatfull for this if anyone can help as i need to try sort insurance out today so i can use another car when she uses ours for work etc :)

thanks,ad

My mates with Bell Insurance and they cover him for 3rd party on other cars, Hes 20 y/o

[wolf_gsxr]

used to be able to do this all the time but 17 year olds were insuring their 1.1 saxo's fully comp then driving daddys scooby all day they put a stop to it. im 19 an i can but i have a traders policy. not sure about a normal one tho..

[werdna]

Alot of companys have limited this extension to over 25's now i believe but a few will still cover younger drivers.

The car in question must be insured in it's own right though otherwise you need a traders policy.

[pdrake007]

Admiral is 25 now

[Mike_08]

Ain't most 25 now?

[willsy]

Sticky ground recently as many people still seem to be of the opinion that just because they are fully comp that they automatically get the privilege of driving other cars 3rd party.

As already mentioned most require that the person is over 25.

Also it is ONLY the policy holder who can drive other cars 3rd party. If you are fully comp but as an additional driver on someone elses Policy you will not be covered if you are driving any other car.

Have seen alot of people getting caught out by this lately and then having whichever car they are driving seized for not having valid insurance to drive it

[BazzaC]

As above, most are 25+ and this extension needs to be stated on your certificate of motor insurance also.

Please also be aware that the vehicle your going to drive has to be insured by someone else other than yourself.

If your unsure, call your insurer bud, they will be able to tell you in a a minute or so lol.

[Lacey_106]

My mates with Bell Insurance and they cover him for 3rd party on other cars, Hes 20 y/o

Yeah I was fc with 3rd party cover on other cars with Bell at 19.
I think I paid £40 or £50 extra for the year.

I'm not eligible (yet) to get 3rd party cover with any other insurers that I know of.

[KamRacing]

Fully comp does not allow you to drive other cars.
It is a separate part of the policy and will be stated on your certificate.

[16vgti]

thanks very much for the reply's, however who is best to ask for trade insurance quote? i am a trader so being able to drive other cars would be alot better but i have been told im too young at 20 for trade insurance.....

[16vgti]

all sorted now thanks guys :)