Insurance help

[marcy921]

Hi guys,

I'm looking to upgrade my current 1.1i to something like a 1.4 furio (I wanted a VTR but after the quotes I've been given, I've decided to change my mind?

Am I really looking at about £1800 for a 1.4?

I have had my license for 1 year, and 1 year named driver no claims. I'm 20, nearly 21.

Just like to see what you guys think.

I've tried all the usuals - Comparethemarket - Money Supermarket - Confused - Bell

Cheers

[CarlosVT]

That's about right mate.. insurance quotes are a joke and you haven't had your license for that long..

I pay around £2500 for a Mk2 VTR, I'm 17 and had my license for 6 months.

[marcy921]

Ouch! I don't really fancy paying that much for insurance, the monthly premium for it would be pretty high.

Might have to have a ring around, see if I can get them down any :)

[Braindeadhamster]

Have you tried doing the pass plus scheme. Some insurance companys see it as you are trying to be a responcible driver and give you a discount. Put on your quote that you already done it and see if you save the cost of the course on your insurance.

Jason

[MikeYost]

try elephant directly.. Im 18, 1 years no claims, £1000, all mods declared ( there is a fair few ;) ) Be worth a shot!

[marcy921]

Cheers Mike,

Elephant and Admiral seem to be the best, they are both around the £1600 mark.

I could probably afford it but I'd end up quite poor at the end of it unless I pass the lifeguard course at work :D

Think I could knock them down more if I phoned them?

[MikeYost]

Be worth a shot, put one of your parents as a Named driver on the policy, nothing wrong with doing it as its perfectly legal and it should bring it down.

[Gary-VTR]

£1800 is definitely pretty high on a Furio at your age.

As said above, add named drivers. Adding my Dad brings it down £100, then adding my gf's Mum brings it down another £140, for me.

I'm about to renew mine with Elephant, for £1200 (down from 1440 without named drivers) on a VTR.
20, < 1yr exp., 0 NCB. 4k miles, social only, tpft.

[marcy921]

Cheers for the replies guys. I was thinking about doing the named driver thing as that's what I'm currently doing on my 1.1 (£400 <3) but the main issue is me not earning NCB.

Direct line allow named drivers to earn NCBs though so I might give them a shot if not it's going to have to be a named driver jobbie :)

[vtrmann]

if you got a bird with a licence or ya mum dad stick them on as a named driver. did mine yesterday put girlfreind on went down by near 100 quid. she got 3 year ncb.

[marcy921]

Direct Line seems to be the cheapest with my dad on the policy. It comes to about £1400 fully comp (third party fire and theft is more expensive :O)

I'll have to see how my funds are going when my insurance is up :y:

[MikeYost]

iirc direct line do not allow any mods untill you are over 25 (just incase you were planning to mod in the future)

[marcy921]

I think I might have to stick with my little 1.1 for another year :D