another what car should i get thread

[saxo_mike]

turn 20 in 2 weeks so i can insure something decent

currently looking to get a 106 gti but there are obviously a lot more options available

budget is about 2500 to buy car and can't be over group 14

[MiniGibbo]

Morris minor.

[jonathon5]

Saxo vts

[stinkycheese]

http://i595.photobucket.com/albums/tt31/beancheese_2009/9cbd0414.jpg

[Robin91]

Surely at 20 you can get insured on something a bit better than a 106 Gti?!

[saxo_mike]

i've not really looked into much , a 106 gti is about 1200 and a mk4 golf 1.8t is 1700

always like eg civics but can't afford a minter

[Robin91]

i've not really looked into much , a 106 gti is about 1200 and a mk4 golf 1.8t is 1700

always like eg civics but can't afford a minter

Really?! Ouch! Tpft or FC? Any NCB?

[saxo_mike]

thats fully comp with 3 ncb with elephant not really looked about yet but it seems alright

[Rogue_Shadow]

has the magic 21 actually turned to 25?

I was reading in the newspaper the other day that your insurance wont drop as much when your 21 anymore. Instead 25 is now the magic number for the quote drops
:n:

[Robin91]

thats fully comp with 3 ncb with elephant not really looked about yet but it seems alright

I pay £1300 tpft @ 18 w/ 1NCB.

uMad?

[Peter_D]

has the magic 21 actually turned to 25?

I was reading in the newspaper the other day that your insurance wont drop as much when your 21 anymore. Instead 25 is now the magic number for the quote drops
:n:

It's always been 25 for the big insurance drop

[TomT]

i've not really looked into much , a 106 gti is about 1200 and a mk4 golf 1.8t is 1700

always like eg civics but can't afford a minter

With £2500 I'm sure you could find a nice enough civic

[Rogue_Shadow]

It's always been 25 for the big insurance drop

Really I thought it was 21 :(

Thanks anyway

[scholesyy]

im 25 in 6 months and cant wait just for the savings! counting the days lol. u aint gonna get anything fast under a group 14 tbh

[jonathon5]

used to be 21 15 years ago

My first insurance at
17 was £252 TPFT
18 was £221 TPFT
19 was £982 TPFT
20 was £771 TPFT
21 was £453 Comp

[scholesyy]

have u kept a record all these years?!

[danzman1991]

why no more than group 14?

[D--R--E--W]

why no more than group 14?

Past group 14 i'm sure you go up an insurance band. Thats what I was told from Swinton insurance

[Tommo87]

Up a band what a load is shit, just bite the bullet and pay what it costs for whichever car you want.

As for the civic idea unless it's a shit ESi want you'll struggle as even the UK VTi is group 16.

[danzman1991]

nah, insurance groups aren't as strict as they appear, some cars that are insurance group 17 could be cheaper to insure than some that are 14 I found when doing quotes for when I'm 20 with 3yrs NCB

[CampDavid]

Vauxhall Astra 2.2i SRI. A fine beast of a car.

Coincidently I'm selling my girlfriend's one at the moment!

[MiniGibbo]

The only problem with insurance going down as yo uget older is the cars you want get more expensive :wacko:

Dont the 2.2 astras munch threw engine mounts?

[CampDavid]

Not to my knowledge, certainly mine are all hunky dory at 94k

[MiniGibbo]

Could be the kid i knew who had one was a complete dinlo and his where shagged, somon else told me it was comman.

[CampDavid]

Could be the kid i knew who had one was a complete dinlo and his where shagged, somon else told me it was comman.

Don't think so. They're not without fault but they're fundamentally fairly solid.

Here's mine for sale, while we're on topic
http://www.astraownersclub.com/vb/showthread.php?t=271392

[saxomad197]

seems about right i bought my vts when 22 it was 800quid fully comp. iam 25 now when my insurance runs out in feb with 6 years ncb (it lowered 40mm) best quote i could get 488quid with hastings ill been driving 7 years. i find vauxhall are cheap to insure. how about a astra 1.8 16v coupe group 9e. peugeot 206 xsi are nice cars. or a pug 306 hdi bring it up to 120bhp and good mpg

[hellovts]

i pay round the 1.5k mark, and always have :n: but im not complaining i know what im paying for!

VTS @ 18
fiesta ST then sold it for a EP3 TYPE R @ 19
mk1 focus RS @ 20

cheapest car to insure so far for me has been the mk1 RS and its also the quickest lol :y:

[stinkycheese]

i pay round the 1.5k mark, and always have :n: but im not complaining i know what im paying for!

VTS @ 18
fiesta ST then sold it for a EP3 TYPE R @ 19
mk1 focus RS @ 20

cheapest car to insure so far for me has been the mk1 RS and its also the quickest lol :y:

Pics of the FRS? What's it like day to day? Any niggles?

[MiniGibbo]

Pics of the FRS? What's it like day to day? Any niggles?

I'm sorry to crush your boy hood dreams but as once said to me.. "It's just a bloody focus with a front bumper"

[stinkycheese]

I'm sorry to crush your boy hood dreams but as once said to me.. "It's just a bloody focus with a front bumper"

.......and turbo, LSD, Brembos etc.

[MiniGibbo]

.......and turbo, LSD, Brembos etc.

It was a joke lol.. To a bit of minge though that's all the difference would be :D

[stinkycheese]

Lol so true.

I literally just drove past one with the missus and said, "that's one of those Focus' I want" she replied, "really?, you sure? Looks like my nan's old one."

[Chr15]

your gf's nan had a FRS though ;)

ive been doing quotes ready for feb (changed my age and added 1 year ncb lol)

still cant do any better than a vts

even 182, CTR etc etc are coming back over 1800

evo 6 was 3500 :S

FML

[hellovts]

Pics of the FRS? What's it like day to day? Any niggles?

erm its alright day to day best bit about it is the turbo pssh and the brakes..

its a ford, iv had a few niggles... just like you'd get with any car as the miles go up however i know for sure i wouldnt hav got any of these niggles with the civic type r

i like owning the rs better than the typ r anyway :y: but over a 5year period i would take the civic purely for reliabilty :y:

HOWEVER id take cash over any car all day long, dont blow all of your money on a car :) good luck with the search, drive all sorts of cars mate

[MiniGibbo]

Insurance groups bollocks at 18 I got my 3 series fully comp cheaper than a vtr on tpft. And that's a group 15 vs 7..

[stinkycheese]

I've been looking for insurance on a dc5 as I hear they're what all the cool kids are driving these days.

[Ryyy]

rossgti says 'get a Saxo'.

[vtr02]

My vtr is group 15 on the new 1-50 insurance ratings with more than iirc

[MiniGibbo]

Theyve changed insurance groups??

[BBM]

Just get a 106 if thats what you're looking at.

[adamm]

im 20 and been getting quotes with 2 years no claims and everything is high priced
fully comp modified vts is 1850ish with an 850 excess
fully comp 106 gti with mods is 1600ish
106 gti no mods third party 1k
honda civic 1.5 lsi third party no mods 1100
172 clio sport no mods fully comp 2k
vtr with mods 1200 fully comp
s2 rallye 8v with mods fully comp 1200
its officialy shit being young and having such a high insurance price to pay. im in a rgiht confussion isin what the fuck to do tbh i could afford all of them insurances but dont know what to do.
been offerd a honda civic with a b16a engine in still 1.5 on logbook all stripped out full cage all the shit for 2k from a mate so so tempting

[MiniGibbo]

Thats fucking stupid you can insure a 106 gti cheaper than you can a £500 eg lsi with 89hp :homme:

[Peter_D]

I've been looking for insurance on a dc5 as I hear they're what all the cool kids are driving these days.

You know it :cool: 'sweatygooch'...lovely username for a forum full of middle aged DC5 owners LOL

The DC5 forum suits you imo

[stinkycheese]

You know it :cool: 'sweatygooch'...lovely username for a forum full of middle aged DC5 owners LOL

The DC5 forum suits you imo

It was that, whiffypit or TaintedStain

[Tommo87]

With £2500 I'm sure you could find a nice enough civic

A few hundred more and you can buy mine, it's insurance group 17 though. But pretty much standard bar a momo steering wheel and PIAA wheels.

[vtr02]

Theyve changed insurance groups??

yea did it earlier this year,

its to provide a 'better quote and service' due to the groups being much more accurate!

just to get more money!


http://www.parkers.co.uk/News/News/New-insurance-groups-explained/

http://www.thatcham.org/abigrouprating/index.jsp?page=347 showing saxo insurance group