19 VTR Male, need tips

[MrMillar]

Yes I'm 19, I live in the town Ormskirk which is near Wigan and Skelmersdale, I'm driving a VTR S Reg, I've said the cars not modded and it's in a locked garage, going to fit an alarm an maybe a tracker, any other tips I get give to my insurance provider to try an reduce my insurance premium? I have been quoted 2,580 which is from Admiral using compare websites, any tips!?!?!?!

Thanks in advance

[TomT]

Any no claims?

[Pieface]

Don't use Compare websites at your age. Only works +25 really. Add parents on policy as named drivers, if it's parked on the street, say it's parked on the street with Admiral (Makes it cheaper)

[TomT]

Don't use Compare websites at your age. Only works +25 really. Add parents on policy as named drivers, if it's parked on the street, say it's parked on the street with Admiral (Makes it cheaper)

That 2, It's best to ring up aswell. Got me mine about £300 cheaper

[devilsadvocate]

I hope the car isn't modified and is stored in a garage or your insurance premium is already void....

There are no tips for getting is cheaper, if you are 100% honest when you take out the quote then that is the price you will pay
The only thing you can do is try other companies

[Morgzc]

Must be a naff postcode as I just paid £1637 at 18, no ncb, parked on the street with mods!

[deans2k8]

when i was 19 just passed i paid £240 a month to insure a 1997 standard vtr..my own policy kept on the driveway and unmodified....least i wasnt fronting or anything..there isnt much you can do to get cheaper car insurance..other than lie..but that isnt worth it unless your stupid

[MrMillar]

I have 1 years NCB, I have told them about what little mods I have, an the cheapest I can get is about £2,300 a year :S

[Piggie]

I hope the car isn't modified and is stored in a garage or your insurance premium is already void....

There are no tips for getting is cheaper, if you are 100% honest when you take out the quote then that is the price you will pay
The only thing you can do is try other companies

Heres the insurance conscience again. GTFO

[SAM-S44MDS-]

Must be a naff postcode as I just paid £1637 at 18, no ncb, parked on the street with mods!

Its near Skem, ofcourse its a naff postcode lol

your area will be a massive issue with your insurance mate, as insurance companies also take into account claims of theft etc in the area. So with you being near Skem that wont do you much good lol
Move? IJoke obviously

[GolfJay]

I've said the cars not modded


I have told them about what little mods I have

Slight contradiction there? lol

[Piggie]

I have 1 years NCB, I have told them about what little mods I have, an the cheapest I can get is about £2,300 a year :S

This isnt as bad as yout hink my mates pays £2600 and we dont have as bad a postcode as yours....... I cant really see you getting any better ones mate sorry

[devilsadvocate]

Heres the insurance conscience again. GTFO

Ok little boy, maybe you should read the post below before you go shouting your mouth of. People do and can get found out!!

I'll be TOTALLY honest in this post.

When I was 17 my parents insured MY car in their names with me as an additional driver. At the time I did NOT know this was "Fronting" or Illegal!

Unfortunately I did have abit of a bump and guess what, not insured. After explaining what was a GENUINE mistake and misunderstanding, the insurance company did not press charges although I did end up paying over £1,000 for repairs to my car and the third party vehicle.

Again, genuine mistake.

One of the other questions used to catch people fronting is the "How many vehicles in your household" 3 cars in a house with 3 people? What does that look like...?

Personally, if I knew someone was fronting I'd report it. They are not insured and shouldn't be on the road!

[Piggie]

Ok little boy, maybe you should read the post below before you go shouting your mouth of. People do and can get found out!!

Ok 'big man'!
My point was and still is. I have already read that comment once. In another thread, then we all agree it aint going to change.
Then another person makes a thread which happens to be about insurance and you have to chuck something in about 'Fronting'.
So if your really that bothered.....which you clearly are, write someone a letter.
Maybe the person reading it will actually give a fuck

[Squeak_]

LOL at the above argument ( not being pointless or anything ;) )Morgzc, what company did u go with ? went with quinn n got a quote for 2450 which was a garaged car, which it was and no mods, which it didnt.... i jw as i cant seem to get a quote cheeper n one company charged me more to have my mum on ???

[tomshaw89]

Hi mate I really struggled to find an insurance company that would give me a good price on my VTR

Im 21
0 no claims
2 years driving experience
11 points
£2441

Try www.tiger.co.uk

[Shauno_Saxo]

19
2 years NCB
0 points
no convictions
Mk1 VTR
£1074.97
TPF+T
Flux

[skitts]

hmm im 18 with a years no claims and i managed to get mine for £720 one off payment third party fire and theft, ring the cheapest one up and say that you have seen it for about 200 quid cheaper and they will probs try and match it also put your mum on the insurance as a named driver and any other girls tbh as it goes right down ;)

[devilsadvocate]

Hi mate I really struggled to find an insurance company that would give me a good price on my VTR

Im 21
0 no claims
2 years driving experience
11 points
£2441

Try www.tiger.co.uk

Might be a reason for that lol

[crustyclown777]

I got an insurance quote yesterday from admiral direct, for a 2001 vtr saxo. I am 18, no NCB have been driving for 1 year and 5 months, no points, fully comp, and i got it for 1450.

Hence the reason i am now buying a vtr.

[mlawlan69]

Hi mate I really struggled to find an insurance company that would give me a good price on my VTR

Im 21
0 no claims
2 years driving experience
11 points
£2441

Try www.tiger.co.uk

11 points?!?!!?

jesus !!!! :P