renting

[nicole_]

can you paint walls and things
aslong as you paint them white again when you leave or something
or do they all have to stay white and boring the wholeeeee time youre there

[Ryan]

depends on the contract init'

[nicole_]

so would your contract state..no painting walls?
and if you did can they come in and check that before your contracts up?

[kristel10589]

Depends on the landlord. It's their decision at the end of the day :y:

[MrHouston]

Just ask the landlord

[Ryan]

It will state the condition of the propery and the contents when you move in.

If you are to make any changes to the property you will want to have it in writing so you dont loose the deposit.

[Chris_O]

Yeah if it's not clear in the contract just ask the landlord

[Nik_L]

Yeah speak to the landlord.

They will probably be fine with neutral colours.Or if you want to go wild,they will probably ask you to paint them white before you leave if you ever do.

[Dom]

Renting is the worst choice you can make, all that money your paying and you never get to own the property, you can rent a house for years and pay it twice over. Plus it will waste your savings if you have any that you could have put towards a mortgage :)

[jonsey]

You need a minimum of atleast 35k deposit for a house these days.
Ill be renting next year

[wingnuts]

Depends on the landlord. It's their decision at the end of the day :y:

Like he said. I'm aloud to paint mine but have to paint back as my landlords alright

[Ryan]

Renting is the worst choice you can make, all that money your paying and you never get to own the property, you can rent a house for years and pay it twice over. Plus it will waste your savings if you have any that you could have put towards a mortgage :)

Renting is fine. Especially if you dont have a decent deposit or jobs which are secure enough to make sure you are covered for all situations, without risking loosing the property due to not being able to keep the payments up.

Were in a market now where the chances of getting a deal with no money upfront have been massively reduced.

If people cant buy then what do they do???? go and get a free house on the council?

[nicole_]

Renting is the worst choice you can make, all that money your paying and you never get to own the property, you can rent a house for years and pay it twice over. Plus it will waste your savings if you have any that you could have put towards a mortgage :)

i know :( youre so right, its so depressing knowing your giving someone money but weve got no choice :(

[Dom]

Renting is fine. Especially if you dont have a decent deposit or jobs which are secure enough to make sure you are covered for all situations, without risking loosing the property due to not being able to keep the payments up.

Were in a market now where the chances of getting a deal with no money upfront have been massively reduced.

If people cant buy then what do they do???? go and get a free house on the council?

This is where you have to go and look at newly built properties, these are the best places to buy a house without paying a nice lump sum up front, easier to barter as well seeing as they are trying to accommodate a large number of properties :)

[jonsey]

Your aying to live in a place of your own.
Its no waste in my eyes

[kristel10589]

Like he said. I'm aloud to paint mine but have to paint back as my landlords alright

He is a she btw lol

[nicole_]

with the new properties you only need as little as 8k these days to move out!

but i think buying a house should be a long term thing, and we'd only be able to afford something small and short-term with deposits and mortgages so id rather wait and save for a longer term place i think :)

[Ryan]

This is where you have to go and look at newly built properties, these are the best places to buy a house without paying a nice lump sum up front, easier to barter as well seeing as they are trying to accommodate a large number of properties :)

Its not the property owner you need to worry about its the people who actually loan you the money.

Banks are not throwing them about as much as they used to/ones without a decent deposit have an appauling interest rate.

Part rent part buy I hear you say? Terribad.

[Dom]

with the new properties you only need as little as 8k these days to move out!

but i think buying a house should be a long term thing, and we'd only be able to afford something small and short-term with deposits and mortgages so id rather wait and save for a longer term place i think :)

Don't want to sound like an idiot, but saving will be harder when you are renting a property, your disposable income for savings will be virtually gone by the time rent and bills are paid surely?

But then again, as you said a mortgage is a long term thing.. its 50/50 really :y::n:

[Nik_L]

My landlord is spot on.Can do anything to the house(within reason).

Its a 2 bedroom and the rent i pay is very little more than what i was paying for a 1 bedroom council house and its a better house im in.And when the 1st time buyers market gets better we will be allowed to buy it.Best thing ive ever done and wouldnt look back.

[JAMason]

Check with your landlord, my old one actually helped me paint my old house...was a brilliant guy but I was given a house rent free for 12 months due to a new job, so would have seemed silly to stay put paying rent! I'm out of this one cone June though...:s
Jack

[JAMason]

Check with your landlord, my old one actually helped me paint my old house...was a brilliant guy but I was given a house rent free for 12 months due to a new job, so would have seemed silly to stay put paying rent! I'm out of this one cone June though...:s
Jack

[Gary-VTR]

As said already, it's completely up to the landlord.

Tenancy agreements usually include a clause that states the landlord can make an inspection at any time as long as x amount of hours/days notice is given.

Make sure you do paint them back when you leave too. My gf is a lettings administrator/supervisor, and she told me someone recently got rejected for a property because their previous landlord gave them a bad reference over redecoration.
They'd painted all the rooms horrible colours and left them that way when they moved out.

[nicole_]

As said already, it's completely up to the landlord.

Tenancy agreements usually include a clause that states the landlord can make an inspection at any time as long as x amount of hours/days notice is given.

Make sure you do paint them back when you leave too. My gf is a lettings administrator/supervisor, and she told me someone recently got rejected for a property because their previous landlord gave them a bad reference over redecoration.
They'd painted all the rooms horrible colours and left them that way when they moved out.

thanks :y:
also on average
do you know how long the process for going to an estate agent with a property youve find you like, and then agreeing the let and moving in etc normally takes?

[bide_furio]

thanks :y:
also on average
do you know how long the process for going to an estate agent with a property youve find you like, and then agreeing the let and moving in etc normally takes?



that exactly the same situ im in atm!

viewed somewheere last weds and put in the application thurs,

its really down to how desperate the landlord is to rent out i think!

[kristel10589]

thanks :y:
also on average
do you know how long the process for going to an estate agent with a property youve find you like, and then agreeing the let and moving in etc normally takes?

If the property's empty then usually within 5 weeks after filling in all the forms

[Gary-VTR]

thanks :y:
also on average
do you know how long the process for going to an estate agent with a property youve find you like, and then agreeing the let and moving in etc normally takes?

They say 4-6 weeks, but in reality you could manage it in 2-3 weeks.

They'll need employer, bank, character and landlord references.
Employer, nag your boss to hurry up sending it.
Landlord, they won't bother with at all if its your first home.
Character, again nag whoever you chose to give the reference.
Bank, take in 6 months bank statements with you. Which will speed it up a bit.

Once your references come back, they'll call you to tell you if you've been accepted/rejected.
If accepted, go down there and choose a moving date.
Then from there the amount of time it takes depends on how soon they can do an inventory of the property.
Once that's done, you pay the deposit+rent & get the keys.

Me & my gf handed in our applications on 15th June, moved in on 8th July.

[blackie_2k5]

thanks :y:
also on average
do you know how long the process for going to an estate agent with a property youve find you like, and then agreeing the let and moving in etc normally takes?

totally depends on the estate agent an landlord, my flat im renting now, i found it on the thurs, viewed it the fri, and was in the house the following fri morning, could have been in by tue/wed but we were busy

as said it usually depends on the landlord, 9 times out of 10 theyll let you decorate what ever you want within reason, and most dont even make you put it back so long as you dont leave it a mess for the future leasee.

we didnt want to rent but tbh theres not alot you can do, we just didnt have the money, theres alot more then ppl think goes into it plus you need to furnish/decorate what ever you get, its good to rent first, goes you the knowlegde and experience you need while saving for your own home:y:

[Mr_X]

nothing wrong with renting, imo its not a good time to buy.

People who say renting is throwing money away should think about, interest/stamp duty/fees etc.

now that is throwing money away.

[CampDavid]

Don't want to sound like an idiot, but saving will be harder when you are renting a property, your disposable income for savings will be virtually gone by the time rent and bills are paid surely?

But then again, as you said a mortgage is a long term thing.. its 50/50 really :y::n:

You know the flats they've built on the opposite side of the river to the station in Bedford, with underground parking? I looked at those in 2007 at £200,000. You can now buy them at £120,000.

Renting is sometimes a good idea.

Buying is often not the best move and there are other investments that I'd perhaps consider now days rather than the standard buying a house. Remember, rent is maintenance free. Houses cost a lot in upkeep too!

Anyway, so off topic. Best thing to do is speak to the landlord. Tell him the walls aren't that good and you'll decorate them. He can pay for the paint of course ;)

[moxy89]

You need a minimum of atleast 35k deposit for a house these days.
Ill be renting next year

LMAO, 35k not at all, 15k will get you a deposit on a house, you normally need 10%, dont no what you on about.

[0rang3peel]

Yeah as many others have stated, it's down to the landlord.... In one of my old student places we wernt allowed blu-tack :(

also mention you will tastefully decorate it, some landies are sceptical because they get some right freakish colours going down

[deans2k8]

You need a minimum of atleast 35k deposit for a house these days.
Ill be renting next year

not true, theres flats here for 29k :homme:

[CampDavid]

not true, theres flats here for 29k :homme:

Not sure Jonesy wants to move up that far.

It depends where you are. 10% deposit is about the minimum at the moment

[kristel10589]

LMAO, 35k not at all, 15k will get you a deposit on a house, you normally need 10%, dont no what you on about.

depends on the price of the house lol if 15k was 10% then you wouldn't even get a bedsit round here for that!

[Bound]

LMAO, 35k not at all, 15k will get you a deposit on a house, you normally need 10%, dont no what you on about.

Are you.. serious?

150k will buy you a one bedroom flat round here, you'd need 30-50k deposit for a nice 3 bed if you don't want to be raped with interest.

[vtrsarah]

Ask the landlord if your unsure i personly dont mind as long as its painted in the original colour when they leave but if your landlord does mind you will lose your deposit

[jonathon5]

Renting is popular in Europe

We are obsessed with buying in this country


I was surprised to see some nice flats for £89,995 with deposit paid the other day

So 2x £15k incomes could easily a mortgage for that

[Mr_X]

Are you.. serious?

150k will buy you a one bedroom flat round here, you'd need 30-50k deposit for a nice 3 bed if you don't want to be raped with interest.

this.

need an unrealistic deposit for a good interest rate.

looked into buying a flat in london, just lol. impossible.


im suprised you can buy a flat for 90k........

[RustySkull]

so would your contract state..no painting walls?
and if you did can they come in and check that before your contracts up?

You got it, it'll all be on the Contract. :fcuk:

[L720]

I thought you could paint it whatever you liked so long as you repainted it back to a neutral colour before you left.

[Aly]

iirc Auds said to me that as she rents all her walls have to stay white, but it's up to the landlord really.

[enthrone]

LMAO, 35k not at all, 15k will get you a deposit on a house, you normally need 10%, dont no what you on about.

pretty sure you need around 25% deposit though to get a decent rate.

[beckha]

I paid £6000 deposit on my house and I own it all.

My mortgage rate is 4% ish aswell I think.

:y:

x

[Bound]

I paid £6000 deposit on my house and I own it all.

My mortgage rate is 4% ish aswell I think.

:y:

x

Do you tow this "house" of yours behind your Saxo? Do you like dags?

[Mr_X]

Do you tow this "house" of yours behind your Saxo? Do you like dags?

ROLF.

what LTV is that beckha?

[auds]

can you paint walls and things
aslong as you paint them white again when you leave or something
or do they all have to stay white and boring the wholeeeee time youre there

Ask your landlord? My contract says they can only be painted magnolia which is what they are, however, I might ask my landlady if I can paint one wall a different colour.....you can't just go ahead and do it, well you can but you risk getting thrown out I guess. You can dress the rooms up to look good without painting walls different colours though, that's what I have done :)

[Mr_X]

Ask your landlord? My contract says they can only be painted magnolia which is what they are, however, I might ask my landlady if I can paint one wall a different colour.....you can't just go ahead and do it, well you can but you risk getting thrown out I guess. You can dress the rooms up to look good without painting walls different colours though, that's what I have done :)

like a feature wall?

[stinkycheese]

I paid £6000 deposit on my house and I own it all.

My mortgage rate is 4% ish aswell I think.

:y:

x

You don't own it all if you're still paying a mortgage.

[saxo-parts]

its already been mentioned but get a caravan! it'll be character building and you can save money too!