Log in

View Full Version : Whiplash claim + learner driver scam?


Gary-VTR
25th November 2010, 15:48
Had a theory for a compensation scam, wonder if it happens at all..

Crashing into a mate's car whilst on a provisional licence?

Do a few lessons on a provisional licence with a new instructor
After about 4 lessons, setup a situation where you'd 'accidentally' crash into the back of your mates car
Claim compensation, get the car fixed
Profit!

Reckon it happens?

Was saying to a mate of mine as a joke he should have a minor accident on a driving lesson, with a car that I'm looking to buy, so I can buy it off the owner for cheap as a cat D write-off. :A:

Rotrex_Rallye
25th November 2010, 15:52
I guess in theory it could work. Reminds me of when all the asians around my area started putting blown brake bulbs in, then putting the anchors on so you slam into the back of them. Of course there'd be a car full and you could never prove the brake lights were originally working. Fortunately this never happened to me, but so many got stung by it.

Tringaling
25th November 2010, 15:53
Why would you want to scam?!

L20VTS
25th November 2010, 15:54
Also passenger in learner cars these days have a brake pedal lol, they aren't just going to let you hit something.

tom130691
25th November 2010, 15:54
people like you are why insurance is so much now

Rotrex_Rallye
25th November 2010, 15:54
Why would you want to scam?!

I don't think he does. Hence 'theory' being in bold.

ed-bradley
25th November 2010, 16:05
I guess in theory it could work. Reminds me of when all the asians around my area started putting blown brake bulbs in, then putting the anchors on so you slam into the back of them. Of course there'd be a car full and you could never prove the brake lights were originally working. Fortunately this never happened to me, but so many got stung by it.

Iye! there was a bunch of them doing that near me...Until someone clocked on what was happening every other week in an office block over the road.

Tringaling
25th November 2010, 16:21
I don't think he does. Hence 'theory' being in bold.

:A:

Spotter, long day SAAAAAAAAN but it would happen somewhere somewhen..

low life scum somewhere

djx11b
25th November 2010, 16:24
saw something on telly about that with a office block and a roundabout crash scam. they all ended up in jail.

VTRelite
25th November 2010, 16:26
I guess in theory it could work. Reminds me of when all the asians around my area started putting blown brake bulbs in, then putting the anchors on so you slam into the back of them. Of course there'd be a car full and you could never prove the brake lights were originally working. Fortunately this never happened to me, but so many got stung by it.

Can't do that anymore. Developed new technology to prove what lights were on during the crash

Rudpud
25th November 2010, 17:01
Can't do that anymore. Developed new technology to prove what lights were on during the crash

How can you prove it?

rorz_vts
25th November 2010, 17:17
How can you prove it?

id like to know this

Jim-Bob
25th November 2010, 17:17
How can you prove it?

They analyse the plastic covers and bulb remains from the lights and depending on what they find they can tell if the bulb was on when the impact occured...

Something to do with heat cutting/melting into the plastic if the bulb was lit? Saw it on a police thing on the telly not so long ago :geek:



OP - how many driving instructors would allow a crash to happen given they have dual controls?!

And you need to prove whiplash, for such a slow impact you'd need to be a bloody good actor! And you run the risk of getting points on your provisional licence for dangerous driving...

Altogether it's a fail tbh!

I'll hold you and your imagination responsible when my insurance premium rockets!




James

C4_Lew
25th November 2010, 17:19
ppl have been doing the brake light thing for ages just turn ignition off and stamp on the pedal

Jim-Bob
25th November 2010, 17:24
ppl have been doing the brake light thing for ages just turn ignition off and stamp on the pedal

Unless you need the engine running for the brakes to work...


Handbrake would work fine though ;)

James

rorz_vts
25th November 2010, 17:26
They analyse the plastic covers and bulb remains from the lights and depending on what they find they can tell if the bulb was on when the impact occured...

Something to do with heat cutting/melting into the plastic if the bulb was lit? Saw it on a police thing on the telly not so long ago :geek:



OP - how many driving instructors would allow a crash to happen given they have dual controls?!

And you need to prove whiplash, for such a slow impact you'd need to be a bloody good actor! And you run the risk of getting points on your provisional licence for dangerous driving...

Altogether it's a fail tbh!

I'll hold you and your imagination responsible when my insurance premium rockets!




James

i agree with you thats its all a fail but wouldnt you think they would just get into a street race with some gimp and slam on

Jim-Bob
25th November 2010, 17:28
i agree with you thats its all a fail but wouldnt you think they would just get into a street race with some gimp and slam on

Street race on a driving lesson?

Lots of ways a scam could and does work but this one is fatally floored by having 2 people in control of the car...

James

Gary-VTR
25th November 2010, 17:30
OP - how many driving instructors would allow a crash to happen given they have dual controls?!

And you need to prove whiplash, for such a slow impact you'd need to be a bloody good actor! And you run the risk of getting points on your provisional licence for dangerous driving...

Altogether it's a fail tbh!

I'll hold you and your imagination responsible when my insurance premium rockets!

Chill Winston, it was only a theory. I'm not building some master plan to go ruining businesses and make fraudulent claims.

I apologise in advance just in case someone somewhere reads this thread, thinks "Fuck me, that's a brilliant idea", and goes and does it. Then a trend catches on, where hundreds of people are doing it everyday, causing your insurance to go up. ;)

But yeah, fair point about the dual controls.

adamm
25th November 2010, 17:31
I guess in theory it could work. Reminds me of when all the asians around my area started putting blown brake bulbs in, then putting the anchors on so you slam into the back of them. Of course there'd be a car full and you could never prove the brake lights were originally working. Fortunately this never happened to me, but so many got stung by it.

technically they can prove if the break lights are working because there could be melted parts of plastic etc on the fillament of the bulb obviously it would have to be quite a serious case for them to check this though.

edit- just noticed someone has already mentioned this

rorz_vts
25th November 2010, 17:32
Street race on a driving lesson?

Lots of ways a scam could and does work but this one is fatally floored by having 2 people in control of the car...

James

arg forgot the op was about a driving lesson lol my mate flipped the car on her first driving lesson and suppposedly wrote off a car when all it needed was a new door/wing and windscreen

Jim-Bob
25th November 2010, 17:35
arg forgot the op was about a driving lesson lol my mate flipped the car on her first driving lesson and suppposedly wrote off a car when all it needed was a new door/wing and windscreen

That's worrying...saw a brand new Fiat 500 on its roof on the news a while back, they were on a driving lesson with BSM iirc :panic:

James

vtr_dan
25th November 2010, 22:03
You probably wouldn't get away with it lol

When you go to make your claim, your insurance company would have a look at how long have owned the car, is it already a write-off etc.

On a side note (not being racist..) but the illegals do the highest number of false claims EVER. Just need to look at Mohammed Patel and his fucking "mates"

stiffler69
25th November 2010, 22:08
Had a theory for a compensation scam, wonder if it happens at all..

Crashing into a mate's car whilst on a provisional licence?

Do a few lessons on a provisional licence with a new instructor
After about 4 lessons, setup a situation where you'd 'accidentally' crash into the back of your mates car
Claim compensation, get the car fixed
Profit!

Reckon it happens?

Was saying to a mate of mine as a joke he should have a minor accident on a driving lesson, with a car that I'm looking to buy, so I can buy it off the owner for cheap as a cat D write-off. :A:

earn your own money instead of pushing up my premiums

Gary-VTR
25th November 2010, 22:42
earn your own money instead of pushing up my premiums

Did you not read the thread either then eh?

It's a theory. If you came up with a crackpot idea on how to rob a bank, it doesn't mean you'd do it. Does it?

People didn't watch Lock Stock, hear the 'Arse Tickler's Faggot Fan Club' business idea, then go out and do it in the masses, did they?

Jeeeeeeeeeeeesus.

deans2k8
26th November 2010, 05:50
They analyse the plastic covers and bulb remains from the lights and depending on what they find they can tell if the bulb was on when the impact occured...

Something to do with heat cutting/melting into the plastic if the bulb was lit? Saw it on a police thing on the telly not so long ago :geek:



OP - how many driving instructors would allow a crash to happen given they have dual controls?!

And you need to prove whiplash, for such a slow impact you'd need to be a bloody good actor! And you run the risk of getting points on your provisional licence for dangerous driving...

Altogether it's a fail tbh!

I'll hold you and your imagination responsible when my insurance premium rockets!




James


how they know if the lights were on at the point of impact.

if the lights was on at point of impact there would be small bits of glass embedded into the filament as the light was on it was heated up and would make the glass stick

if the lights were not on it would be unlikley that the glass would stick to the filament as it would be cold

Luke-saxo
26th November 2010, 13:41
police can take the bulb and send it off and they can tell if the bulb was on when you hit the rear of the car or not

Juggyluggs
26th November 2010, 14:24
moral of the story is don't put your brakes on to get someone to slam into the back of you