VTR insurance at 18

[ssaaxxoo]

In feb last year i did a quote for a VTR getting £2700! :panic: i wasnt prepared to pay that so opted for a 1.1 saxo for £1700, still too much in my opinion.

Right, now i just tried with the same details as before for the VTR and i've been quoted £1700, in december i got £2300 ?? surprised its gone down so much in 1 month, anyone know why :p

It's going to be £1400 for my 1.1 in Feb to renew so now thinking of taking the cost to go to VTR :)

[Packham]

Thats well cheap :panic:who is that with? im having trouble getting less than 1900 for my 1.1

[Morgzc]

Was 1600 for me before my vtr died :'(

[Tom275]

Ive found admiral quite cheap, its 1400 for me on a VTS, I'm 19 and have a couple of convictions, and my girlfriends a named driver aswell. try adding your parents on as named drivers, its completely legal and it will bring the price down considerably.

[ssaaxxoo]

It's with Admiral and i've also got a conviction. Anywhere else want silly money very surprised with admirals quote.

Now it's just a case of finding a decent VTR, proving difficult atm

[Packham]

It's with Admiral and i've also got a conviction. Anywhere else want silly money very surprised with admirals quote.

Now it's just a case of finding a decent VTR, proving difficult atm

My mum rung Admiral yesterday to get a quote in her name and it still cost more than 2 grand :(

Looking in the for sale section on here is probably your best bet of finding a decent one :y:

[ssaaxxoo]

jeees thats unlucky :n: maybe try multi car quote?? they can lower it by quite a bit.

That was my position last year unfortunately

5 more posts and i can view it :p

[devilsadvocate]

Bear in mind Admiral add on like 30% to the price if you opt to pay monthly.....

[Morgzc]

Im with admiral too. Do a quote in
your own name, it was cheaper for me
like that.

[Packham]

just done a quote online with admiral, did it in my own name got it down to 1600 and it is only another 110 to declare alloys and suspension :)

[ssaaxxoo]

Good old admiral :clapping:

[Packham]

Good old admiral :clapping:

It was only on compare the market though, so im not sure what Admiral will say, knowing my luck it will probably go along the lines of
"you cannot have modifications because you are under the age of 19" or something like that :n:

[ssaaxxoo]

On go compare if i scroll down the list of insurance companies most just say "cannot insure due to drivers age" :p ah well

[Morgzc]

It was only on compare the market though, so im not sure what Admiral will say, knowing my luck it will probably go along the lines of
"you cannot have modifications because you are under the age of 19" or something like that :n:

Im 18 and I have declared mods with them.

[Tom275]

I had mods declared with Admiral on my old 306, it was odd though because they charged hardly anything extra for exhaust and induction kit but an extra £100 for alloys :/

[Packham]

Im 18 and I have declared mods with them.

They have let me have them almost cost 2 grand but at least im insured now :P

[SAM-S44MDS-]

They have let me have them almost cost 2 grand but at least im insured now :P

Did you pay all in 1? Or monthly?

[Packham]

Did you pay all in 1? Or monthly?

Paid it all in one, just borrowed the money of my mum and dad.
Oh and its fully comprehensive too

[ssaaxxoo]

monthly is not the way to go if you can help it, all in one is far cheaper.

Looks like i'll be borrowing money off the rents too, least saves in long run. :y:

[SAM-S44MDS-]

monthly is not the way to go if you can help it, all in one is far cheaper.

Looks like i'll be borrowing money off the rents too, least saves in long run. :y:

Thats why I asked. I was gonna say if that was monthly its bloody cheap

[ssaaxxoo]

If i was to do it monthly it would be £250 more a year.

Not good for those unable to pay yearly :n:

[Cam]

im with admiaral i pay 3500 a year for my 1.1
its mad i got clean lisence and im 19
its the cheapest anyone gave me its day light robbery
300 pound a month i pay!!!!!! :wall::wall:

[_-john-_]

It's with Admiral and i've also got a conviction. Anywhere else want silly money very surprised with admirals quote.

Now it's just a case of finding a decent VTR, proving difficult atm

Where are you based mate

[Lewis1600]

Its mad how much places change the insurance!!

I was 17 paying £1100 on a VTR...

I checked how much it was couple of weeks ago at 19 - £790 :D

Love living here :P

[ssaaxxoo]

Live in Nottingham, btw changing it to parked on the road takes the price down for me maybe worth trying a quote doing that.

A Furio is £1550 for me, might have to go for a furio as i'm going to need money to p/x mine then pay towards next one. Not easy finding one in good condition either :(

[_-john-_]

Plenty of good ones about, traul through pistonheads, ebay, autotrader, gumtree and so on. Most will bring up samey results but there's some that're only put on one website. Got mine via that method and got it for a steal. I'm an old git though so my insurance isn't bad.

[VTR-leezo]

i pay £1036 thats with 3 points and a years know claims

[devilsadvocate]

Yeah but how old are you and how long have you been driving?

[jackomc999]

admiral charge a bomb if u pay monthly.
to pay monthly on my vts they would have basically charged me over £400 to pay monthly.

[jazz-man02]

got a vtr for me first car, had it since march. 1500 fully comp all extras, quite impressed with that :)

[jackomc999]

thats impressive.

[jazz-man02]

thank you mate, look around you can get a deal :)

[joe333]

i had a vtr at 17 and it was £2200 now it has gone down for £1500 with quinn and i am 18 hope it helps!