getting bent over

[saxoclarke]

... my friend has a 1997 renault clio 1.1 complete shed ... and hes being hcarged more a month than the cars worth he pays ... 270 a month and hes 18 nearly 19 how can he ;ower his insurence

[Gary-VTR]

It's just the going rate unfortunately. Check any/every other thread in this forum and you'll find out how to lower it.

[devilsadvocate]

It's just the going rate unfortunately. Check any/every other thread in this forum and you'll find out how to lower it.

This

Very few people under 21 with zero no claims get cheap insurance these days

£3420 does seem high though, he could probably get it slightly lower
Price comparison websites
Add parents as named driver with Admiral/Elephant

Once he has 1/2 years NCB it will drop quite a bit

[MrChris]

Tbh the main reason is insurance companies dont like youngens owning complete sheds.

Means you wont respect it and more likely for something to go wrong = them having to reach into their pockets

Someone said somewhere around a £1000 car with good safety features and a small engine is the best