Investing in shares

[M1VT]

Lo chaps
I'm going to be coming into ( a cheap hooker) some money soon and would like to invest some of it into shares

I know that shares can be a risky business but it'll only be a small amount

Anyone else got some shares in a big company?

Any advice would be much appreciated :)

[haz_pro]

My only advice would be that if its only a small amount be aware that it could take a very long time to see a "good" profit. (I say "good" as it is a subjective term, but you know what i mean).

EDIT: Oh and "rich dad, poor dad" i found a interesting read before investing.

[M1VT]

My only advice would be that if its only a small amount be aware that it could take a very long time to see a "good" profit. (I say "good" as it is a subjective term, but you know what i mean).

EDIT: Oh and "rich dad, poor dad" i found a interesting read before investing.

i'll have a look at that rich dad poor dad thing dude
I say small amount but it might be anything upto a grand that i can invest in.Not expecting profit within months cause the most of the cash will be going into a savings account

[Mr_X]

Remember you have to pay stamp duty and fees either on a transactional basis or monthly basis. Possibly eroding any profit on the small amount you invest.

Second all do you know anything about investing?

Would suggest you would make more money in a savings account but that's not quite as exciting.

[matt_vtr_15a]

I put my bonus on shares, I invested in one of our clients who is a food production facility before the recession...

I shat myself during the recession however the company shares grew fortunately...

Shares interest me a lot, it is almost a form of intelligent gambling but with knowledge and experience being just as influential as dumb luck!!

Personally though if investing a small amount of money, ISA's can be the best option however you do get more fun and good experience out of shares...

Invest wisely mate and good luck :y:

Im going to invest my spring bonus on the ex girlfriends dad company, it's only a small company but very stable and has a potentially massive job coming up!!

[Giraffe]

Depends what you want out of your shares. Remember that with shares you can also get dividends, so if those dividends are more than you would get out of an ISA or something, it still might be worth it. It isn't always about buying/selling.

Honestly though, for a grand, you probably aren't going to see a difference either way.

[0rang3peel]

I got stung, I put quite a bit of money in before all of this recession, credit crunch bollocks. I left it in for around 4 years, I had to withdraw due to a change of circumstances and I ended up losing about a grand on 10k.

Life goes on.

[matt_vtr_15a]

if you have an iphone, download stock wars off the app store..

it is a free app, you basically get 100,000.00 to invest and build up a portfolio of investments etc..

It is all based on the real stock market etc and is real time...

Invest the amount your looking at into whatever business and see how it changes...

good way of dipping your feet in the water with no consequences...

Somebody has managed to build up a portfolio of well over £30million from 100k on there... invested well lol

[M1VT]

well i'll be getting around 10K coming to me so atleast 7K will be going into a savings account and not beeing touched

around 1K on the car
1k to pay off some debts
then possibly 1K to play around with

so any profit on that 1K is a bonus

[Giraffe]

well i'll be getting around 10K coming to me so atleast 7K will be going into a savings account and not beeing touched

around 1K on the car
1k to pay off some debts
then possibly 1K to play around with

so any profit on that 1K is a bonus

The problem you will have is that a small volume of cash will only generate a small volume of profit, and as you are usually charged per transaction, your profit will likely be swallowed by it. If you are going to invest and wait, then again, it probably won't be worth it given inflation + charges, unless you pick an absolute gem of a company to invest in.

How often are you looking at trading these shares? Daily/weekly/monthly?

[matt_vtr_15a]

With the spare 1k you have allowed I personally would gamble it, nothing to lavish...

I would allocate £100 per month for gambling and whatever winnings you get for the month stash in a pot and don't touch it...

Do this every month for a year (£1200) and see what is in the pot at the end...

Gambling in this manor is affordable, controlled and can give good results as it's not impulsive or out of control...

Would rather do that than leave in shares that won't see much profit..

Unless you buy into a company before they BOOOM!!

and shares go from 30p to £30 etc...

[Lionsden]

Too much hastle for me, I've put my savings into Premium Bonds, and the winnings I've had from them far outweigh any intrest I would receive from an ISA or savings account.

[RossRog]

no point investing small ammounts the dealing costs an fund switches cost along with the amc's make it not as worth while...

maybe look at a unit trust, invested in funds instead of shares

[mtpagey]

Go to your bank and speak to the financial advisor there. This is the best advice you'll get as they know exactly what options they can offer you and realistically tell you the likely long term returns.

I opened an ISA a while back to put money from my wage into and got an appointement with the FA at the bank to explain the other half of my ISA. (Turned out I could put x amount (£5100?) into an isa every year but can also invest that 'x' amount).

Since i was a first time investor I could only put so much into this investment pot per month but I got my statement through last month. Was happy/surprised to see my money's pretty much doubled :) So letting someone else do the work they know best looks to be the best option in my mind anyway...

[Moke]

Send me £4k and I'll invest it in shares of Moke.

After 10 seconds of transferring the money, it then becomes mine.

PM me for more info :y:

[Giraffe]

Go to your bank and speak to the financial advisor there. This is the best advice you'll get as they know exactly what options they can offer you and realistically tell you the likely long term returns.

I opened an ISA a while back to put money from my wage into and got an appointement with the FA at the bank to explain the other half of my ISA. (Turned out I could put x amount (£5100?) into an isa every year but can also invest that 'x' amount).

Since i was a first time investor I could only put so much into this investment pot per month but I got my statement through last month. Was happy/surprised to see my money's pretty much doubled :) So letting someone else do the work they know best looks to be the best option in my mind anyway...

They work for a bank... not you... generally they do what's best for the bank followed by what's best for you. Although they won't give you shit advice, I don't think they will give you the best advice either.

[b0t13]

go to an independant adviser, all banks sucker you into getting what plans 'they' provide

[mlawlan69]

gambling is a mugs game, and with 1k you will be a small fish in big water, people wont give a fuck about burning you so to speak.

i would personally put it into a decent returns savings account :$

[matt_vtr_15a]

gambling is a mugs game, and with 1k you will be a small fish in big water, people wont give a fuck about burning you so to speak.

i would personally put it into a decent returns savings account :$

Be a small fish yes, but not always a mugs game...

Gambling would get the most fun out of it, and if sensible could get the best gains out of any possible suggestions,as he is already saving a large chunk of the cash don't think the 1k is that important to him...

Obviously a small fish but depends how you gamble the money...

I'd enter a pokerstars event, would be the best experience imo :P

[RossRog]

Go to your bank and speak to the financial advisor there. This is the best advice you'll get as they know exactly what options they can offer you and realistically tell you the likely long term returns.

I opened an ISA a while back to put money from my wage into and got an appointement with the FA at the bank to explain the other half of my ISA. (Turned out I could put x amount (£5100?) into an isa every year but can also invest that 'x' amount).

Since i was a first time investor I could only put so much into this investment pot per month but I got my statement through last month. Was happy/surprised to see my money's pretty much doubled :) So letting someone else do the work they know best looks to be the best option in my mind anyway...



do not go to a bank.... i work for an independent ifa, for the amount of money you got look to put it in an isa with a tidy growth rate... or contact a company like invesco or Henderson new star if you really want to put it in the markets..

[Furioman]

silly lass at my old job that had no social life and pored all her cash in to shares, recesion hit and she lost 15 grand lol

[ClumpyVtR]

Stocks are very tempremental you have seconds to act imo. For example my old boss invested 5k in rockhopper who are a company that dig for oil. Shares dwindled then KABLAM they found oil and shares rocketed. He would have made 150k (notice i said would) a few days later it turned out the oil wasnt crude and the shares dropped so much he lost £600. Fucking gutted:homme:

[Giraffe]

Stocks are very tempremental you have seconds to act imo. For example my old boss invested 5k in rockhopper who are a company that dig for oil. Shares dwindled then KABLAM they found oil and shares rocketed. He would have made 150k (notice i said would) a few days later it turned out the oil wasnt crude and the shares dropped so much he lost £600. Fucking gutted:homme:

In day trading, yeah you can have seconds or minutes to act.

But if you are investing, then you probably want to look at a company that is making steady progression, like Apple for example.

It all really depends what you want from your shares, it sounds to me as if he wants an investment, not to be day trading.

[ClumpyVtR]

In day trading, yeah you can have seconds or minutes to act.

But if you are investing, then you probably want to look at a company that is making steady progression, like Apple for example.

It all really depends what you want from your shares, it sounds to me as if he wants an investment, not to be day trading.

Surely something like BP would be a good investment? Shares are low at the moment because of the oil disaster but they will bounce back? Or something like a supermarket?

[Giraffe]

Surely something like BP would be a good investment? Shares are low at the moment because of the oil disaster but they will bounce back? Or something like a supermarket?

Quite possibly, I haven't looked at it and wouldn't pretend to know about such things like which companies to invest in, I just picked out Apple because they have grown steadily over time, same as Facebook etc. Some companies peak out and their share price doesn't change much for years, some banks are like that, and Microsoft are a prime example of a company like that. Supermarkets may well be in the same boat, although BP could be a shout, who knows. It might not bounce back, something else could happen etc.

http://www.google.co.uk/finance?client=ob&q=LON:TSCO

That's tesco's share price, if you look at it over 5 years, it's not a million miles above where it was in 2006, although it's had many highs and lows, so if you were to keep your eye on it, you could potentially have done well out of it, but it would require you to really look at it...

http://www.google.co.uk/finance?q=apple

If you look at Apple's for the last 5 years, you can see why it would have been an absolutely amazing long term investment...

http://www.google.co.uk/finance?q=NASDAQ%3AMSFT

Compare that to Microsoft's even over the last 10 years, and you can see why investing in Microsoft for anything other than dividend income would seem pretty pointless, at least to me... unless you were an amazing day trader with inside knowledge of course. However, Microsoft do pay alright dividends, and I think they pay them quarterly, so you may get more dividend income than you would from interest in a savings account.

[Oli_K]

Investing in company's such as shell/bp is always a good bet

[Giraffe]

Investing in company's such as shell/bp is always a good bet

Why do you say this?

[MiniGibbo]

I see youve recently watched "wallstreet" much like my self..

Shares are win :y: