need advise

[Geoff]

:bump: im 20 i have 2 years no claims so when i got my insurance and it was only 900i tho thats not really bad anyway . i rang up asking for a quote about mods the girl told me on the phone if i wanted it lowering, new alloys tyres , new backbox it would be an extra 125 again i tho that was pretty good . not wasting no time got myself a loweing kit had it fitted etc etc . So today i rang my insurance company up told them about the lowering now its an extra 107pound a year thats just for it being lowered . so not im hing second thos on getting any more mods ? is my insurance company shit should i look somwhere else i dunno what to do ? .

[puzzledzippy]

i lowered my car a couple of months back and my insurance carged me an extra £400 a year.
i changed mine to quinn direct, they are really good for mods

[dannyjay]

www.quinn-direct.co.uk

[saxoash]

im 19 with a modden vtr and quinn direct quoted me £890 on my own insurance, pluss most mods are free with them

[puzzledzippy]

i lowered my car a couple of months back and my insurance carged me an extra £400 a year.
i changed mine to quinn direct, they are really good for mods

iam still learning and they charged me £597 with mods declared

[c8james]

Sorry to wind you up, BUT as I am an old git (36) I pay £407 fully comp on any car. The only car I cant drive on my policy is a cosworth. Just think i can drive a porche or a top end merc but I cant drive a car they dont even make anymore!!! how stupid is that

[Geoff]

thats stupid i just been on the fone to quinn direct ...the quote they give me was 553 a year then a asked about mods he then explain the things they klass as mods are stuff like changing the engine making the car into a van :S x

[dannyjay]

Yeah I emailed them not long ago about mods, they said aslong as my car passes MOT's with the current mods, they will cover them.

I currently pay 1100 tpf&t for a furio (when I was 19). Next year when I have 1 year no claims, and wait a month and a half after my policey runs out (I will be 21) and my insurance will be something like 450£ tpf&t or alternatively 700£ fully comp. :A:

[Natalie]

i lowered my car a couple of months back and my insurance carged me an extra £400 a year.


:omg: That's extortionate

My company only charged me an extra £30 a year

[woodsy]

Sorry to wind you up, BUT as I am an old git (36) I pay £407 fully comp on any car. The only car I cant drive on my policy is a cosworth. Just think i can drive a porche or a top end merc but I cant drive a car they dont even make anymore!!! how stupid is that


thats poo :thumbdown:

im 24 and pay £350 fully comp on any car:A:

drove my mates 200sx s14 and thats faster then a cossie 364 bhp:Y:

[Geoff]

its mental the compant im with now are shit they would charge me more if i changed my mirrors
cd player thats how shite they are i need to find out if its 12 mouth contract i hope not as i will be on the phone tomor canceling it

[puzzledzippy]

:omg: That's extortionate

My company only charged me an extra £30 a year

thats why i changed to quinn

[Geoff]

just been on the fone to my insurance company i pay 1000 pound a year so if i wanted to cancel it it works on this scale

one mouth = 30%
two mouths = 40%
three mouths = 50%
four mouths = 60%
five mouths = 70%
six mouths = 80%
seven mouths = 90%
eight mouths = 100 %
i have been with them for five mouths so if i want to cancel my contract i will have to pay them around 400 pounds

[woodsy]

why dont you just hang on till end of your policy

save up some cash to buy the top mods you want

do your homework on insurance companys (as most say quinn only charge extra for engine mods)

then you have what you want on your car, for a good price plus a extra year on the ncb

[Geoff]

that what im going to do see my policy out . save the cash up then when my policy finshes look away get the best deal i think i will end up going for quinn . so with the cash i saved up get everything done at once i think thats my best bet