Track car insurance .

[jonathon5]

Just a quick thread for if your track car is still road legal.

I found fitting a cage to the car took me outside of normal insurance companies.

Can we get a list together of companies that will insure fully modded track cars

My insurance is £157 fully comp with unlimited mods.

Company is REIS - http://www.reis.co.uk/index.php

Anymore to add ?

[Ryan]

Thanks for heads up ill be needing something soon. There was an offcut of one of the big modified ones who gave track day cover and covered cages but cant remember who.

[Harv]

Christ that seems a good deal! Is that limited mileage such as can only be driven to tracks or anything goes? Heard of them before off Northloop, seems decent. I'll get a quote off them once my current insurance runs out - with Bell. Bell were willing to insure my car with a roll cage though so i guess that isn't too bad. Not covered for track days or anything though!

[adamskiTNR]

i'm with quinn. i'm 17. so you just don't want to know. still.....insured with a cage. so swings and roundabouts

[Colin]

I have competition car insurance with Richard Egger, still doesnt insure me on a stage or track though. Just road mileage. Insurance stops as soon as you are "on a road for competition"

However from me they required proof of MSA club membership and MSA licence....

[andywiddss1]

brentacre cover caged car and all other mods u just have a bhp limit

[Dave_P]

My insurance is £157 fully comp with unlimited mods.

Impressive price! :y: Limited mileage?

I'll defo give them a bell if i decide to put my 106 back on the road.

[JoshB]

I'm sure I heard a rumour that Liverpool Victoria dont bump up your premium for modifications, they just want to know. Obviously I wouldnt have thought engine mods arent included.

[jonathon5]

My insurance is limited to 2000 road miles a year,

[JoshB]

Flux Direct has just been tipped off to me. Guess its a division of Adrian Flux? Mate's just had a quote of sub £500 for a fully caged Ginetta G40, he is 33 mind.

[Alex]

I'm with Flux, about £500 fully comp with all mods declared, 7500 limited mileage.
They tend to be pretty good, when my renewal came up i declared cams and they kept the premium the same.

[Oc2]

Did you not declare the cams when they were done? or were they fitted during the time your renewal was up?

[hard_corejoeboy]

Im with flux at around £900 a year. Takes the piss IMO as i had 3 years NCB and was 26 when i got the insurance...

[dannygti]

i have noticed insurance has dramatically gone up.. so im really not looking forward to insuring my gti and whatever performance car i end up buying as a daily :(

[Ryan]

i have noticed insurance has dramatically gone up.. so im really not looking forward to insuring my gti and whatever performance car i end up buying as a daily :(

Same here, hoping admiral multicar will work with a cage although I'm expecting a big fat noooooo... Fuck I need a tow barge.

[Harv]

Same here, hoping admiral multicar will work with a cage although I'm expecting a big fat noooooo... Fuck I need a tow barge.

All the sister companies to Admiral and Admiral itself give me quotes with a roll cage and I'm fully insured with Bell for mine so you should be fine Ryan. Think I pay an extra 40 a year for the cage or something.

[dannygti]

i dont think you can have cages with admiral guys, im with them on my megane and asked about the gti and also mentioned cage and they said noo... might be worth a try but i doubt youd have much luck..

im expecting to pay around 1k'ish for my gti :(

[jonathon5]

All the sister companies to Admiral and Admiral itself give me quotes with a roll cage and I'm fully insured with Bell for mine so you should be fine Ryan. Think I pay an extra 40 a year for the cage or something.

Admiral told me to do one, when I fitted a cage.

[hard_corejoeboy]

i have noticed insurance has dramatically gone up.. so im really not looking forward to insuring my gti and whatever performance car i end up buying as a daily :(

Why would you have a performance car as a daily when you have your car? Just an extra expense and has the potential for that car to spiral out of control too.

[dannygti]

Why would you have a performance car as a daily when you have your car? Just an extra expense and has the potential for that car to spiral out of control too.

because i can lol.. whats wrong with having a track car and a fast prestigeous road car?

[Ryan]

Why would you have a performance car as a daily when you have your car? Just an extra expense and has the potential for that car to spiral out of control too.

Plenty of reason to have a respectable daily driver and a good track toy IMO. For one less chance of getting hung out to dry when overtaking.

[Harv]

i dont think you can have cages with admiral guys, ..

im expecting to pay around 1k'ish for my gti :(

Admiral told me to do one, when I fitted a cage.

Strange one that as I can always get a quote off Bell with it on and when I altered it online it came up fine, extra £40 a year. I might have to ring and check on that one then. Although I spoke to one person who was like oh it just counts as an interior change. I thought that was a bit weird so I still insured it with a cage. My renewal is up in 2 months though so i'll ask then. I'm probably looking at the top end of £700-£800 :wacko:

[Oc2]

Im currently with admiral, just checked out a quote on Admiral.com

With suspension lowered (>5cm) and a cage is £1600

im 19 with 2years NCB, mine will plummet from that because of multicar but admiral do offer insurance with a cage


Edit: adding uprated brakes to the quote dropped it by £350