dirt cheap insruance

[Ali123]

morning people, im 17 and new here so you wont know me, but yeah, hi :)
anyways i got my vtr a couple of weeks ago and been searching for the cheapest insurance quote i could find and till 5 mins ago i got a quote of 1.3k on it by coverbox.
its under my dads name and im a named driver. before you all say im fronting the car is registered to him and he will be driving it too....

just thought id get it out there for any other young driver looking to insure their car :)

[mlawlan69]

brilliant when do they come round to insure your tracker.

[devilsadvocate]

Does he use it more than you?

[Ali123]

the same, if not more

[Venns]

Are you getting one of those stupid trackers tho?

[Dannii]

Coverbox can have it's little catches though
Someone I know has a similar quote and can only do 7.5 miles a day... and can't drive from 11pm-6am... stupid stuff

[devilsadvocate]

Coverbox can have it's little catches though
Someone I know has a similar quote and can only do 7.5 miles a day... and can't drive from 11pm-6am... stupid stuff

Fcuk paying £1300 a year to drive 7.5 miles a day lol

The only way to get cheap insurance year on year is to be A) Older and/or B) Have NCB

[Ali123]

7.5miles a day hahaha thats shite
and i was stupid enough to totally ignore the tracker part and went straight onto getting a quote, then i realized i had to have a tracker!
i got a quote of 1.9k from bewiser but without a tracker, but still, thats a good price for a 17 year old

[bcfc2]

Got quoted 6k from bewiser on a furio :|

[Ali123]

was that the online quote or did you ring them up?
while i was still looking for a car i found a real nice pug 206 1.6L
did the online thing and got a quote of over 7k, not long later had an email from the saying "please ring us on blablabla as there is a discount"
and that discount was huge. They quoted over 7k and when we rang them up it was 2.2k..
im not sure if its actually a discount as they did that with any online quote i did, they'd send me the same email..
so just try ringing them mate :)

[ChristopherJames]

i payed £998 fully comp at 17 on my first year and im now 18/19 in november and on my second year paying £750 fully comp im on my step dads name too but its registered in his name and he drives it more less all the time :L
only get to drive it now and then :(
but get to do what i want to it :)

[Ali123]

a vtr right???
and who did you insure it with? :)

[CEdwards]

trackers are shit :/

[Vtr_max]

i was a named driver at 17, just 700 on top of my mums policy, ( on a 1.2 corsa )
i only use the car 2 day a week.

but in 2months it all pays off cause i can get insured on a VTR for 1500 a year, in my own name :)

[Vtr_max]

ohh and that wasnt with no tracker etc

[RedB]

Tracker on a citroen?

That 4.8k discount is pure win, sounds like a marketing tactic though so it sounds like a good deal. There are more competitive quotes out there

[CEdwards]

ive been looking at corsa c 1.8 sri and its like 1900 next year after 1NCB being at 18 years old

[Vtr_max]

ive been looking at corsa c 1.8 sri and its like 1900 next year after 1NCB being at 18 years old

i can get quotes for 1800 on a 1.8 SRI corsa, 19 with 0 NCB winwin :D just shame there quiet alot more expensive to buy then saxos

[tisandy]

When I was 17 and just passed my test my Brothers girlfriend went on my Insurance as the first driver and got insured on a Mark 1 VTR for £900/year.

[mlawlan69]

When I was 17 and just passed my test my Brothers girlfriend went on my Insurance as the first driver and got insured on a Mark 1 VTR for £900/year.

fronting doesnt count as cheap insurance, as technically you have none :n:

[Ashleyp]

Fcuk paying £1300 a year to drive 7.5 miles a day lol

The only way to get cheap insurance year on year is to be A) Older and/or B) Have NCB

fuck paying £1300 to drive a saxo. lol

[Mansfield-Matthew-vts]

i only pay 530 fully comp on my vts im 21 with 1 NCB

[Morgan_VTR]

Where the eff do you live? Im 21, 4 years license, 4 years NCB, £880 FC. Fuck you insurance!

[Le0N]

i only pay 530 fully comp on my vts im 21 with 1 NCB

what insurance company was that with? I'm 21 and cant find any quotes below 2k for a 1.1 saxo :/

[devilsadvocate]

what insurance company was that with? I'm 21 and cant find any quotes below 2k for a 1.1 saxo :/

I would suspect he has some NCB, lives in a decent rated area, has a decent job (according to insurers) etc

2k seems a lot for a 21 year old

How long have you had your licence?
What's your postcode rating?
Any NCB?
Any claims or convictions?

[Mansfield-Matthew-vts]

Im with aviva live in notts and im an outdoor pursuits instructor dont earn that much money good insurance tho :)

[moggyvtr]

1600 on my on name no claims bonus 20yo

[skitts]

trackers are wank they can even tell how fast you are going and where you are all the time

[john-paul]

I only pay £600 for my vts but that's on my multi car 0 nc on that car witch idid think was bad with all mods decleared

[devilsadvocate]

trackers are wank they can even tell how fast you are going and where you are all the time

Key word there is 'track', people should read what they are letting themselves in for before they decide to buy something.

If you want cheaper insurance (sometimes) then having a tracker may be the only option for some people, even if it means only driving at certain times of the day and sticking to the speed limits lol

[Venns]

I was a named driver last year at 18 and was paying £750 with Aviva, drive carfully.

[Jay_T87]

Really dont know where you guys look for insurance, got my VTR after 8 months of driving and i was paying £900 TP FT. Then to insure it the next year with 1 year NCB, it dropped too less then £600.... And i changed it to fully comp with just me on my policy!! You really need to look around more often

[barlow135]

Im 19 and got a quote from admiral for 1400 but you have to pay it in one go. They bumped it up to nearly 2000 for the privelige of paying monthly :( bastards

[jw1325]

honestly - buy a 1.1 and drive it for a year and get some no claims / years on your licence/ cheaper insurance.

all this paying 2k+ for a car at 17? why?

i had my GTi at 18 and paid 700 a year for it. its now 300 a year at 21, and the type r is only just under 600.

nothing wrong with having a small car for a year if the insurance is that rediclulious!

[Viper]

Just get the cheapest shittest thing with the smallest engine possiblea and build the no claims. Ignore car snobbery.

[vinnie_long]

try admiral 1300 for a 18 year old with 1500 quid clame on it haha

[devilsadvocate]

try admiral 1300 for a 18 year old with 1500 quid clame on it haha

Admiral are normally good but if you have a shit postcode for example then most companies are going to be expensive, everyone's circumstances are different

[Gandi699]

honestly - buy a 1.1 and drive it for a year and get some no claims / years on your licence/ cheaper insurance.

all this paying 2k+ for a car at 17? why?

i had my GTi at 18 and paid 700 a year for it. its now 300 a year at 21, and the type r is only just under 600.

nothing wrong with having a small car for a year if the insurance is that rediclulious!

Only problem is you are a female so thats a good chunk off the price to begin with!
My advice is to insure it yourself but add named drivers. I put my sister, dad and mum on mine and it knocked £150 off! Not to be sniffed at.

[choness2004]

Just so everyone knows, out of all the companies that use trackers Coverbox is the best. I was in the same situation with my 1.1 when I had it. You can drive at any time of the day, but only have x amount of miles late at night and during rush hour. These can be adjusted though to suit your needs. In almost a year with Coverbox I came no where near using up all of my mileage. Good choice as a insurer imo :)

[dan_dan_the_saxo_man]

your all living in my dreams...my renewal quote is £6750 from elephant! the cheapst i can get! ... i'm having to consider driving by being charged for miles per day as an option! help me!