License years?

[Saxtape]

I was just wondering what you guys put when getting quotes on confused.com
and other similar sites.

Does the license years include my provisional license as well?

I work for Aviva and we include provisional years in that.

thanks
Matt

[petrolhead_19]

do you know i never thought about that :S
I have always put the length of time since i passed my test, maybe thats why my insurance comes up more than other ppls lol

Might try this next time

[Saxtape]

do you know i never thought about that :S
I have always put the length of time since i passed my test, maybe thats why my insurance comes up more than other ppls lol

Might try this next time

I am 99% sure it includes provisional.
Aviva do it even mentions it next to the box to enter the years

[Jyxo]

I hope this is the case, I'm with aviva at the moment and they didn't take into account the months I had my provisional.

[char69lie]

so you can add the amount of time you have a provisional onto the time you have held your licence? i can add nearly a year onto mine then if thats true ahah :D

[Saxtape]

I hope this is the case, I'm with aviva at the moment and they didn't take into account the months I had my provisional.
You have to tell them most of the time.
Personally I would call and tell them it affects all the whole risk factors, you are a better risk than they think.
you may be entitled to a refund.

so you can add the amount of time you have a provisional onto the time you have held your licence? i can add nearly a year onto mine then if thats true ahah :D
Well as i say aviva use the provisional years, it tells you that when you do a quote.

Not sure about other companies.

[mclovin9091]

Never really though about this but i suppose technically you have been driving since the 1st lesson you took.

Mine would only add 2 months onto mine anyway :( Week intensive course is the way forward. Saves money in the long run

[mlawlan69]

i highly doubt it includes provisional as some people apply for one at 17 and then just stop start driving for years, i did for 4 years lol.

doesn't mean i have held my license for 5 years though does it :p

[Saxtape]

i highly doubt it includes provisional as some people apply for one at 17 and then just stop start driving for years, i did for 4 years lol.

doesn't mean i have held my license for 5 years though does it :p

They don't make it clear though, if aviva accepts it there must be other companies. I suppose its up to the company.

[scot-ish]

do you put from the frist time you held/passed? for instance if you held for 4 years, then got banned, and held for another 4 years, should you put 8 years, or 4 years?

[saxoclarke]

hope this is true :P , i wonder if theyll expept my year of having a provisional on the moped :P

[petrolhead_19]

if it is true then i can put i held my license for 8 years lol instead of less than 1.
But i have had my full bike license for coming up 3 years lol shame car insurers dont take my bike no claims into account :(

[Saxtape]

do you put from the frist time you held/passed? for instance if you held for 4 years, then got banned, and held for another 4 years, should you put 8 years, or 4 years?

It all counts as experience so yes

[petrolhead_19]

gutted just did a qick quote and if i put down the length i held my provisional aswell it knocks over a grand off my insurance :(....
think i might cancel my insurance and re insure it lol, its ok though as i only got insurance on it last week so not too bad :P 14 days to cancel lol

[Saxtape]

gutted just did a qick quote and if i put down the length i held my provisional aswell it knocks over a grand off my insurance :(....
think i might cancel my insurance and re insure it lol, its ok though as i only got insurance on it last week so not too bad :P 14 days to cancel lol

Wow! Thats well good! I would double check with the insurance company that they do accept provisional years before you do it.

Let us know what happens

[petrolhead_19]

well going to look into it and if i can then i am changing over, will let you know how it goes.

I would rather pay £700pa instead of £1800pa lol

[devilsadvocate]

I put for as long as I have had my FULL licence not including provisonal.

To be honest I doubt it will make much difference when you have had it 6+ years :)

[petrolhead_19]

well i have had my license since november last year but had my provisonal since i was 17 so 7 years, also had my bike license for 2 years

[Saxtape]

well i have had my license since november last year but had my provisonal since i was 17 so 7 years, also had my bike license for 2 years

That would make a massive difference then
are you going to try it?

[petrolhead_19]

yeah going to try it just need to wait till i get paid next month, i can cancel my insurance at anytime aslong as i pay £20 cancelation fee so not too bad, so think im gonna go with the £700 quote either that or i did another quote with my fiance on as a named driver she only has provisional had it for 10 years, takes insurance down to £595 lol

[rey]

Ring them first and double check before you cancel ANYTHING dude

[Saxtape]

yeah going to try it just need to wait till i get paid next month, i can cancel my insurance at anytime aslong as i pay £20 cancelation fee so not too bad, so think im gonna go with the £700 quote either that or i did another quote with my fiance on as a named driver she only has provisional had it for 10 years, takes insurance down to £595 lol

Top stuff! :y:

[petrolhead_19]

Ring them first and double check before you cancel ANYTHING dude

yeah i will be doing as i said ill be researching it before taking any action :D lol