when will insurance go down?

[dan_dan_the_saxo_man]

well its 3k a year atm on a vtr...1 ncb and im 19


do yo think it will go down any when i get 2 ncb and when im 20?


i don't understand how my mate is able to drive a corrado vr6 for 800 quid a year, and im stuck with a 1.6 saxo for 3k :'(


also , any details on traders insurance? my dads on one.


and do i need a upgraded license for 3.5T vans?

[Manu]

it will go down when you consider a smaller car. Your license is valid up to 3.5T and/or 12 (or is it 15?) passengers

[Proffitt]

3k on a VTR, which is £250 a month! That's crazy...Actually no it's not, it's stupid.

You're 18 with a VTR (a fairly fast-ish car for what it is) and you're complaining about high insurance! Get a smaller engine car..simples.

Is the VTR worth 3k a year on insurance?

For 3k, i can insure a brand new Focus RS 2.5 Turbo and have about 1.5k change. I'm 21.

[Ashleyp]

Is the VTR worth 3k a year on insurance?

For 3k, i can insure a brand new Focus RS 2.5 Turbo and have about 1.5k change. I'm 21.

For £3k i'd have a pushbike and be going on a few holidays :D

I wouldn't pay more than £1k for pretty much anything on insurance, especially not a VTR. i feel mugged off that i paid £650 for a VTR when i was 18.

[devilsadvocate]

I love how people complain when they are still inexperienced and trying to insure a VTR but can't get cheap insurance!

3k is stupid, I could buy and insure a VTS for half that

[rick_VTR]

how is it 3k a year?
im 19
have an sp30 for speeding (3 points)
i have 1 year ncb
and i drive a mk 2 vtr
granted i havent declared any mods but still, i just paid £989.60 last month for a years insurance, people just arent looking hard enough.

[Venns]

3k is probably about right as Im also 19 and looked into getting one, cheapest I found was 2400. I decided to wait for a year as when your 20 it will probably be closer a grand.

[Morgzc]

I wouldn't pay that much for a VTR now, I did when I was 17 but I can insure one for <£1600 (and im still younger than you and have no NCB).

[rick_VTR]

3k is probably about right as Im also 19 and looked into getting one, cheapest I found was 2400. I decided to wait for a year as when your 20 it will probably be closer a grand.

how is that about right when i just said i got insured for under 1000 pound?

[dolby20]

19, 1 years ncb, 1 year experience, Mk2 VTR, "98bhp" - £1600 last december

[rick_VTR]

19, 1 years ncb, 1 year experience, Mk2 VTR, "98bhp" - £1600 last december

basicaly the same as me, except ive been driving 1 year and 8 months, plus i have 3 points for speeding and mines still cheaper than yours, you should be able to find it cheaper than that dude.mines almost 700 quid cheaper. with service xk, or service kx can never remember which way round it is. its a company through go compare website.

[dolby20]

That's considerably less!
Mine expires in December so might check that out!
Ncb and experience is technically 1 year 8 months :P

[Furio-Gazza]

Madness, i wouldn't pay more than £1200 for insurance on a Saxo,
i can get insured on a 2.0 Turbo WRX Scooby for £2100 a year im (21) and your paying £3000 on a VTR LOL EPIC!:zainy:

[Jordysport]

when i was 18/19 i was running a VTR and it was only £900 pa you lot must live in crap area postcodes.

[sam_16v]

i pay 1000 a year with asda for my vtr and im 21 with 9 penalty points

[dolby20]

when i was 18/19 i was running a VTR and it was only £900 pa you lot must live in crap area postcodes.

Bradford.
Say no more
:P

[Jordysport]

i pay 1000 a year with asda for my vtr and im 21 with 9 penalty points

Thats a bloody good price for Plymouth!!! I'm suprised you can get insurance if you live in plymouth and with 9 penalty points!! congrats!

[sam_16v]

it took so hunting i didnt think i was going to get it so cheap but plymouth area i live in plympton is low risk post code

[hard_corejoeboy]

I really wanted to ring up the insurance company that quoted me £9000 for my 1.4 106

27, 4 years NCB

Really wanted to ask them why the thought i would crash my car and write it off 18 times in one year!

[hard_corejoeboy]

Bradford.
Say no more
:P

Bradford? Thats in Pakistan right?

[dolby20]

Bradford? Thats in Pakistan right?

Other way round pal :P
Easily mistaken ;)

[Jamie0311]

how is that about right when i just said i got insured for under 1000 pound?

i'm the same, can get insured for 1k with a years ncb, i'm 19, and have had an accident (other party admitted liability but it still ups my quotes)