having serious problems

[dan_dan_the_saxo_man]

20 in 3 months time

got my renewal price with 2 years no claims...

over 8 grand on a vtr.


went onto compare markets and the cheapest i got out of it was £6770 on the vtr fully comp.


just to put this into perspective...my previous years price was 3 grand...


i live in manchester.



HEEEEEEEEEEEEELLLLLLLLLPPPPPPP!!!!!

[Derbyshire80]

the word OUCH comes to mind

[Malky]

I think Manchester is classed as a high risk area with insurance companies.

Over 8 grand though? Even 3 grand is a ridiculous price to pay.

Looks like you need to buy a small engined car for a few years and build up some more no claims.

[dan_dan_the_saxo_man]

I think Manchester is classed as a high risk area with insurance companies.

Over 8 grand though? Even 3 grand is a ridiculous price to pay.

Looks like you need to buy a small engined car for a few years and build up some more no claims.

even the 1.1 i have is £3770 0.0

[dan_dan_the_saxo_man]

i need to move somewhere else

[Malky]

even the 1.1 i have is £3770 0.0

Fuck me. That is insane.

[dan_dan_the_saxo_man]

Fuck me. That is insane.

put the hammer down on the young kids eh?

[dan_dan_the_saxo_man]

adrian flux just quoted me 8 grand for vtr

[Malky]

put the hammer down on the young kids eh?

Insurance nowadays is just frightening.

I'm 34 now, but even when I was younger (21) I managed to insure a Peugeot 306GTi6 fully comp for under £800

[dan_dan_the_saxo_man]

should i wait 3 months until im 20? will that make a difference?

[Quick]

Unlikely.

I'd start looking for a lower group car, with extra security.

[Malky]

should i wait 3 months until im 20? will that make a difference?

Do you have any points/accidents? Surely just the fact you live in Manchester wouldn't mean the price was so expensive.

[dan_dan_the_saxo_man]

:(

i wuv my saxo tho..lol

[dan_dan_the_saxo_man]

nope no accidents/points...i even have pass plus done

[Malky]

Have you asked them why it is so expensive?

[dan_dan_the_saxo_man]

well tbh no...can't belive i haven't...guess the shock made me forget

[Malky]

You should ask what factors are making the quote so high.

[Manu]

have you called a human being instead of looking at your computer?

[Reece1591]

get some people down as named drivers on your car will lower it abit mine went down £400 sticking my dad as a named driver even though he never drives the thing

also adrian flux are not very good atm as they wanted £3k for my arosa standard with no mods and elephant wanted £2k with alloys and lowered suspension declared and with mods on adrian flux they wanted near £3800

so much for being a good company for young modified drivers

i would look around for a good car in low insurance group my arosa is a 1.7sdi but its in insurance group 3 but i can get insured on a 306 1.9dturbo for £30 less a month and thats in 6

just look around and see what other people in your area drive and go from there or just ask an insurance company what they would suggest driving lol

[dan_dan_the_saxo_man]

have you called a human being instead of looking at your computer?

fool, ofcourse

[devilsadvocate]

Must be the stats for one (or more) of your circumstances have caused the premium to increase

If you haven't changed any of your circumstances since last year and you haven't made a mistake on the quotes then the ONLY explanation is that one of your circumstances has caused the price to increase because of statistics.

Area/Postcode - Massive increase in theft claims maybe?
Occupation - Increase in claims for your job type maybe?
Car - Increase in claims for that Model/Make of car maybe?

[LouisUK]

The bus it is for you then lol..

Was that having the car standard?

[Cam]

know how you fill mate, im paying 4000 on my 1.4 :wall:

[dan_dan_the_saxo_man]

The bus it is for you then lol..

Was that having the car standard?

ye standard...a 1.1 is £3750

last year my vtr was £3k

now im looking at just over double with elephant and over 8k with adrian flux

[dan_dan_the_saxo_man]

my last insurance was a tracking device one, with time zones i could'nt drive in...are there any others like this?