Insurance Prices 18Yr Old

[Stefan_Wood]

Hi all
Im new here, joined today but was just wondering about insurance prices so far my cheapest quote is £1812 on my mothers with the COOP, i will be driving the car most likely on the nights and she would have it during the day so i will be doing it legit. But i have 2yrs no claims from a motorbike, can this be brought onto a car policy.

Quote Details

7Yrs no claims for the mother
50 + yr old parent
Cars in her name

Just wondering also if this is a good price 1812 ?

Thanks

[Tontsy]

because of your age, insurance is going to be high.
troo fakt dat.

will your mum REALLY be driving the car more than you ?
is it her car? ... or is it yours, and in her name to try and make insurance cheaper ?

[Stefan_Wood]

because of your age, insurance is going to be high.
troo fakt dat.

will your mum REALLY be driving the car more than you ?
is it her car? ... or is it yours, and in her name to try and make insurance cheaper ?

Well it will be about the same, accept when i go for trips upto blackpool with the misses. The cars registered in her name, and we bought the car together.
If i can bring my motorbike no claims over i would put it in my name and get insurance on my own so i can build up no claims and add mother as a second driver

[BertieG]

im yet to find somewhere that would accept my bike no claims. i think carole nash do a 6 wheel insurance policy so they may do, but i havent checked

[JDub]

Try Adrian Flux, I'm with them, I bought my first years insurance last year at 18 and it cost me £1200 with no added drivers or anything. :)

[Tontsy]

Try Tesco . . . i think they allow you to use Bike NCB. i tried it with them before.

[Tontsy]

Try Adrian Flux, I'm with them, I bought my first years insurance last year at 18 and it cost me £1200 with no added drivers or anything. :)

you are possibly the first person ive heard to reccomend them
:detective:

[cyne]

you are possibly the first person ive heard to reccomend them
:detective:

They used to be good a year or so back for young drivers.

[Tontsy]

They used to be good a year or so back for young drivers.

and now... cunts. lol.
:A:

[Stefan_Wood]

Nice one, ile have to try them all out

[devilsadvocate]

If you are using your mums 7 years NCB on the policy already then you can't add yours (whether motorbike or car) on top of this.

It's your age which is putting up the price.

As a test remove yourself from the quote and it will probably be like £300 for your mum on her own, especially with 7 years NCB!

I doubt you are going to get it much cheaper than £1800 in my opinion, shop around as much as you can though :)

[Stefan_Wood]

If you are using your mums 7 years NCB on the policy already then you can't add yours (whether motorbike or car) on top of this.

It's your age which is putting up the price.

As a test remove yourself from the quote and it will probably be like £300 for your mum on her own, especially with 7 years NCB!

I doubt you are going to get it much cheaper than £1800 in my opinion, shop around as much as you can though :)

Yh mom alone is like 180quid lol, me alone on coop was around the 6k mark, but yh shopping around is what im going to have to do thanks

[sebring]

For a 1.4?

Feel your arsehole getting violated!

[Mochachino]

Sometimes its cheaper to have yourself as the main driver and mother as the named. Try it, although I cant see it being cheaper.

thats a good price for your age etc

[leahjane2O1O]

im payin 1600 for a 1.1 with my mom, dad and other half on it.. :(

[JDub]

you are possibly the first person ive heard to reccomend them
:detective:

I haven't needed to claim off them so no idea what they're like for claims haha!
They were well recommended on UKSC forums so checked them out and they gave me the cheapest quote.

£1200 with no additional drivers or anything on my own policy as opposed to £2800 anywhere else isn't too bad. :P

[Lionsden]

you are possibly the first person ive heard to reccomend them
:detective:

To be fair they were really good with me. I used their camper conversion policy last year and nearly used them again this year they gave me the cheapest quote, but this year I have to pay in installments and the finance company they use had a crazy apr which made them more expensive than the higher quote I got from my current provider. I'd definitely use them again!

[ryza]

my 1st year was 2800! now i can get insured on the same car with all mods declared with 2 women named drivers and 1 year no claims and 1 year driving for £959 not bad me thinks :)

[ryza]

im 18 now by the way :p

[blackie_2k5]

best advice is pay the ins when you young, just get a shit car.... then when your older youll get some better cars..i know a few lads whove drove on rents policy for years, they had better cars when they were younger...but now theyre older we can insure other stuff as we have NCB...where as they still havent, so cant insure decent stuff...as even on the rents policy...theres only so much you can get cheaper..insurance companies arent daft to that now

and they still have no NCB so still gonna cost them a bomb on a shed

[ChristopherJames]

RYZA! who you with for insurance?


i paid 900 for 1st year now im on second year and paid 750 but its not far off ending so want to see what ill get quoted next :L

[Stefan_Wood]

best advice is pay the ins when you young, just get a shit car.... then when your older youll get some better cars..i know a few lads whove drove on rents policy for years, they had better cars when they were younger...but now theyre older we can insure other stuff as we have NCB...where as they still havent, so cant insure decent stuff...as even on the rents policy...theres only so much you can get cheaper..insurance companies arent daft to that now

and they still have no NCB so still gonna cost them a bomb on a shed

I have to much pride to drive a shed lol, and its £4500 to inusre at my age for my saxo, but im happy sticking with a saxo till im 21 then get myself a astra diesel but by then ile have a full time job so i could afford the pricey insurance when i go on my own. Thats the plan anyway lol

[devilsadvocate]

I have to much pride to drive a shed lol, and its £4500 to inusre at my age for my saxo, but im happy sticking with a saxo till im 21 then get myself a astra diesel but by then ile have a full time job so i could afford the pricey insurance when i go on my own. Thats the plan anyway lol

What car would you deem a shed compared to a Saxo lol?

He isn't suggesting you buy a car which is falling apart, he means get a car which is lower risk to insurance companies like a Toyota Starlet 1.3 for example.

[blackie_2k5]

as above, ad youll regret it i guarantee it, by that time youll want a proper car an because youve got no NCB you WONT be able to get one

[Willc03]

I'm 18 with no years no claims and on my Saxo VTR (lowering declared) its costing my £2700 for the year with two named drivers on the policy.

A quote for when I get my one year no claim: Same care, same added drivers etc but goes to about £900 with the same company!