Has anyone claimed for an iphone through the bank recently?

[joshg_7]

As above, has anyone used their mobile phone insurance through their bank recently for an iPhone? Ive just lost mine and im wondering whether theyll replace the phone or give me the money for one, which i know theyve done in the past.

Anyone?

[nicole_]

surely it depends on the bank/insurance company...

[K17NEY]

Mines insured through natwest, they replace the phone.

[matt_vtr_15a]

I would compare your bank and house insurance and see which works out for the best....

I went through home insurance and got cash to replace the phone..

[joshg_7]

They all use the same company (CPP)

[Piggie]

At halifax they'll replace it. But the excess has gone up from £30 to £100.

[joshg_7]

I would compare your bank and house insurance and see which works out for the best....

I went through home insurance and got cash to replace the phone..

Yeah I wouldnt mind the cash so I can get a 4s

[MiniGibbo]

No my phone wouldnt fit in the slot at the cashpoint.

[joshg_7]

No my phone wouldnt fit in the slot at the cashpoint.

Honestly mate take yourself back to bed, that was horrendous

[jw1325]

Mines goes away today, they replace it with a new one. I just wanted them to fix it :(

[lee_saxo]

my excess is £100 on my insurance, robbing cunts

[brianS]

£100 is hardly robbing compared to what a new uncontracted phone costs though. they havent forced you to take out the insurance

[Manu]

give a phone call, faster than asking on here.


No my phone wouldnt fit in the slot at the cashpoint.

http://www.whoateallthepies.tv/wp-content/uploads/2011/08/1801096-badum_tish_super.jpg

[devilsadvocate]

At halifax they'll replace it. But the excess has gone up from £30 to £100.

Im with Llloyds and claimed for damage about a year ago, they just repaired it.

I then got a letter saying the excess is going up from £50-£100

Still worth paying for a phone worth over £500 though :)

[Piggie]

Im with Llloyds and claimed for damage about a year ago, they just repaired it.

I then got a letter saying the excess is going up from £50-£100

Still worth paying for a phone worth over £500 though :)

I agree.

A premium bank account is well worth the money for things like this and the other perks. Breakdown cover etc

[jw1325]

My mum did it through her special bank account, hers covers all the phones in the household

I don't see the point of taking one out when she has that. I will take travel insurance out for £15 if I go on holiday, and I drive a Honda, I don't need breakdown cover lol

[MiniGibbo]

Pictures of said mum?

[jw1325]

Pictures of said mum?

erm, A smaller, more skinny version of me with darker hair + 28 years but not old looking :y:

[MiniGibbo]

Interesting :detective:

[Simon]

Im with Llloyds and claimed for damage about a year ago, they just repaired it.

I then got a letter saying the excess is going up from £50-£100

Still worth paying for a phone worth over £500 though :)


I'm with Lloyds, had the same letter :homme:



Guy I work with recently ran over his iphone 3gs 16gb,
as its discontinued they are paying him out £300 less the excess
(excess £30 it was claimed before it when up)

[lee_saxo]

how do you run over an iphone ?

[Simon]

how do you run over an iphone ?

Not realise its dropped out your pocket, get into car and reverse out of parking space

[MiniGibbo]

Not realise its dropped out your pocket, get into car and reverse out of parking space

Yer but when that happens it falls between the seat and the door seal..

Or if you have an absolutely tiny car like a 205 it falls into the door card.